SimplyCash® Plus Business Credit Card from American Express

SimplyCash® Plus Business Credit Card from American Express

POWER TO CHOOSE.

UNLOCK CASH BACK.

Special Offer
| Earn up to $500 Cash Back

Earn a $250 statement credit after you spend $5,000 in qualifying purchases on your Card within the first 6 months of Card Membership.

Plus, earn an additional $250 statement credit after you spend an additional $10,000 or more in qualifying purchases on your Card within the first year of Card Membership.
No annual fee¤
Apply Now
0.0% introductory APR on purchases for 9 months. After that your APR will be a variable rate, currently 14.24%, 19.24% or 21.24%, based on your creditworthiness and other factors as determined at the time of account opening.¤

5% Cash Back

At U.S. office supply stores and on wireless telephone services purchased directly from U.S. service providers.

1% Cash Back

On other purchases

Terms and limitations apply.
5% and 3% apply to the first $50,000 in purchases per calendar year, then 1% applies thereafter. Cash back earned is automatically credited to your statement.

3% Cash Back

On the category of your choice from a list of eight:

  • Airfare purchased directly from airlines
  • Hotel rooms purchased directly from hotels
  • Car rentals purchased from select car rental companies
  • U.S. gas stations
  • U.S. restaurants
  • U.S. purchases for advertising in select media
  • U.S. purchases for shipping
  • U.S. computer hardware, software, and cloud computing purchases made directly from select providers

EXPLORE THE POWER OF THE SIMPLYCASH® PLUS BUSINESS CARD

SimplyCash® Plus Business Credit Card from American Express
FEATURED BENEFITS
TRAVEL BENEFITS
SHOPPING BENEFITS

More Flexibility Over Your Purchases

Are you getting cash back on even your larger business purchases? The Card allows you to buy above your credit limit* and get cash back on those purchases too - with no overlimit fees, calls to make or steps to take. The amount above your credit limit is due in full each month as part of your minimum payment due.

*The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.

More Buying Power. More Cash Back.

Sometimes you have to go above and beyond to win a client or complete a project. Maybe it will take extra inventory, better equipment, or a business trip. That’s when you’ll really appreciate the power of SimplyCash® Plus Business Credit Card.

Now you can buy above your credit limit* for those larger purchases as well as everyday expenses. Plus, you can get cash back on every eligible purchase, no matter how big.

*The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.

3% Cash Back

On the category of your choice from a list of eight and 1% cash back on other purchases.

Categories available:

  • Airfare purchased directly from airlines
  • Hotel rooms purchased directly from hotels
  • Car rentals purchased from select car rental companies
  • U.S. gas stations
  • U.S. restaurants
  • U.S. purchases for advertising in select media
  • U.S. purchases for shipping
  • U.S. computer hardware, software, and cloud computing purchases made directly from select providers
Terms and limitations apply.
5% and 3% apply to the first $50,000 in purchases per calendar year, then 1% applies thereafter. Cash back earned is automatically credited to your statement.

5% Cash Back

At U.S. office supply stores and on wireless telephone services purchased directly from U.S. service providers.

Car Rental Loss and Damage Insurance

As a Card Member, you can be covered if your eligible rental car is damaged or stolen when you use your eligible Card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver at the rental car counter. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.

Global Assist® Hotline

When you travel more than 100 miles from home, you have 24/7 access to medical, legal, financial or other select emergency coordination and assistance services, including medical and legal referrals, assistance with cash wires, passport replacement, missing luggage and more. Card Members are responsible for the costs charged by third-party service providers.

Baggage Insurance Plan

Travel more comfortably knowing you can be covered by the Baggage Insurance Plan for eligible lost, damaged, or stolen baggage when you purchase the entire fare for a Common Carrier ticket (e.g. plane, train, ship, or bus) on your eligible Card. Coverage can be provided for up to $1,250 for carry-on baggage and up to $500 for checked baggage. For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.

Travel Accident Insurance

Worry less about the unthinkable happening to you on your Covered Trip. If an accident causes your Death, membership can provide added financial security to your beneficiaries. Travel Accident Insurance can cover travel by plane, train, ship, or bus when you purchase the entire fare on your eligible Card. Please read important exclusions and restrictions.

Extended Warranty

When you use your American Express® Card for eligible purchases, you can get up to two extra years* added to the original manufacturer’s warranty. Applies to warranties of 5 years or less. Please read important exclusions and restrictions.

*For residents of Indiana, Guam, Puerto Rico, and Northern Mariana Islands, Your coverage will continue to match the original warranty period for warranties of less than one (1) year or provide one (1) additional year if the warranty is between one (1) and five (5) years.

Purchase Protection

Your new camera was stolen. You knocked over your new lamp moving your couch. Sometimes the unexpected happens. But when you use your Card for eligible purchases, it’s nice to know membership can help protect your purchases from accidental damage or theft for up to 120 days* from the moment you purchase them. Please read important exclusions and restrictions.

*For residents of New York, Indiana, Guam, Puerto Rico, and Northern Mariana Islands coverage duration remains at 90 days.

Entertainment Access®

Stay in the know with exclusive access to ticket presales and Card Member-only events in a city near you. Check out Broadway shows and concert tours, family and sporting events, and more.
The Blue Business Plus Credit Card
The Blue Business<sup>℠</sup> Plus Credit Card from American Express
The Plum Card®
The Plum Card® from American Express
New Business Gold Card
American Express<sup>®</sup> Business Gold Card

Earn 2X Points on Just About Everything

The Blue Business Plus Credit Card
The Blue Business<sup>℠</sup> Plus Credit Card from American Express
0.0% introductory APR on purchases and balance transfers for 15 months. After that your APR will be a variable rate, currently 13.24%, 17.24% or 21.24%, based on your creditworthiness and other factors as determined at the time of account opening.¤

2X Points

1X Points

Expanded Buying Power

on the first $50,000 in purchases each year

on purchases thereafter

Enjoy increased buying power above your credit limit to make bigger purchases for your business.* Plus, you can earn Membership Rewards® points in the process. It’s that simple.

*The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.

DO BUSINESS ON YOUR TERMS

The Plum Card®
The Plum Card® from American Express
$0 introductory annual fee for the first year, then $250
$0 annual fee for Employee Cards
Apply Now

1.5% Early Pay Discount

Up to 60 Days to Pay

Buy Big

Pay your bill early to get a 1.5% discount, which you can use to buy inventory, supplies and other business necessities.

Cash flow can be unpredictable. That’s why The Plum Card gives you up to 60 days to pay so you have greater financial flexibility.

with a spending limit that can grow with your business.

Earn 4X where you spend the most each month

New Business Gold Card
American Express<sup>®</sup> Business Gold Card
16.24% (Prime Rate + 10.99%), 20.24% (Prime Rate + 14.99%) or 24.24% (Prime Rate + 18.99%), based on your creditworthiness as determined at the time of account opening. This APR will vary with the market based on the Prime Rate.¤

4X Points

1X Points

Get 4X Membership Rewards® points on the 2 categories where your business spent the most each billing cycle from the list below.

  • Airfare purchased directly from airlines
  • U.S. purchases for advertising in select media
    (online, TV, radio)
  • U.S. purchases made directly from select
    technology providers of computer hardware,
    software, and cloud solutions
  • U.S. purchases at gas stations
  • U.S. purchases at restaurants
  • U.S. purchases for shipping

4X points applies to the first $150,000 in combined purchases from these 2 categories each calendar year Then earn 1 point per dollar.

on other purchases

Terms and limitations apply.

BENEFITS THAT COME WITH EVERY AMERICAN EXPRESS BUSINESS CARD

Spend Manager

With the Spend Manager Mobile App from American Express, you can easily add receipts and notes to your transactions. To get started: Download the Spend Manager Mobile App. Snap a photo of your receipt and match it to your transaction. Use the time you save to focus on other priorities.

Employee Cards

Get the most out of your Business Card by adding Employee Cards. Earn rewards on employee purchases, plus track employee spending with alerts and summary reports.

Account Manager

Have a lot of employees? Assign an Account Manager with Full Access to add new Employee Cards for you. Your Account Manager can set spending limits and track the amount each employee spends with simple graphs available in your American Express Online Account.

Account Alerts

American Express Business Card Members can set Account Alerts to help avoid late payments, spot irregular spending, and monitor Employee Card use.

Year-End Summary

Get access to a Year-End Summary of charges so you can review your annual spending.

Online Statements

View your purchase history, prepare reports, and can help budget your expenses

American Express® App

Take advantage of your Membership with the Amex® Mobile app. Track your spending and rewards, find nearby offers, and stay on top of payments virtually anywhere you go.

Dispute Resolution

If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.

WHY AMERICAN EXPRESS

20
years

American Express has supported small businesses, like yours, for over 20 years.

See how you can turn opportunity into growth with products and services from American Express Business Cards.

over 1
million

We're making American Express® Card acceptance simpler for small businesses, so more places now welcome your Card.

Over 1 million more places in the U.S. started accepting American Express® Cards in 2016.

$200
billion

Small business owners used their Business Cards from American Express Business Cards to fund more than $200 billion in business purchases last year.

From larger business purchases to the everyday smaller ones. American Express Business Cards provide the funding that can help you buy what you need when you need it to run and grow your business.

Get a decision in as little as 30 seconds

1-855-836-1713

ALL BUSINESS CARDS FROM AMERICAN EXPRESS

The Business Platinum Card<sup>®</sup> from American Express
The Business Platinum Card®
Learn More
American Express<sup>®</sup> Business Gold Card
New Business Gold Card
Learn More
The Plum Card® from American Express
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Business Green Rewards Card from American Express
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SimplyCash® Plus Business Credit Card from American Express
SimplyCash® Plus Business Credit Card
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The Blue Business<sup>℠</sup> Plus Credit Card from American Express
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Starwood Preferred Guest® Business Credit Card from American Express
Starwood Preferred Guest® Business Credit Card
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The Hilton Honors American Express Business Card
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Gold Delta SkyMiles® Business Credit Card
Gold Delta SkyMiles® Business Credit Card
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Platinum Delta SkyMiles® Business Credit Card
Platinum Delta SkyMiles® Business Credit Card
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Delta Reserve for Business Credit Card
Delta Reserve for Business Credit Card
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Lowe's Business Rewards Card from American Express
The Lowes Business Rewards Card
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American Express<sup>®</sup> Business Gold Card

Exclusive Offers

New Business Gold Card

Earn 4X where you spend the most each month

Earn 4X Membership Rewards® points on the 2 select categories where your business spends the most each month*

*4X points applies to the first $150,000 in combined purchases from these 2 categories each calendar year

$295 Annual Fee¤
Apply Now
16.24% (Prime Rate + 10.99%), 20.24% (Prime Rate + 14.99%) or 24.24% (Prime Rate + 18.99%), based on your creditworthiness as determined at the time of account opening. This APR will vary with the market based on the Prime Rate.¤

Still have questions? Speak to a Business Agent

1-855-836-1713