The Business Platinum Card®

$695 Annual Fee^¤

APR on purchases will be a variable rate, 19.49% - 28.49%, based on your creditworthiness and other factors as determined at the time of account opening.¤

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A Sleek Metal Card With Perks That Shine

Earn 150,000 Membership Rewards® Points

after you spend $20,000 in eligible purchases on the Card within your first 3 months of Card Membership. †

Membership Rewards® Points
on Flights and Prepaid Hotels Booked on AmexTravel.com^‡
Membership Rewards® Points
Earn 1.5X points for every dollar spent (an extra half point per dollar) on: Eligible purchases at US: Construction material and hardware suppliers, Electronic goods retailers and software & cloud system providers, Shipping providers. Each eligible purchase of $5,000 or more everywhere else.^‡

Earn 1.5X on up to $2 million of these purchases per calendar year.^‡

To learn more about spending categories, visit www.americanexpress.com/rewards-info

$199 CLEAR® Plus Credit^‡
CLEAR® Plus helps you get to your gate faster by using unique facial attributes to verify you are you at participating 50+ airports nationwide. You can cover the cost of a CLEAR Plus membership^[1] with up to $199 in statement credits per calendar year after you pay for CLEAR Plus with The Business Platinum Card®. ^[1]Excluding any applicable taxes and fees. Subject to auto-renewal.

Great For:

Big & Small Business Expenses

Why Should You Apply For a Business Card?

Business Cards are great for...

Frequent business travelers looking to earn rewards on purchases of flight, hotel and car rental reservations.^*
Earning rewards on frequent business purchases like advertising, shipping and office supplies^*
Simplifying recordkeeping with features like Year-End Summary^‡ and Employee Cards^‡
Financial flexibility and the increased buying power for large business purchases

* Not all Cards are eligible to get rewards. Terms and limitations vary by Card type.

Earn 150,000 Membership Rewards® Points
after you spend $20,000 in eligible purchases on the Card within your first 3 months of Card Membership. †
The Business Platinum Card®
$695 Annual Fee^¤
Apply Now
Learn More
Great For
- Big & Small Business Expenses
- Airport Lounge Access
- Frequent Flyers
Featured Benefits
5X Membership Rewards® Points
on Flights and Prepaid Hotels Booked on AmexTravel.com^‡
1.5X Membership Rewards® Points
Earn 1.5X points for every dollar spent (an extra half point per dollar) on: Eligible purchases at US: Construction material and hardware suppliers, Electronic goods retailers and software & cloud system providers, Shipping providers. Each eligible purchase of $5,000 or more everywhere else.^‡

Earn 1.5X on up to $2 million of these purchases per calendar year.^‡

To learn more about spending categories, visit www.americanexpress.com/rewards-info
1X Membership Rewards® Points
on other purchases
Terms and limitations apply.^‡
Pay Over Time ^‡
The Pay Over Time feature lets you carry a balance with interest, up to your Pay Over Time Limit, on eligible charges.

How it works:
Eligible charges will be automatically added to your Pay Over Time balance and can be paid over time, up to the amount of your assigned Pay Over Time Limit on your account. You can choose to pay for these charges over time with interest, or you can pay your full balance each month, whichever is best for your business. You must pay in full any charge or a portion of a charge that is not added to a Pay Over Time balance.
Travel Benefits
$199 CLEAR® Plus Credit^‡
CLEAR® Plus helps you get to your gate faster by using unique facial attributes to verify you are you at participating 50+ airports nationwide. You can cover the cost of a CLEAR Plus membership^[1] with up to $199 in statement credits per calendar year after you pay for CLEAR Plus with The Business Platinum Card®. ^[1]Excluding any applicable taxes and fees. Subject to auto-renewal.
No Foreign Transaction Fees¤^‡
No matter where you're traveling, when you use your The Business Platinum Card® there are no foreign transaction fees.
Fine Hotels + Resorts ^‡
When you're ready to relax and need an escape, enjoy an unforgettable experience with Fine Hotels + Resorts^®. When you book through American Express Travel, you’ll receive an average total value of $550^[1] in perks, like daily breakfast for two, 4pm check-out, and more. Plus, book on AmexTravel.com and you can earn 5X Membership Rewards^® points, or use Pay with Points, on prepaid stays.

¹ Average value based on Fine Hotels + Resorts bookings in 2023 for stays of two nights. Benefits include daily breakfast for two, room upgrade upon arrival when available,$100 amenity, guaranteed 4PM late checkout, and noon check-in when available. Certain room categories not eligible for upgrade. $100 amenity varies by property. Actual value will vary based on property, room rate, upgrade availability, and use of benefits.
The Global Lounge Collection^‡
You deserve choices. With the American Express Global Lounge Collection® get access to plenty, including 1,400+ airport lounges in over 500 airports around the world. Whether you’re looking for a place to rest and recharge or somewhere to catch up on work, enjoy our growing network of lounges across 140 countries and counting.
$695 Annual Fee^¤
^†Offer Terms
^‡Benefit Terms
^¤Rates & Fees
^♦AMEX Assurance Disclosures
Apply Now
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Earn 100,000 Membership Rewards® Points
after you spend $15,000 on eligible purchases on the Card in the first 3 months of Card Membership. ^†
+ 0% APR for 6 months
0.0% Intro APR for 6 months from the date of account opening on purchases eligible for Pay Over Time, then a 19.49% - 28.49% variable APR.¤
American Express®
Business Gold Card
$375 Annual Fee^¤
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Great For
- Growth stage businesses
- Earning flexible rewards
- Everyday business categories
Featured Benefits
4X Points
Earn 4X Membership Rewards® points on the 2 categories where your business spends the most each billing cycle from 6 categories:

U.S. purchases made from electronic goods retailers and software & cloud system providers

Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.

Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways

Purchases at U.S. media providers for advertising in select media (online, TV, radio)

U.S. purchases at restaurants, including takeout and delivery

U.S. purchases at gas stations

While your top 2 categories may change each billing cycle based on where your business spent the most, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories from this list each billing cycle will count towards the $150,000 cap. ^‡
1X Points
on other purchases
Terms and limitations apply.^‡
Cell Phone Protection
Sometimes the Unexpected Happens. You can be reimbursed, the lesser of, your costs to repair or replace your damaged or Stolen cell phone for a maximum of up to $800 per claim with a limit of 2 approved claims per 12-month period when your cell phone line is listed on a wireless bill and the prior month's wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim. Additional terms and conditions apply. ^[1] ^‡
^[1] Coverage is provided by New Hampshire Insurance Company, an AIG Company.
Travel Benefits
3x Points
Earn 3X Membership Rewards® points on flights and prepaid hotels booked on AmexTravel.com. ^‡
No Foreign Transaction Fees^¤^‡
No Foreign Transaction Fees on international purchases. ^‡
Global Assist® Hotline^‡
Sometimes the unexpected happens when you travel. A passport is lost. You come down with a sudden illness. A lawyer is needed. Being a Card Member can make things easier. Global Assist® Hotline^‡ can help you prepare for your trip with customs information and more. And while you’re traveling more than 100 miles from home, coordination and assistance services such as lost passport replacement assistance, translation services, missing luggage assistance, and emergency legal and medical referrals are a phone call away. Card Members are responsible for the costs charged by third-party service providers.
The Hotel Collection
Book a minimum two-night stay with The Hotel Collection through AmexTravel.com and enjoy a $100 credit to use during your stay towards eligible charges. ^[1] Plus, 12pm check-in, late check-out and a room upgrade upon arrival, all when available. ^[2] ^‡
^[1] Eligible charges vary by property. ^[2] Certain room categories are not eligible for upgrade.
$375 Annual Fee^¤
^†Offer Terms
^‡Benefit Terms
^¤Rates & Fees
^♦AMEX Assurance Disclosures
Apply Now
Learn More
Earn 15,000 Membership Rewards® Points
after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.^†
Business Green Rewards Card
$95 Annual Fee^¤
Apply Now
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Great For
- Travel Perks and Protection
- Purchasing Power
- Young Businesses
Featured Benefits
2X Points
Earn 2X Membership Rewards® points for each dollar you spend on eligible purchases at amextravel.com.
1X Points
Earn one Membership Rewards® point for every dollar of eligible purchases.^‡
Employee Cards
Earn rewards.^‡ Set boundaries. Stay up to date.
Think of Employee Cards as another tool you can use to stay on top of your expenses. Let employees buy what they need within limits^‡ you set. You'll earn rewards^‡ on their purchases, and receive real-time alerts to help you know who's spending and where.
Pay Over Time ^‡
The Pay Over Time feature lets you carry a balance with interest, up to your Pay Over Time Limit, on eligible charges.

How it works:
Eligible charges will be automatically added to your Pay Over Time balance and can be paid over time, up to the amount of your assigned Pay Over Time Limit on your account. You can choose to pay for these charges over time with interest, or you can pay your full balance each month, whichever is best for your business. You must pay in full any charge or a portion of a charge that is not added to a Pay Over Time balance.
Travel Benefits
Global Assist® Hotline^‡
Sometimes the unexpected happens when you travel. A passport is lost. You come down with a sudden illness. A lawyer is needed. Being an Employee Card Member can make things easier. Global Assist® Hotline^‡ can help you prepare for your trip with customs information and more. And while you’re traveling more than 100 miles from home, coordination and assistance services such as lost passport replacement assistance, translation services, missing luggage assistance, and emergency legal and medical referrals are a phone call away. Card Members are responsible for the costs charged by third-party service providers.
$95 Annual Fee^¤
^†Offer Terms
^‡Benefit Terms
^¤Rates & Fees
^♦AMEX Assurance Disclosures
Apply Now
Learn More

Grow Your Business with American Express

Access online tools and Card benefits designed to help your business grow. Explore some of the many American Express® Business Card benefits.

Online Statements
View your purchase history, prepare reports, and budget your expenses.
Account Manager
Free up time. Assign a trusted team member to oversee your American Express account. Account Managers can handle tasks like making payments, reviewing transactions, and adding Employee Cards, so you’re free to focus on other priorities. Enroll an Account Manager.^‡
Year-End Summary
Get access to a Year-End Summary of charges so you can review your annual spending. Learn more at americanexpress.com/yes^‡

Woman with a suitcase at the side of a road looking at her phone