American Express® Business Gold Card
($375 if application is received on or after 2/1/24.)
Rewards as Good as Gold
Great for: Maximizing Value
Earn 70,000 Membership Rewards® Points
after you spend $10,000 on eligible purchases with your Card in the first 3 months.†
Earn 4X Membership Rewards® points in the 2 select categories where you spend the most each month, on the first $150,000 in combined purchases from these categories each year. See details below.‡
Earn 3X Membership Rewards® points on flights and prepaid hotels booked on AmexTravel.com.
$240 Flexible Business Credit‡
$155 Walmart+ Membership Credit‡
Featured Benefits
$240 Flexible Business Credit‡
Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.
$155 Walmart+ Membership Credit‡
Walmart+ members enjoy shopping perks – both online and in-store – at Walmart. Use your American Express® Business Gold Card to pay for a monthly Walmart+ membership (subject to auto-renewal) and receive a statement credit that covers the full cost[1] each month.[1]$12.95 plus applicable taxes. Plus Up Benefits not eligible.
Cell Phone Protection
You can be reimbursed, the lesser of, your costs to repair or replace your damaged or Stolen cell phone for a maximum of $800 per claim with a limit of 2 approved claims per 12-month period when your cell phone line is listed on a wireless bill and the prior month's wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim. Additional terms and conditions apply. ‡[1]Coverage is provided by New Hampshire Insurance Company, an AIG Company
Additional Benefits
4X Membership Rewards® Points
Earn 4X Membership Rewards® points on the 2 categories where your business spends the most each billing cycle from 6 categories:• U.S. purchases made from electronic goods retailers and software & cloud system providers• Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.• Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways.• Purchases at U.S. media providers for advertising in select media (online, TV, radio)• U.S. purchases at restaurants, including takeout and delivery• U.S. purchases at gas stationsWhile your top 2 categories may change each billing cycle based on where your business spent the most, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories from this list each billing cycle will count towards the $150,000 cap.
Earn 3X Membership Rewards® points
Earn 3X Membership Rewards® points on flights and prepaid hotels booked on AmexTravel.com.
1X Membership Rewards®points
1X points on other purchases. Terms and limitations apply‡
Use Points for Charges
Use Membership Rewards® points to cover eligible charges on your Card and see how simple it is to reward yourself.
$155 Walmart+ Membership Credit‡
Walmart+ members enjoy shopping perks – both online and in-store – at Walmart. Use your American Express® Business Gold Card to pay for a monthly Walmart+ membership (subject to auto-renewal) and receive a statement credit that covers the full cost[1] each month.[1]$12.95 plus applicable taxes. Plus Up Benefits not eligible.
$240 Flexible Business Credit‡
Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.
Membership Rewards® Program - Travel
Booking a flight‡ is only one way you can use Membership Rewards® points for travel. You can also upgrade to a better seat‡, transfer points to participating loyalty programs‡, or redeem for a gift card.
No Foreign Transaction Fees¤
Make international purchases from the U.S. or while abroad without being charged foreign transaction fees.
Global Assist® Hotline‡
Sometimes the unexpected happens when you travel. A passport is lost. You come down with a sudden illness. A lawyer is needed. Being an Employee Card Member can make things easier. Global Assist® Hotline‡ can help you prepare for your trip with customs information and more. And while you’re traveling more than 100 miles from home, coordination and assistance services such as lost passport replacement assistance, translation services, missing luggage assistance, and emergency legal and medical referrals are a phone call away. Card Members are responsible for the costs charged by third-party service providers.
The Hotel Collection
Delight your senses when you book a two-night minimum The Hotel Collection stay throughAmerican Express Travel. Get a $100 experience credit to use during your stay [1].[1]Experience credit varies by property.
American Express Experiences
Stay in the know with exclusive access to ticket presales‡ and Card Member-only events in a city near you. Check out Broadway shows and concert tours, family and sporting events, and more‡. For more information, please visit americanexpress.com/entertainment.
Year-End Summary
Get access to a Year-End Summary of charges so you can review your annual spending. Learn More at americanexpress.com/yes.‡
Dispute Resolution‡
If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.‡
Cell Phone Protection
You can be reimbursed, the lesser of, your costs to repair or replace your damaged or Stolen cell phone for a maximum of $800 per claim with a limit of 2 approved claims per 12-month period when your cell phone line is listed on a wireless bill and the prior month's wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim. Additional terms and conditions apply. ‡[1]Coverage is provided by New Hampshire Insurance Company, an AIG Company
($375 if application is received on or after 2/1/24.)
How 4X Points Works‡
