The Business Platinum Card® from American Express

The Business Platinum Card® from American Express


Get 5X Membership Rewards® points on flights and eligible hotels on

Welcome Offer

Earn up to 75,000 Points

Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases on the Business Platinum Card, within your first 3 months of Card Membership.

1000+ Global Lounge Collection

When travel calls, we answer. The American Express Global Lounge Collection unlocks access to more than 1,000 airport lounges across 120 countries and counting.

Find a lounge on the go with your Amex Mobile app

Now when you enroll in Priority Pass Select and visit a lounge, you can bring two accompanying guests for no charge.

$200 Airline Fee Credit

Select one qualifying airline and then receive up to $200 a year in statement credits when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to your Business Platinum Card® Account.*

*American Express relies on accurate airline transaction data to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 4 weeks, simply call the number on the back of your Card. See terms & conditions for more details.


5X Points on Flights & Eligible Hotels

Get 5X Membership Rewards® points on flights and eligible hotels on

1.5X Points

1.5 points per dollar on each eligible purchase of $5,000 or more (that's an extra half point per dollar). Up to 1 million additional points per year.

Fee Credit for Global Entry or TSA Preè

You can receive one Global Entry ($100) statement credit or one TSA Pre✓® ($85) statement credit every 4 years for an application fee charged to The Business Platinum Card®. If approved for Global Entry or TSA Pre✓®, spend less time waiting at select airports. Choose the option that best suits your travel needs:

  • For travel from select domestic airports, TSA Pre✓® can expedite security screening
  • For international travel, Global Entry can reduce wait time at US Customs when you return to the US at select airports.

If approved for Global Entry, at no additional charge, you will receive access to TSA Pre✓®. Each Additional Card on eligible Card accounts is also eligible for one statement credit every 4 years for an application fee.

To receive the statement credit, the application fee must be charged on the eligible Additional Card. To learn more about the benefit and read the full terms and conditions, click here.

35% Airline Bonus

Book any First or Business Class flight and get 35% of those Membership Rewards® points back later, up to 500,000 bonus points per calendar year. That means you can redeem for a 100,000 point flight today and you will get 35,000 of those points back later.

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Starwood Preferred Guest® Gold Status

As a Business Platinum Card Member, you can upgrade to Starwood Preferred Guest® Gold Status without meeting any stay requirements. Terms and limitations apply.

Hilton Honors Gold Status

Enroll in complimentary Hilton HHonors Gold status to enjoy benefits:
  • Space-available room upgrades to preferred rooms at select Hilton brands1
  • 5th reward night free on standard room reward stays of 5 nights or more2
  • 25% bonus points on all the Hilton HHonors base points you earn3
  • Late check-out4
1Eligibility for all on-property Hilton Honors benefits subject to full Hilton Honors Terms & Conditions.
2Only at select hotel brands: Waldorf AstoriaTM Hotels & Resorts, Conrad Hotels & ResortsTM, Hilton Hotels & Resorts, Curio - A Collection by HiltonTM, and DoubleTree by HiltonTM. Subject to availability.
3Free night value based on the average nightly value of the stay; up to 4 free nights on a stay of 20 consecutive nights within the same stay. See Hilton Honors Terms & Conditions.
4Late check-out must be requested and is subject to availability.

Fine Hotels & Resorts

Enjoy complimentary benefits and competitive rates with each FINE HOTELS & RESORTS booking at over 975 extraordinary properties worldwide.

The Hotel Collection

Stay a minimum of two consecutive nights and receive a room upgrade, if available, and a $75 hotel credit to spend on qualifying dining, spa, and resort activities when you book your stay with American Express Travel.

Gogo® and Boingo Internet

Enjoy complimentary internet access. Enroll your Card with Gogo and Boingo and get 10 Gogo inflight internet passes annually and unlimited Wi-Fi at Boingo hotspots.

No Foreign Transaction Fees

No matter where you're traveling, when you use your Business Platinum Card® there are no foreign transaction fees from American Express.¤

Business Platinum Concierge

From planning a business lunch to purchasing tickets for client entertaining, Concierge is a complimentary service available 24/7.

Baggage Insurance Plan

Travel more comfortably knowing you can be covered by the Baggage Insurance Plan. Coverage can be provided for eligible lost, damaged, or stolen baggage during travel on a Common Carrier (plane, train, ship, or bus) when the entire fare for a Covered Trip has been charged to an eligible Card Account.**Up to $3,000 for checked and carry-on baggage for each Covered Person per Covered Trip, which includes no more than $2,000 for checked baggage and a total of $1000 for all select high risk items such as jewelry and electronics. The coverage is also subject to a $3,000 aggregate limit per Covered Trip. For New York State residents, there is a $2,000 per bag/suitcase limit for each Covered Person with a $10,000 aggregate maximum for all Covered Persons per Covered Trip.

Premium Roadside Assistance

Your car breaks down or you blow a tire. Now what? Luckily you're a Card Member. Just call us to change a flat, jumpstart a battery, or get a tow up to 10 miles. We will pay for included emergency services up to four times a year, even if you're in your driveway. With one call, help is on the way. And soon you'll be on yours. There are some vehicle exclusions and other important restrictions.

Premium Global Assist® Hotline

When you travel more than 100 miles from home, you have 24/7 medical, legal, financial or other select emergency coordination and assistance services, including medical and legal referrals, passport replacement, cash wires and more. Card Members may be responsible for the costs charged by third-party service providers.

Car Rental Loss and Damage Insurance

Getting into your rental car can be the start of a great vacation. When you use your eligible Card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver at the rental car counter, you can be covered if the car is damaged or stolen. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.

Travel Accident Insurance

Worry less about the unthinkable happening to you on your Covered Trip. If an accident causes your Death, membership can provide added financial security to your beneficiaries. Travel Accident Insurance can cover travel by plane, train, ship, or bus when you purchase the entire fare** on your eligible Card. Please read important exclusions and restrictions.

Dispute Resolution

If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.

Extended Warranty

When you use your American Express® Card for eligible purchases, you can get up to one extra year added to the original manufacturer's warranty. Applies to warranties of 5 years or less. Please read important exclusions and restrictions.

Purchase Protection

Shop with added confidence and Purchase Protection, which can help protect eligible purchases made with the Business Platinum Card® in the event they are accidentally damaged, stolen, or lost for up to 90 days from the date of purchase. Please read important exclusions and restrictions.

Return Protection

If you try to return an eligible item within 90 days from the date of purchase and the merchant won't take it back, American Express may refund the full purchase price (excluding shipping and handling), up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Card. Please read important exclusions and restrictions.

Entertainment Access®

Stay in the know with exclusive access to ticket presales and Card Member-only events in a city near you. Check out Broadway shows and concert tours, family and sporting events, and more.

American Express Preferred Seating

With Preferred Seating, you will have access to premium seats for select cultural and sporting events, based on availability.


Spend Manager

With the Spend Manager Mobile App from American Express, you can easily add receipts and notes to your transactions. To get started: Download the Spend Manager Mobile App. Snap a photo of your receipt and match it to your transaction. Use the time you save to focus on other priorities.

Employee Cards

Make sure you're getting the most out of your Business Card by adding Employee Cards, which come with tools that can help smooth your bookkeeping tasks and controls that help put your mind at ease. Request text or email alerts to see real time details of who's spending and how much. You can even freeze and unfreeze individual Cards.

Account Manager

Have a lot of employees? Assign an Account Manager with Full Access to add new Employee Cards for you. Your Account Manager can set spending limits and track the amount each employee spends with simple graphs available in your American Express Online Account.

Account Alerts

American Express Business Card Members can set Account Alerts to help avoid late payments, spot irregular spending, and monitor Employee Card use.

Year-End Summary

Get access to a Year-End Summary of charges so you can review your annual spending.

Online Statements

View your purchase history, prepare reports, and can help budget your expenses


Unlock what Membership has to offer with the Amex® Mobile app. Discover nearby offers, explore rewards, and get fraud alerts while easily managing your account from virtually anywhere.

Dispute Resolution

If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.



American Express has supported small businesses, like yours, for over 20 years.

See how you can turn opportunity into growth with products and services from American Express Business Cards.

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We're making American Express® Card acceptance simpler for small businesses, so more places now welcome your Card.

Over 1 million more places in the U.S. started accepting American Express® Cards in 2016.


Small business owners used their Business Cards from American Express Business Cards to fund more than $200 billion in business purchases last year.

From larger business purchases to the everyday smaller ones. American Express Business Cards provide the funding that can help you buy what you need when you need it to run and grow your business.

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