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credit card art for: American Express® Business Gold Card

American Express®
Business Gold Card

$375 Annual Fee¤

0.0% Intro APR for 6 months from the date of account opening on purchases eligible for Pay Over Time, then a 18.99% - 27.99% variable APR.¤

YOUR BUSINESS. YOUR CHOICE - INTRODUCING LIMITED EDITION WHITE GOLD.

Earn 100,000 Membership Rewards® Points

after you spend $15,000 on eligible purchases on the Card in the first 3 months of Card Membership.

+ 0% APR for 6 months

0.0% Intro APR for 6 months from the date of account opening on purchases eligible for Pay Over Time, then a 18.99% - 27.99% variable APR.¤

  • 4X Membership Rewards®pointsEarn 4X Membership Rewards® points in the top 2 eligible categories where you spend the most each month, on the first $150,000 in combined purchases from these categories each year. See details below.

  • 3X Membership Rewards®pointsEarn 3X Membership Rewards® points on flights and prepaid hotels booked on AmexTravel.com.

Great For:

  • Growth Stage Businesses
  • Earning Flexible Rewards
  • Everyday Business Categories

Earn up to $395 back in statement credits annually

on eligible purchases at select shipping, food delivery and retail subscription merchants.

$240 Flexible Business Credit

Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.

FedEx logoGrubHub logoOffice Supply Stores logo

$155 Walmart+ Membership Credit

Get up to a $12.95[1] statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card.
[1]Up to $12.95 plus applicable taxes on one membership fee.

Walmart Plus logo

Featured Benefits

  • A woman getting an order delivered to her office
    FedExGrubHubOfficeSupplyStores

    $240 Flexible Business Credit

    Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.
  • A woman working on her laptop
    WalmartPlus

    $155 Walmart+ Membership Credit

    Get up to a $12.95[1] statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card.
    [1]Up to $12.95 plus applicable taxes on one membership fee.
  • A woman using her mobile phone

    Cell Phone Protection

    Sometimes the Unexpected Happens. You can be reimbursed, the lesser of, your costs to repair or replace your damaged or Stolen cell phone for a maximum of up to $800 per claim with a limit of 2 approved claims per 12-month period when your cell phone line is listed on a wireless bill and the prior month's wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim. Additional terms and conditions apply. [1]
    [1]Coverage is provided by New Hampshire Insurance Company, an AIG Company.

Additional Benefits

credit card art for: The American Express® Business Gold CardTPG Winner Badge
TPG and Amex logos

The American Express® Business Gold Card

Voted Best business credit card

We’re proud to offer TPG’s Best Business Credit Card of 2023.

The Points Guy is an American Express Advertising Partner.

$375 Annual Fee¤

0.0% Intro APR for 6 months from the date of account opening on purchases eligible for Pay Over Time, then a 18.99% - 27.99% variable APR.¤

How 4X Points Works

Earn 4X Membership Rewards® points on the 2 categories where your business spent the most each billing cycle from 6 categories:

U.S. purchases made from electronic goods retailers and software & cloud system providers

Purchases at U.S. media providers for advertising in select media (online, TV, radio)

Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.

U.S. purchases at restaurants, including takeout and delivery

Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways

U.S. purchases at gas stations

While your top 2 categories may change each billing cycle based on where your business spent the most, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories from this list each billing cycle will count towards the $150,000 cap.

Why Should You Apply For a Business Card?

Business Cards are great for...

  • Earning rewards on frequent business purchases

    like advertising, shipping, and office supplies.*

  • Simplifying recordkeeping

    with features like Year-End Summary and Employee Cards

  • Financial flexibility

    and the increased buying power for large business purchases

* Not all Cards are eligible to get rewards. Terms and limitations vary by Card type.
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