The Business Platinum Card® from American Express

The Business Platinum Card<sup>®</sup> from American Express


Get 5X Membership Rewards® points on flights and eligible hotels on

Welcome Offer

Earn up to 75,000 Points

Earn 50,000 Membership Reward points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases on the Business Platinum Card, within your first 3 months of Card Membership.

1000+ Global Lounge Collection

We’re #1 where it counts. With more than 1,200 airport lounges across 130 countries and counting, the American Express Global Lounge Collection℠* offers travelers more lounge options than any other card on the market. Enjoy the highest levels of luxury at any of our own networks, The Centurion® Lounge and The International American Express lounges, or visit one of our partners including Delta Sky Club® when flying Delta or a Priority Pass Select lounge once enrolled.

*Based on comparison with other U.S. credit card programs, as of 5/2018.

$200 Airline Fee Credit

Select one qualifying airline to get started. Then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to your Business Platinum Card® Account.*

*American Express relies on accurate airline transaction data to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 4 weeks, simply call the number on the back of your Card. See terms & conditions for more details.


5X Points on Flights & Eligible Hotels

Get 5X Membership Rewards® points on flights and prepaid hotels on

1.5X Points

1.5 points per dollar on each eligible purchase of $5,000 or more (that's an extra half point per dollar). Up to 1 million additional points per year.

Fee Credit for Global Entry or TSA Preè

You can receive one Global Entry ($100) statement credit or one TSA Pre✓® ($85) statement credit every 4 years for an application fee charged to The Business Platinum Card®. If approved for Global Entry or TSA Pre✓®, spend less time waiting at select airports. Choose the option that best suits your travel needs:

  • For travel from select domestic airports, TSA Pre✓® can expedite security screening
  • For international travel, Global Entry can reduce wait time at US Customs when you return to the US at select airports.

If approved for Global Entry, at no additional charge, you will receive access to TSA Pre✓®. Each Additional Card on eligible Card accounts is also eligible for one statement credit every 4 years for an application fee.

To receive the statement credit, the application fee must be charged on the eligible Additional Card. To learn more about the benefit and read the full terms and conditions, click here.

35% Airline Bonus

Book your flight with American Express Travel using Membership Rewards® Pay with Points and get 35% of those points back.

Either book a First or Business class flight, or any class flight with your selected qualifying airline. You can get up to 500,000 points back per calendar year.

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Starwood Gold Elite Status

As a Business Platinum Card Member, you can upgrade to Starwood Gold Elite Status without meeting any stay requirements. Terms and limitations apply.

Hilton Honors Gold Status

Enroll to enjoy the benefits of complimentary Hilton Honors Gold Status without having to meet any stay requirements.

Fine Hotels & Resorts

Enjoy complimentary benefits and competitive rates with each FINE HOTELS & RESORTS booking at over 1,000 extraordinary properties worldwide.

The Hotel Collection

Get a $75 hotel credit on qualifying charges, plus a room upgrade upon arrival, when available with The Hotel Collection at Terms Apply.

Gogo® and Boingo Internet

Enjoy complimentary internet access. Enroll your Card with Gogo and Boingo and get 10 Gogo inflight internet passes annually and unlimited Wi-Fi at Boingo hotspots.

No Foreign Transaction Fees

No matter where you're traveling, when you use your Business Platinum Card® there are no foreign transaction fees from American Express.¤‡

Business Platinum Concierge

From planning a business lunch to purchasing tickets for client entertaining, Concierge is a complimentary service available 24/7.

Baggage Insurance Plan

Travel more comfortably knowing you can be covered by the Baggage Insurance Plan for eligible lost, damaged, or stolen baggage when you purchase the entire fare for a Common Carrier ticket (e.g. plane, train, ship, or bus) on an eligible Card. Coverage can be provided for up to $2,000 for checked baggage and up to a combined maximum of $3,000 for checked and carry-on baggage. The coverage is also subject to a $3,000 aggregate limit per Covered Trip. For New York State residents, there is a $2,000 per bag/suitcase limit for each Covered Person with a $10,000 aggregate maximum for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.

Premium Roadside Assistance

Your car breaks down or you blow a tire. Now what? Luckily you're a Card Member. Call the number on the back of your card to change a flat, jumpstart a battery, or get a tow up to 10 miles. We will pay for included emergency services up to four times a year, even if you're in your driveway. There are some vehicle exclusions and other important restrictions.

Premium Global Assist® Hotline

When you travel more than 100 miles from home, you have 24/7 medical, legal, financial or other select emergency coordination and assistance services, including medical and legal referrals, passport replacement, cash wires and more. Card Members may be responsible for the costs charged by third-party service providers.

Car Rental Loss and Damage Insurance

Getting into your rental car can be the start of a great vacation. When you use your eligible Card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver at the rental car counter, you can be covered if the car is damaged or stolen. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.

Travel Accident Insurance

Help protect yourself and your family with Travel Accident Insurance. This can provide coverage for accidental death and dismemberment while traveling on a Common Carrier (e.g. plane, train, ship, or bus) when your entire fare has been charged to the eligible Card. Please read important exclusions and restrictions.

Dispute Resolution

If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.

Extended Warranty

When an American Express® Card Member charges an eligible product with his or her Card account, Extended Warranty can provide up to two extra years* added to the original U.S. manufacturer’s warranty. Applies to warranties of 5 years or less. Coverage is up to the actual amount charged to your Card for the item up to a maximum of $10,000; not to exceed $50,000 per Card Member account per calendar year. Please read important exclusions and restrictions.

*For residents of Indiana, Guam, Puerto Rico, and Northern Mariana Islands, Your coverage will continue to match the original warranty period for warranties of less than one (1) year or provide one (1) additional year if the warranty is between one (1) and five (5) years.

Purchase Protection

Your new camera was stolen. You knocked over your new lamp moving your couch. Sometimes the unexpected happens. But when you use your Card for eligible purchases, it’s nice to know membership can help protect your purchases from accidental damage or theft for up to 120 days* from the moment you purchase them. Please read important exclusions and restrictions.

*For residents of New York, Indiana, Guam, Puerto Rico, and Northern Mariana Islands coverage duration remains at 90 days.

Return Protection

If you try to return an eligible item within 90 days from the date of purchase and the merchant won't take it back, American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Card.Purchases must be made in the U.S. or its territories.Please read important exclusions and restrictions.

Entertainment Access®

Stay in the know with exclusive access to ticket presales and Card Member-only events in a city near you. Check out Broadway shows and concert tours, family and sporting events, and more.

American Express Preferred Seating

With Preferred Seating, you will have access to premium seats for select cultural and sporting events, based on availability.


Spend Manager

With the Spend Manager Mobile App from American Express, you can easily add receipts and notes to your transactions. To get started: Download the Spend Manager Mobile App. Snap a photo of your receipt and match it to your transaction. Use the time you save to focus on other priorities.

Employee Cards

Make sure you're getting the most out of your Business Card by adding Employee Cards, which come with tools that can help smooth your bookkeeping tasks and controls that help put your mind at ease. Request text or email alerts to see real time details of who's spending and how much. You can even freeze and unfreeze individual Cards.

Account Manager

Have a lot of employees? Assign an Account Manager with Full Access to add new Employee Cards for you. Your Account Manager can set spending limits and track the amount each employee spends with simple graphs available in your American Express Online Account.

Account Alerts

American Express Business Card Members can set Account Alerts to help avoid late payments, spot irregular spending, and monitor Employee Card use.

Year-End Summary

Get access to a Year-End Summary of charges so you can review your annual spending.

Online Statements

View your purchase history, prepare reports, and can help budget your expenses

Dispute Resolution

If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.



American Express has supported small businesses, like yours, for over 20 years.

See how you can turn opportunity into growth with products and services from American Express Business Cards.

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We're making American Express® Card acceptance simpler for small businesses, so more places now welcome your Card.

Over 1 million more places in the U.S. started accepting American Express® Cards in 2016.


Small business owners used their Business Cards from American Express Business Cards to fund more than $200 billion in business purchases last year.

From larger business purchases to the everyday smaller ones. American Express Business Cards provide the funding that can help you buy what you need when you need it to run and grow your business.

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