Great for Payment Flexibility

The Plum Card® from American Express
Introductory Annual Fee of $0 for the First Year, Then $250¤†
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†Offer Terms  |  ‡Benefit Terms
¤Rates & Fees  |  ♦AMEX Assurance Disclosures

The Plum Card® from American Express

Do Business on Your Terms

1.5% Early Pay Discount

Paying early can mean big savings for your business. Earn unlimited 1.5% cash back when you pay within 10 days.‡

Featured Benefits
Travel Benefits
Shopping Benefits

Featured Benefits

1.5% Early Pay Discount

Paying early can mean big savings for your business. Earn unlimited 1.5% cash back when you pay within 10 days.‡

60 Days to Pay

Flexibility. Peace of mind. Extra days to pay. Take up to 60 days to pay without interest when you pay the Minimum Due by the Payment Due date.‡

Power to Buy Big

Use the power of the Plum Card to buy big for your business. Your spend capacity can adjust as your business evolves, so you can buy what you need to keep your business going.


Please keep in mind that purchasing power can adjust with your use of the Card, your payment history, credit record and financial resources known to us, and other factors.‡

†Offer Terms  |  ‡Benefit Terms  |  ¤Rates & Fees  |  ♦AMEX Assurance Disclosures

Travel Benefits

Baggage Insurance Plan♦
Travel more comfortably knowing you can be covered by the Baggage Insurance Plan♦ for eligible lost, damaged, or stolen baggage when you purchase the entire fare for a Common Carrier ticket (e.g. plane, train, ship, or bus) on your eligible Card. Coverage can be provided for up to $1,250 for carry-on baggage and up to $500 for checked baggage. For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.
No Foreign Transaction Fees¤‡
No foreign transaction fees. Buy for your business anywhere in the world.¤
Global Assist® Hotline‡
Whenever you travel more than 100 miles from home, we'll provide you with 24/7 emergency assistance coordination , including medical and legal referrals, visa/passport help, cash wires access, lost luggage assistance and more. Card Members are responsible for the costs charged by third-party service providers. Other terms and conditions apply.
†Offer Terms  |  ‡Benefit Terms  |  ¤Rates & Fees  |  ♦AMEX Assurance Disclosures

Shopping Benefits

Extended Warranty♦
When you use your American Express® Card for eligible purchases, you can get up to two extra years* added to the original manufacturer’s warranty. Applies to warranties of 5 years or less. Please read important exclusions and restrictions.

*For residents of Indiana, Guam, Puerto Rico, and Northern Mariana Islands, Your coverage will match the original warranty period for warranties of less than one (1) year or provide one (1) additional year if the warranty is between one (1) and five (5) years.
Purchase Protection♦
Your new camera was stolen. You knocked over your new lamp moving your couch. Sometimes the unexpected happens. But when you use your Card for eligible purchases, it’s nice to know membership can help protect your purchases from accidental damage or theft for up to 120 days* from the moment you purchase them. Please read important exclusions and restrictions.

*For residents of New York, Indiana, Guam, Puerto Rico, and Northern Mariana Islands coverage duration is 90 days.
Return Protection‡
If you try to return an eligible item within 90 days from the date of purchase and the merchant won't take it back, American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Card. Purchases must be made in the U.S. or its territories.‡
†Offer Terms  |  ‡Benefit Terms  |  ¤Rates & Fees  |  ♦AMEX Assurance Disclosures

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