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The same world class service you expect,
Designed for small businesses
The Business Platinum Card®
from American Express
The Plum Card®
from American Express
American Express®
Business Gold Card
Welcome Offer
Earn up to 75,000 Points
5X Points Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.‡
Welcome Offer
Earn up to $600 back
Exclusive Offers
Earn 4X Points‡
Earn 4X Membership Rewards® points on the 2 select categories where your business spends the most each month*
*4X points applies to the first $150,000 in combined purchases from these 2 categories each calendar year
$0 annual fee for Employee Cards
Call Now to Apply
1-855-809-1767
GET 50% MORE MEMBERSHIP REWARDS® POINTS
5X Points
1.5X Points
1X Points
on flights and prepaid hotels‡
Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.‡
per dollar‡
Get 1.5 points per dollar on each eligible purchase of $5,000 or more (that's an extra half point per dollar). Up to 1 million additional points per year.‡
for each dollar you spend on eligible purchases.‡
Earn 4X where you spend the most each month
4X Points
1X Points
Get 4X Membership Rewards® points on the 2 categories where your business spent the most each billing cycle from the list below.
- Airfare purchased directly from airlines
- U.S. purchases for advertising in select media
(online, TV, radio) - U.S. purchases made directly from select
technology providers of computer hardware,
software, and cloud solutions - U.S. purchases at gas stations
- U.S. purchases at restaurants
- U.S. purchases for shipping
4X points applies to the first $150,000 in combined purchases from these 2 categories each calendar year Then earn 1 point per dollar.
Terms and limitations apply.‡
on other purchases‡
Terms and limitations apply.‡DO BUSINESS ON YOUR TERMS
$0 annual fee for Employee Cards
1.5% Early Pay Discount
Up to 60 Days to Pay
Buy Big
Pay your bill early to get a 1.5% discount, which you can use to buy inventory, supplies and other business necessities.‡
Cash flow can be unpredictable. That’s why The Plum Card gives you up to 60 days to pay so you have greater financial flexibility.‡
with a spending limit that can grow with your business.‡
Combine Points Between Multiple Cards To Make Rewards Go Further
Pool all of the Membership Rewards® points you earn from each of your American Express Cards to redeem for the rewards you want via your Amex account.
Plus
Terms Apply
The Business Platinum Card®
The Plum Card®
New Business Gold Card
Earn up to 75,000 Membership Rewards Points
Earn 50,000 Membership Reward points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases on the Business Platinum Card, within your first 3 months of Card Membership.†
Earn up to $600 Cash Back
Here’s How: Earn a $200 statement credit after each $10,000 you spend in purchases on the Card, up to $30,000, within the first 3 months of Card Membership.†
Get up to 1 year free of G Suite Basic for 3 users and up to 1 year free of ZipRecruiter Standard in the form of statement credits for purchases on the Card in your first 12 months of Card membership. That's a combined value of up to $3,188 when you sign up for both subscriptions.†
Frequent Travelers
Airport Lounge Access
Seasonal Business
Flexible Payment Options
Airfare & Gas
Advertising & shipping
5X Points
Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.‡
1.5 Points per Dollar
on each eligible purchase of $5,000 or more (that's an extra half point per dollar). Up to 1 million additional points per year.‡
1X Points
for each dollar you spend on eligible purchases.‡
35% Airline Bonus
Book your flight with American Express Travel using Membership Rewards® Pay with Points and get 35% of those points back.‡
Either book a First or Business class flight, or any class flight with your selected qualifying airline. You can get up to 500,000 points back per calendar year.
Global Lounge Collection‡
We’re #1 where it counts. With more than 1,200 airport lounges across 130 countries and counting, the American Express Global Lounge Collection℠* offers travelers more lounge options than any other card on the market. Enjoy the highest levels of luxury at any of our own networks, The Centurion® Lounge and The International American Express lounges, or visit one of our partners including Delta Sky Club® when flying Delta or a Priority Pass™ Select lounge once enrolled.‡
*Based on comparison with other U.S. credit card programs, as of 5/2018.
1.5% Early Pay Discount
Pay your bill early to get a 1.5% discount, which you can use to buy inventory, supplies and other business necessities.‡
Extra Days to Pay
Cash flow can be unpredictable. That’s why The Plum Card gives you up to 60 days to pay so you have greater financial flexibility.‡
Buy Big
with a spending limit that can grow with your business.‡
Choose Your Billing Cycle
For even more cash flow flexibility, you can choose whether to receive your bill at the beginning, middle, or end of the month.‡
4X Points
Get 4X Membership Rewards® points on the 2 categories where your business spent the most each billing cycle from the list below.
- Airfare purchased directly from airlines
- U.S. purchases for advertising in select media (online, TV, radio)
- U.S. purchases made directly from select technology providers of computer hardware, software, and cloud solutions
- U.S. purchases at gas stations
- U.S. purchases at restaurants
- U.S. purchases at shipping
4X points applies to the first $150,000 in combined purchases from these 2 categories each calendar year.
Terms and limitations apply.‡1X Points
on other purchases‡
Terms and limitations apply.‡25% Airline Bonus
Get 25% points back after you use Pay With Points for all or part of a flight booked with American Express Travel if the flight is either on your selected qualifying airline or First or Business class, up to 250,000 points back per calendar year.‡
$200 Airline Fee Credit*‡
Select one qualifying airline to get started. Then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to your Business Platinum Card® Account.*‡
*American Express relies on accurate airline transaction data to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 4 weeks, simply call the number on the back of your Card. See terms & conditions for more details.
Fee Credit for Global Entry or TSA Pre√®‡
You can receive one Global Entry ($100) statement credit or one TSA Pre✓® ($85) statement credit every 4 years for an application fee charged to your Business Platinum Card. If approved for Global Entry or TSA Pre✓®, spend less time waiting at select airports. Choose the option that best suits your travel needs:
- For travel from select domestic airports, TSA Pre✓® can expedite security screening
- For international travel, Global Entry can reduce wait time at US Customs when you return to the US at select airports.
If approved for Global Entry, at no additional charge, you will receive access to TSA Pre✓®. Each Additional Card on eligible Card accounts is also eligible for one statement credit every 4 years for an application fee.
To receive the statement credit, the application fee must be charged on the eligible Additional Card. To learn more about the benefit and read the full terms and conditions, click here.
Gogo® and Boingo Internet‡
Enjoy complimentary internet access. Enroll your Card with Gogo and Boingo and get 10 Gogo inflight internet passes annually and unlimited Wi-Fi at Boingo hotspots.
No Foreign Transaction Fees¤‡
The Hotel Collection‡
Starwood Gold Elite Status‡
Hilton Honors™ Gold Status‡
Business Platinum Concierge‡
Premium Roadside Assistance‡
Premium Global Assist® Hotline‡
Car Rental Loss and Damage Insurance♦
Baggage Insurance Plan♦
Travel Accident Insurance♦
No Foreign Transaction Fees¤
Premium Roadside Assistance‡
Premium Global Assist® Hotline‡
Car Rental Loss and Damage Insurance♦
Baggage Insurance Plan♦
Travel Accident Insurance♦
No Foreign Transaction Fees¤‡
Make international business purchases without foreign transaction fees.
American Express will not charge any foreign transaction fee on the purchases you make outside of the United States with your Card. However, there may be circumstances where ATMs or merchants charge a fee on foreign transactions.
Premium Roadside Assistance‡
Global Assist® Hotline‡
Car Rental Loss and Damage Insurance♦
Baggage Insurance Plan♦
Travel Accident Insurance♦
Dispute Resolution‡
Extended Warranty♦
When an American Express® Card Member charges an eligible product with his or her Card account, Extended Warranty♦ can provide up to two extra years* added to the original U.S. manufacturer’s warranty. Applies to warranties of 5 years or less. Coverage is up to the actual amount charged to your Card for the item up to a maximum of $10,000; not to exceed $50,000 per Card Member account per calendar year. Please read important exclusions and restrictions.
*For residents of Indiana, Guam, Puerto Rico, and Northern Mariana Islands, Your coverage will continue to match the original warranty period for warranties of less than one (1) year or provide one (1) additional year if the warranty is between one (1) and five (5) years.
Purchase Protection♦
When an American Express® Card Member charges a covered purchase with their Business Platinum Card account, Purchase Protection♦ can help protect them for up to 120 days* from the date of purchase if the item is stolen, accidentally damaged or lost. The coverage is limited up to $10,000 per occurrence, up to $50,000 per Card Member account per calendar year. Please read important exclusions and restrictions.
*For residents of New York, Indiana, Guam, Puerto Rico, and Northern Mariana Islands coverage duration remains at 90 days.
Return Protection‡
Dispute Resolution‡
Extended Warranty♦
*For residents of Indiana, Guam, Puerto Rico, and Northern Mariana Islands, Your coverage will continue to match the original warranty period for warranties of less than one (1) year or provide one (1) additional year if the warranty is between one (1) and five (5) years.
Purchase Protection♦
*For residents of New York, Indiana, Guam, Puerto Rico, and Northern Mariana Islands coverage duration remains at 90 days.
Return Protection‡
Dispute Resolution‡
Extended Warranty♦
*For residents of Indiana, Guam, Puerto Rico, and Northern Mariana Islands, Your coverage will match the original warranty period for warranties of less than one (1) year or provide one (1) additional year if the warranty is between one (1) and five (5) years.
Purchase Protection♦
*For residents of New York, Indiana, Guam, Puerto Rico, and Northern Mariana Islands coverage duration is 90 days.
Return Protection‡
Entertainment Access®
American Express Preferred Seating‡
Entertainment Access®‡
Entertainment Access®‡
No interest charges because you pay your balance in full each month.‡¤
For months when you may need additional time to pay, we offer a feature that allows you to pay certain purchases over time with interest. If eligible, you may be given the option to enroll in the Pay Over Time feature, and if you choose to enroll, you will accrue interest on all eligible purchases when you choose to carry a balance.
The Plum Card has two unique payment options each month. You can get an Early Pay Discount‡ on part of your statement balance, and you can take up to 60 days to pay‡ the rest without interest when you pay the Minimum Due by the Payment Due Date.‡
Flexibility to pay over time with interest, or pay your full balance, whichever is best for your business.¤‡
The Pay Over Time option on the Card lets you carry a balance with interest on purchases of $100 or more.*
How it works:
Purchases of $100 or more are eligible to be paid over time, up to the amount of your Pay Over Time limit on your account. You can choose to pay for these purchases over time with interest, or you can pay your full balance, whichever is best for your business.
*All purchases under $100 are due in full each month.
BENEFITS THAT COME WITH EVERY AMERICAN EXPRESS BUSINESS CARD
Spend Manager℠
With the Spend Manager℠ Mobile App from American Express, you can easily add receipts and notes to your transactions. To get started: Download the Spend Manager℠ Mobile App. Snap a photo of your receipt and match it to your transaction. Use the time you save to focus on other priorities.‡Employee Cards
Get the most out of your Business Card by adding Employee Cards. Earn rewards‡ on employee purchases, plus track employee spending with alerts and summary reports.Account Manager
Have a lot of employees? Assign an Account Manager‡ with Full Access to add new Employee Cards for you. Your Account Manager can set spending limits‡ and track the amount each employee spends with simple graphs available in your American Express Online Account.‡Account Alerts
American Express Business Card Members can set Account Alerts to help avoid late payments, spot irregular spending, and monitor Employee Card use.‡Year-End Summary
Get access to a Year-End Summary of charges so you can review your annual spending.‡Online Statements
View your purchase history, prepare reports, and can help budget your expensesAmerican Express® App
Take advantage of your Membership with the Amex® Mobile app. Track your spending and rewards, find nearby offers, and stay on top of payments virtually anywhere you go.Dispute Resolution
If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.‡ALL BUSINESS CARDS FROM AMERICAN EXPRESS
Know which Card is right for you?
Fill out an application online.
The Business Platinum Card®
The Plum Card®
New Business Gold Card
Still have questions? Speak to a Business Agent
1-855-809-1767
How it works
With the Business Gold Rewards Card, you can earn 4X Membership Rewards® points on the 2 categories where your business spent the most each billing cycle from the list below:
- Airfare purchased directly from airlines
- U.S. purchases for advertising in select media (online, TV, radio)
- U.S. purchases made directly from select technology providers of computer hardware, software, and cloud solutions
- U.S. purchases at gas stations
- U.S. purchases at restaurants
- U.S. purchases for shipping
4X points applies to the first $150,000 in combined purchases from these 2 categories each calendar year.
1X
on other purchases.