Choose the card that's

Right for your business

The Business Platinum Card<sup>®</sup> from American Express
The Blue Business® Plus Credit Card from American Express
American Express® Business Gold Card

The Business Platinum Card®
from American Express

The Blue Business® Plus Credit Card
from American Express

American Express®
Business Gold Card

Welcome Offer

Earn 75,000 Membership Rewards® Points

Earn 75,000 Membership Rewards® points after you spend $15,000 all on qualifying purchases on the Business Platinum Card within the first 3 months of Card Membership.

5X Points Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.

Special Offer

Earn up to $300 in Statement Credits.

You can earn up to $100 in the form of statement credits per merchant after you make an eligible purchase on your new Card during your first 3 months of Card Membership at each of these merchants: Dell Technologies, DocuSign and FedEx.

Featured Benefit

2X Membership Rewards® points on the first $50,000 in purchases each year.

0.0% introductory APR on purchases for 12 months from the date of account opening. After that your APR will be a variable rate, 13.24% - 19.24%, based on your creditworthiness and other factors as determined at the time of account opening.¤

Welcome Offer

Earn 35,000 Membership Rewards® Points

Earn 35,000 Membership Rewards® points after you spend $5,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.
APR on purchases will be a variable rate, 14.24% - 22.24%, based on your creditworthiness and other factors as determined at the time of account opening.¤
The Business Platinum Card®
The Business Platinum Card<sup>®</sup> from American Express
The Blue Business® Plus Credit Card
The Blue Business® Plus Credit Card from American Express
Business Gold Card
American Express® Business Gold Card

GET 50% MORE MEMBERSHIP REWARDS® POINTS

The Business Platinum Card®
The Business Platinum Card<sup>®</sup> from American Express

5X Points

1.5X Points

1X Points

on flights and prepaid hotels

Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.

Get 1.5X Membership Rewards® points per dollar, on each eligible purchase of $5,000 or more with The Business Platinum Card®. That’s 50% more points. You can get up to 1 million additional points per calendar year.
That’s an extra half point per dollar

on other purchases
Terms and limitations apply.

Earn 2X Points on Just About Everything

The Blue Business® Plus Credit Card
The Blue Business® Plus Credit Card from American Express
0.0% introductory APR on purchases for 12 months from the date of account opening. After that your APR will be a variable rate, 13.24% - 19.24%, based on your creditworthiness and other factors as determined at the time of account opening.¤

2X Membership Rewards® points

1X Membership Rewards® points

Expanded Buying Power

on the first $50,000 in purchases each year

on purchases thereafter

Say yes more. You’ve got the power to use your Card beyond its credit limit with Expanded Buying Power. There are no over-limit fees, no enrollment steps to take and you can continue to earn Membership Rewards® points or cash back on purchases above your credit limit. It’s really just as simple as paying the minimum due each month, which will include any amount you spend over your credit limit. Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.

Earn 4X where you spend the most each month

Business Gold Card
American Express® Business Gold Card
APR on purchases will be a variable rate, 14.24% - 22.24%, based on your creditworthiness and other factors as determined at the time of account opening.¤

4X Points

1X Points

Earn 4X Membership Rewards® points on the 2 categories where your business spent the most each billing cycle from the list below, plus earn 1X on other purchases.

  • Airfare purchased directly from airlines
  • U.S. purchases for advertising in select media (online, TV, radio)
  • U.S. purchases made directly from select technology providers of computer hardware, software, and cloud solutions
  • U.S. purchases at gas stations
  • U.S. purchases at restaurants including take out and delivery
  • U.S. purchases for shipping

4X points applies to the first $150,000 in combined purchases from these 2 categories each calendar year. Then earn 1 point per dollar.

Terms and limitations apply.

on other purchases

Terms and limitations apply.

The Business Platinum Card®

The Blue Business® Plus Credit Card

Business Gold Card

The Business Platinum Card<sup>®</sup> from American Express
The Blue Business® Plus Credit Card from American Express
American Express® Business Gold Card
Welcome Offer  

Earn 75,000 Membership Rewards® Points

Earn 75,000 Membership Rewards® points after you spend $15,000 all on qualifying purchases on the Business Platinum Card within the first 3 months of Card Membership.

Special Offer  

Earn up to $300 in Statement Credits.

You can earn up to $100 in the form of statement credits per merchant after you make an eligible purchase on your new Card during your first 3 months of Card Membership at each of these merchants: Dell Technologies, DocuSign and FedEx.

Welcome Offer  

Earn 35,000 Membership Rewards® Points

Earn 35,000 Membership Rewards® points after you spend $5,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.

Great For

Frequent Flyers

Airport Lounge Access [1]

Businesses with Big Expenses

Payment Flexibility

Using Membership Rewards® points toward Eligible Business Expenses

No Annual Fee¤

Growth stage businesses

Earning flexible rewards

Everyday bonus categories

Featured Benefits
Travel with More Confidence

$200 Airline Fee Credit*

Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to your Business Platinum Card® Account.*‡

*American Express relies on accurate airline transaction data to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 4 weeks, simply call the number on the back of your Card. See terms & conditions for more details.

Fee Credit for Global Entry or TSA Preè

Stay focused on getting where you need to go. Receive either a statement credit available every 4 years after you apply for Global Entry ($100) or a statement credit available every 4.5 years after you apply for a five-year membership through any Authorized Enrollment Provider for TSA Pre✓® (up to $85) with an eligible Card. If approved for Global Entry, at no additional charge, you will receive access to TSA Pre✓®. Each Additional Card on eligible Card accounts is also eligible for one statement credit for an application fee for a five-year membership every 4 years for Global Entry or every 4.5 years for TSA Pre✓®. To receive the statement credit, the application fee must be charged on the eligible Additional Card.

To read the full terms and conditions, visit www.americanexpress.com/expeditedtravel.

No Foreign Transaction Fees¤‡

Do business globally and pay no foreign transaction fees on your purchases.

American Express will not charge any foreign transaction fee on the purchases you make outside of the United States with your Card. However, there may be circumstances where ATMs or merchants charge a fee on foreign transactions.

The Hotel Collection

Get a $100 hotel credit on qualifying charges, plus a room upgrade upon arrival, when available with The Hotel Collection at americanexpress.com/hc. Terms Apply.

Concierge

The Business Platinum Card® Concierge offers you complimentary assistance with arranging lunch meetings, procuring concert tickets to entertain clients, booking ground transportation and more. Turn to Concierge anytime, day or night wherever you are. Simply call the number on the back of your Card and say “Concierge” when prompted or send your Concierge request to PlatinumRequests@concierge.americanexpress.com from the e-mail associated with your American Express account.

Premium Global Assist® Hotline

You can rely on 24/7 medical, legal, financial, and other select emergency coordination and assistance services while traveling more than 100 miles from home. Premium Global Assist® Hotline can direct you to English-speaking medical and legal professionals and arrange for a transfer to a more appropriate medical facility, even if an air ambulance is required. Emergency medical transportation assistance may be provided at no cost only if approved and coordinated by Premium Global Assist Hotline. Premium Global Assist Hotline can also help you with prescription replacements, emergency hotel check-ins and cash wires, missing luggage, lost or stolen passports, and more. Card Members may be responsible for the costs charged by third-party service providers.

Car Rental Loss and Damage Insurance

Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.

Baggage Insurance Plan

Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to $2,000 for checked Baggage and up to a combined maximum of $3,000 for checked and carry-on Baggage. The coverage is also subject to a $3,000 aggregate limit per Covered Trip. For New York State residents, there is a $2,000 per bag/suitcase limit for each Covered Person with a $10,000 aggregate maximum for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.

Car Rental Loss and Damage Insurance

As a Card Member, You can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory when You use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the Rental Company counter. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not
available for vehicles rented in Australia, Italy and New Zealand. This product provides secondary coverage and does not
include liability coverage.

Global Assist® Hotline

Sometimes the unexpected happens when you travel. A passport is lost. You come down with a sudden illness. A lawyer is needed. Being a Card Member can make things easier. Global Assist® Hotline can help you prepare for your trip with customs information and more. And while you’re traveling more than 100 miles from home, coordination and assistance services such as lost passport replacement assistance, translation services, missing luggage assistance, and emergency legal and medical referrals are a phone call away. Card Members are responsible for the costs charged by third-party service providers.

No Foreign Transaction Fees¤

Make international purchases from the U.S. or while abroad without being charged foreign transaction fees.

American Express will not charge any foreign transaction fee on the purchases you make outside of the United States with your Card. However, there may be circumstances where ATMs or merchants charge a fee on foreign transactions.

Global Assist® Hotline

Sometimes the unexpected happens when you travel. A passport is lost. You come down with a sudden illness. A lawyer is needed. Being a Card Member can make things easier. Global Assist® Hotline can help you prepare for your trip with customs information and more. And while you’re traveling more than 100 miles from home, coordination and assistance services such as lost passport replacement assistance, translation services, missing luggage assistance, and emergency legal and medical referrals are a phone call away. Card Members are responsible for the costs charged by third-party service providers.

Car Rental Loss and Damage Insurance

As a Card Member, You can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory when You use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the Rental Company counter. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy and New Zealand. This product provides secondary coverage and does not include liability coverage.

Baggage Insurance Plan

Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to $1,250 for carry on Baggage and up to $500 for checked Baggage. For New York State residents, there is a $10,000
aggregate maximum limit for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.
Shop with More Confidence

Extended Warranty

Why is it that as soon as a Manufacturer's Warranty runs out, something always seem to happen? Use your Eligible Card for Covered Purchases and you can have warranty protection for longer. Extended Warranty matches the Original Manufacturer's Warranty for up to one additional year when you use your Eligible Card. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions. Please read important exclusions and restrictions.*

*Coverage limited to the actual amount charged on your Card for the item up to $10,000 per item and $50,000 per calendar year.

Purchase Protection

Sometimes your favorite new purchase gets stolen, accidentally damaged, or lost. But when you use your Eligible Card for Covered Purchases, your Membership can help protect them for up to 90 days from the Covered Purchase date. Please read important exclusions and restrictions.*

*Up to $10,000 per occurrence, $50,000 per calendar year.

Dispute Resolution

If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.

Return Protection

With Return Protection, you may return eligible purchases to American Express if the seller won’t take them back up to 90 days from the date of purchase. American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Card.Purchases must be made in the U.S. or its territories.Please read important exclusions and restrictions.

Extended Warranty

When you use your Eligible Card to make a Covered Purchase, you can get up to one extra year added to the Original Manufacturer’s Warranty. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions. Please read important exclusions and restrictions.

Purchase Protection

Your new camera was stolen. You knocked over your new lamp moving your couch. Sometimes the unexpected happens. But when you use your Eligible Card for Covered Purchases, it’s nice to know Membership can help protect your Covered Purchases from accidental damage or theft for up to 90 days from the Covered Purchase date. Please read important exclusions and restrictions.

Dispute Resolution

If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.

Purchase Protection

Your new camera was stolen. You knocked over your new lamp moving your couch. Sometimes the unexpected happens. But when you use your Eligible Card for Covered Purchases, it’s nice to know Membership can help protect your Covered Purchases from accidental damage or theft for up to 90 days from the Covered Purchase date. Please read important exclusions and restrictions.

Extended Warranty

When you use your Eligible Card to make a Covered Purchase, you can get up to one extra year added to the Original Manufacturer’s Warranty. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions. Please read important exclusions and restrictions.

Dispute Resolution

If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.
Entertainment

American Express Experiences

Stay in the know with exclusive access to ticket presales and Card Member-only events in a city near you. Check out Broadway shows and concert tours, family and sporting events, and more.

American Express Preferred Seating

With Preferred Seating, you will have access to premium seats for select cultural and sporting events, based on availability.

American Express Experiences

Stay in the know with exclusive access to ticket presales and Card Member-only events in a city near you. Check out Broadway shows and concert tours, family and sporting events, and more.

American Express Experiences

Stay in the know with exclusive access to ticket presales and Card Member-only events in a city near you. Check out Broadway shows and concert tours, family and sporting events, and more.
Payment Method

No interest charges because you pay your balance in full each month.‡¤

For months when you may need additional time to pay, we offer a feature that allows you to pay certain purchases over time with interest. If eligible, you may be given the option to enroll in the Pay Over Time feature, and if you choose to enroll, you will accrue interest on all eligible purchases when you choose to carry a balance.‡¤

Since The Blue Business® Plus Card is a credit card you’ll have the flexibility to make a monthly minimum payment rather than paying off your balance in full each month. Plus, you can enjoy 0.0% introductory APR on purchases for 12 months from the date of account opening. After that your APR will be a variable rate, 13.24% - 19.24%, based on your creditworthiness and other factors as determined at the time of account opening.¤

Pay Over Time Option¤‡

The Pay Over Time option lets you carry a balance with interest on purchases of $100 or more.*

How it works:
  • • Purchases of $100 or more are eligible to be paid over time, up to the amount of your Pay Over Time limit on your account.
  • • You can choose to pay for these purchases over time with interest, or you can pay your full balance, whichever is best for your business.**

*All purchases under $100 are due in full each month.

** Card Members must pay in full all charges not included in a Pay Over Time Balance

AMERICAN EXPRESS® BUSINESS CARD BENEFITS

American Express® Business App

With the American Express® Business App, you can easily add receipt images, add notes and categorize your transactions. To get started: Download the Amex® Business App. Snap a photo of your receipt and match it to your Card transaction. Use the time you save to focus on other priorities.

Account Manager

Free up time. Assign a trusted team member to oversee your American Express account. Account Managers can handle tasks like making payments, reviewing transactions, and adding Employee Cards, so you’re free to focus on other priorities. Enroll an Account Manager.

Account Alerts

American Express® Business Card Members can set Account Alerts to help avoid late payments, spot irregular spending, and monitor Employee Card use.

Year-End Summary

Get access to a Year-End Summary of charges so you can review your annual spending. Learn more at americanexpress.com/yes.

Online Statements

View your purchase history, prepare reports, and budget your expenses.

American Express® App

Take advantage of your Membership with the Amex® App. Track your spending and rewards, find nearby offers, and stay on top of payments virtually anywhere you go.

Dispute Resolution

If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.

All Business Cards from American Express

The Business Platinum Card<sup>®</sup> from American Express
The Business Platinum Card®
Learn More
American Express® Business Gold Card
Business Gold Card
Learn More
The Plum Card® from American Express
The Plum Card®
Learn More
Business Green Rewards Card from American Express
Business Green Rewards Card
Learn More
American Express <br />Blue Business Cash<sup>™</sup> Card
American Express
Blue Business Cash™ Card
Learn More
The Blue Business® Plus Credit Card from American Express
The Blue Business® Plus Credit Card
Learn More
Marriott Bonvoy Business<sup>™</sup> American Express<sup>®</sup> Card
Marriott Bonvoy Business American Express® Card
Learn More
The Hilton Honors American Express Business Card
The Hilton Honors American Express Business Card
Learn More
Delta SkyMiles® Gold Business American Express Card
Delta SkyMiles® Gold Business American Express Card
Learn More
Delta SkyMiles® Platinum Business American Express Card
Delta SkyMiles® Platinum Business American Express Card
Learn More
Delta SkyMiles® Reserve Business American Express Card
Delta SkyMiles® Reserve Business American Express Card
Learn More
The Lowes Business Rewards Card
The Lowes Business Rewards Card
Learn More

Know which Card is right for you?

Fill out an application online.

The Business Platinum Card®

The Blue Business® Plus Credit Card

Business Gold Card

The Business Platinum Card<sup>®</sup> from American Express
The Blue Business® Plus Credit Card from American Express
American Express® Business Gold Card
$0 Annual Fee¤
Apply Now
0.0% introductory APR on purchases for 12 months from the date of account opening. After that your APR will be a variable rate, 13.24% - 19.24%, based on your creditworthiness and other factors as determined at the time of account opening.¤
$295 Annual Fee¤
Apply Now
APR on purchases will be a variable rate, 14.24% - 22.24%, based on your creditworthiness and other factors as determined at the time of account opening.¤

Still have questions? Speak to a Business Agent

1-844-787-1743