The same world class service you expect,

Designed for small businesses

The Business Platinum Card<sup>®</sup> from American Express
The Plum Card® from American Express
American Express<sup>®</sup> Business Gold Card

The Business Platinum Card®
from American Express

The Plum Card®
from American Express

American Express®
Business Gold Card

Welcome Offer

Earn up to 75,000 Points

Earn 50,000 Membership Reward points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases on the Business Platinum Card, within your first 3 months of Card Membership.

5X Points Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.

Welcome Offer

Earn up to $600 back

Here’s How: Earn a $200 statement credit after each $10,000 you spend in purchases on the Card, up to $30,000, within the first 3 months of Card Membership.

Exclusive Offers

Earn 4X Points

Earn 4X Membership Rewards® points on the 2 select categories where your business spends the most each month*

*4X points applies to the first $150,000 in combined purchases from these 2 categories each calendar year

16.24% (Prime Rate + 10.99%), 20.24% (Prime Rate + 14.99%) or 24.24% (Prime Rate + 18.99%), based on your creditworthiness as determined at the time of account opening. This APR will vary with the market based on the Prime Rate.¤
The Business Platinum Card®
The Business Platinum Card<sup>®</sup> from American Express
New Business Gold Card
American Express<sup>®</sup> Business Gold Card
The Plum Card®
The Plum Card® from American Express

GET 50% MORE MEMBERSHIP REWARDS® POINTS

5X Points

1.5X Points

1X Points

on flights and prepaid hotels

Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.

per dollar

Get 1.5 points per dollar on each eligible purchase of $5,000 or more (that's an extra half point per dollar). Up to 1 million additional points per year.

for each dollar you spend on eligible purchases.

Earn 4X where you spend the most each month

New Business Gold Card
American Express<sup>®</sup> Business Gold Card
16.24% (Prime Rate + 10.99%), 20.24% (Prime Rate + 14.99%) or 24.24% (Prime Rate + 18.99%), based on your creditworthiness as determined at the time of account opening. This APR will vary with the market based on the Prime Rate.¤

4X Points

1X Points

Get 4X Membership Rewards® points on the 2 categories where your business spent the most each billing cycle from the list below.

  • Airfare purchased directly from airlines
  • U.S. purchases for advertising in select media
    (online, TV, radio)
  • U.S. purchases made directly from select
    technology providers of computer hardware,
    software, and cloud solutions
  • U.S. purchases at gas stations
  • U.S. purchases at restaurants
  • U.S. purchases for shipping

4X points applies to the first $150,000 in combined purchases from these 2 categories each calendar year Then earn 1 point per dollar.

on other purchases

Terms and limitations apply.

DO BUSINESS ON YOUR TERMS

The Plum Card®
The Plum Card® from American Express
$0 introductory annual fee for the first year, then $250
$0 annual fee for Employee Cards
Apply Now

1.5% Early Pay Discount

Up to 60 Days to Pay

Buy Big

Pay your bill early to get a 1.5% discount, which you can use to buy inventory, supplies and other business necessities.

Cash flow can be unpredictable. That’s why The Plum Card gives you up to 60 days to pay so you have greater financial flexibility.

with a spending limit that can grow with your business.

The Business Platinum Card®

The Plum Card®

New Business Gold Card

The Business Platinum Card<sup>®</sup> from American Express
The Plum Card® from American Express
American Express<sup>®</sup> Business Gold Card
Welcome Offer

Earn up to 75,000 Membership Rewards Points

Earn 50,000 Membership Reward points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases on the Business Platinum Card, within your first 3 months of Card Membership.

Welcome Offer

Earn up to $600 Cash Back

Here’s How: Earn a $200 statement credit after each $10,000 you spend in purchases on the Card, up to $30,000, within the first 3 months of Card Membership.

Exclusive Offers

Get up to 1 year free of G Suite Basic for 3 users and up to 1 year free of ZipRecruiter Standard in the form of statement credits for purchases on the Card in your first 12 months of Card membership. That's a combined value of up to $3,188 when you sign up for both subscriptions.

 
Great For
 

Frequent Travelers

Airport Lounge Access

Seasonal Business

Flexible Payment Options

Airfare & Gas

Advertising & shipping

 
Featured Benefits
 
 
Travel with More Confidence
 

$200 Airline Fee Credit*

Select one qualifying airline to get started. Then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to your Business Platinum Card® Account.*

*American Express relies on accurate airline transaction data to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 4 weeks, simply call the number on the back of your Card. See terms & conditions for more details.

Fee Credit for Global Entry or TSA Preè

You can receive one Global Entry ($100) statement credit or one TSA Pre✓® ($85) statement credit every 4 years for an application fee charged to your Business Platinum Card. If approved for Global Entry or TSA Pre✓®, spend less time waiting at select airports. Choose the option that best suits your travel needs:

  • For travel from select domestic airports, TSA Pre✓® can expedite security screening
  • For international travel, Global Entry can reduce wait time at US Customs when you return to the US at select airports.

If approved for Global Entry, at no additional charge, you will receive access to TSA Pre✓®. Each Additional Card on eligible Card accounts is also eligible for one statement credit every 4 years for an application fee.

To receive the statement credit, the application fee must be charged on the eligible Additional Card. To learn more about the benefit and read the full terms and conditions, click here.

Gogo® and Boingo Internet

Enjoy complimentary internet access. Enroll your Card with Gogo and Boingo and get 10 Gogo inflight internet passes annually and unlimited Wi-Fi at Boingo hotspots.

No Foreign Transaction Fees¤‡

No matter where you're traveling, when you use your Business Platinum Card® there are no foreign transaction fees from American Express.

The Hotel Collection

Get a $75 hotel credit on qualifying charges, plus a room upgrade upon arrival, when available with The Hotel Collection at americanexpress.com/hc. Terms Apply.

Starwood Gold Elite Status

As a Business Platinum Card Member, you can upgrade to Starwood Gold Elite Status without meeting any stay requirements. Terms and limitations apply.

Hilton Honors Gold Status

Enroll to enjoy the benefits of complimentary Hilton Honors Gold Status without having to meet any stay requirements.

Business Platinum Concierge

From planning a business lunch to purchasing tickets for client entertaining, Concierge is a complimentary service available 24/7.

Premium Roadside Assistance

Your car breaks down or you blow a tire. Now what? Luckily you're a Card Member. Call the number on the back of your card to change a flat, jumpstart a battery, or get a tow up to 10 miles. We will pay for included emergency services up to four times a year, even if you're in your driveway. There are some vehicle exclusions and other important restrictions.

Premium Global Assist® Hotline

When you travel more than 100 miles from home, you have 24/7 medical, legal, financial or other select emergency coordination and assistance services, including medical and legal referrals, passport replacement, cash wires and more. Card Members may be responsible for the costs charged by third-party service providers.

Car Rental Loss and Damage Insurance

Getting into your rental car can be the start of a great vacation. When you use your eligible Card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver at the rental car counter, you can be covered if the car is damaged or stolen. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.

Baggage Insurance Plan

Travel more comfortably knowing you can be covered by the Baggage Insurance Plan for eligible lost, damaged, or stolen baggage when you purchase the entire fare for a Common Carrier ticket (e.g. plane, train, ship, or bus) on an eligible Card. Coverage can be provided for up to $2,000 for checked baggage and up to a combined maximum of $3,000 for checked and carry-on baggage. The coverage is also subject to a $3,000 aggregate limit per Covered Trip. For New York State residents, there is a $2,000 per bag/suitcase limit for each Covered Person with a $10,000 aggregate maximum for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.

Travel Accident Insurance

Help protect yourself and your family with Travel Accident Insurance. This can provide coverage for accidental death and dismemberment while traveling on a Common Carrier (e.g. plane, train, ship, or bus) when your entire fare has been charged to the eligible Card. Please read important exclusions and restrictions.

No Foreign Transaction Fees¤

No foreign transaction fees. Buy for your business anywhere in the world.

Premium Roadside Assistance

Your car breaks down or you blow a tire. Now what? Just call us to change a flat, jumpstart a battery, or get a tow up to 10 miles. We will pay for included emergency services up to four times a year, even if you're in your driveway. With one call, help is on the way. And soon you'll be on yours. There are some vehicle exclusions and other important restrictions.

Premium Global Assist® Hotline

Whenever you travel more than 100 miles from home, we'll provide you with 24/7 emergency assistance coordination , including medical and legal referrals, visa/passport help, cash wires access, lost luggage assistance and more. Card Members are responsible for the costs charged by third-party service providers.

Car Rental Loss and Damage Insurance

As a Card Member, you can be covered if your eligible rental car is damaged or stolen when you use your eligible Card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver at the rental car counter. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.

Baggage Insurance Plan

Travel more comfortably knowing you can be covered by the Baggage Insurance Plan for eligible lost, damaged, or stolen baggage when you purchase the entire fare for a Common Carrier ticket (e.g. plane, train, ship, or bus) on your eligible Card. Coverage can be provided for up to $1,250 for carry-on baggage and up to $500 for checked baggage. For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.

Travel Accident Insurance

Worry less about the unthinkable happening to you on your Covered Trip. If an accident causes your Death, membership can provide added financial security to your beneficiaries. Travel Accident Insurance can cover travel by plane, train, ship, or bus when you purchase the entire fare on your eligible Card. Please read important exclusions and restrictions.

No Foreign Transaction Fees¤

Make international business purchases without foreign transaction fees.

American Express will not charge any foreign transaction fee on the purchases you make outside of the United States with your Card. However, there may be circumstances where ATMs or merchants charge a fee on foreign transactions.

Premium Roadside Assistance

Your car breaks down or you blow a tire. Now what? Luckily you're a Card Member. Just call us to change a flat, jumpstart a battery, or get a tow up to 10 miles. We will pay for included emergency services up to four times a year, even if you're in your driveway. With one call, help is on the way. And soon you'll be on yours. There are some vehicle exclusions and other important restrictions.

Global Assist® Hotline

When you travel more than 100 miles from home, you have 24/7 access to medical, legal, financial or other select emergency coordination and assistance services, including medical and legal referrals, assistance with cash wires, passport replacement, missing luggage and more. Card Members are responsible for the costs charged by third-party service providers.

Car Rental Loss and Damage Insurance

As a Card Member, you can be covered if your eligible rental car is damaged or stolen when you use your eligible Card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver at the rental car counter. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.

Baggage Insurance Plan

Travel more comfortably knowing you can be covered by the Baggage Insurance Plan for eligible lost, damaged, or stolen baggage when you purchase the entire fare for a Common Carrier ticket (e.g. plane, train, ship, or bus) on your eligible Card. Coverage can be provided for up to $1,250 for carry-on baggage and up to $500 for checked baggage. For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.

Travel Accident Insurance

Worry less about the unthinkable happening to you on your Covered Trip. If an accident causes your Death, membership can provide added financial security to your beneficiaries. Travel Accident Insurance can cover travel by plane, train, ship, or bus when you purchase the entire fare on your eligible Card. Please read important exclusions and restrictions.
 
Shop with More Confidence
 

Dispute Resolution

If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.

Extended Warranty

When an American Express® Card Member charges an eligible product with his or her Card account, Extended Warranty can provide up to two extra years* added to the original U.S. manufacturer’s warranty. Applies to warranties of 5 years or less. Coverage is up to the actual amount charged to your Card for the item up to a maximum of $10,000; not to exceed $50,000 per Card Member account per calendar year. Please read important exclusions and restrictions.

*For residents of Indiana, Guam, Puerto Rico, and Northern Mariana Islands, Your coverage will continue to match the original warranty period for warranties of less than one (1) year or provide one (1) additional year if the warranty is between one (1) and five (5) years.

Purchase Protection

When an American Express® Card Member charges a covered purchase with their Business Platinum Card account, Purchase Protection can help protect them for up to 120 days* from the date of purchase if the item is stolen, accidentally damaged or lost. The coverage is limited up to $10,000 per occurrence, up to $50,000 per Card Member account per calendar year. Please read important exclusions and restrictions.

*For residents of New York, Indiana, Guam, Puerto Rico, and Northern Mariana Islands coverage duration remains at 90 days.

Return Protection

If you try to return an eligible item within 90 days from the date of purchase and the merchant won't take it back, American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Card.Purchases must be made in the U.S. or its territories.Please read important exclusions and restrictions.

Dispute Resolution

If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.

Extended Warranty

When you use your American Express® Card for eligible purchases, you can get up to two extra years* added to the original manufacturer’s warranty. Applies to warranties of 5 years or less. Please read important exclusions and restrictions.

*For residents of Indiana, Guam, Puerto Rico, and Northern Mariana Islands, Your coverage will continue to match the original warranty period for warranties of less than one (1) year or provide one (1) additional year if the warranty is between one (1) and five (5) years.

Purchase Protection

Your new camera was stolen. You knocked over your new lamp moving your couch. Sometimes the unexpected happens. But when you use your Card for eligible purchases, it’s nice to know membership can help protect your purchases from accidental damage or theft for up to 120 days* from the moment you purchase them. Please read important exclusions and restrictions.

*For residents of New York, Indiana, Guam, Puerto Rico, and Northern Mariana Islands coverage duration remains at 90 days.

Return Protection

If you try to return an eligible item within 90 days from the date of purchase and the merchant won't take it back, American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Card. Please read important exclusions and restrictions.

Dispute Resolution

If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.

Extended Warranty

When you use your American Express® Card for eligible purchases, you can get up to two extra years* added to the original manufacturer’s warranty. Applies to warranties of 5 years or less. Please read important exclusions and restrictions.

*For residents of Indiana, Guam, Puerto Rico, and Northern Mariana Islands, Your coverage will match the original warranty period for warranties of less than one (1) year or provide one (1) additional year if the warranty is between one (1) and five (5) years.

Purchase Protection

Your new camera was stolen. You knocked over your new lamp moving your couch. Sometimes the unexpected happens. But when you use your Card for eligible purchases, it’s nice to know membership can help protect your purchases from accidental damage or theft for up to 120 days* from the moment you purchase them. Please read important exclusions and restrictions.

*For residents of New York, Indiana, Guam, Puerto Rico, and Northern Mariana Islands coverage duration is 90 days.

Return Protection

If you try to return an eligible item within 90 days from the date of purchase and the merchant won't take it back, American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Card. Purchases must be made in the U.S. or its territories.
 
Entertainment
 

Entertainment Access®

Stay in the know with exclusive access to ticket presales and Card Member-only events in a city near you. Check out Broadway shows and concert tours, family and sporting events, and more.

American Express Preferred Seating

With Preferred Seating, you will have access to premium seats for select cultural and sporting events, based on availability.

Entertainment Access®

Stay in the know with exclusive access to ticket presales and Card Member-only events in a city near you. Check out Broadway shows and concert tours, family and sporting events, and more.

Entertainment Access®

Stay in the know with exclusive access to ticket presales and Card Member-only events in a city near you. Check out Broadway shows and concert tours, family and sporting events, and more.
 
Payment Method
 

No interest charges because you pay your balance in full each month.‡¤

For months when you may need additional time to pay, we offer a feature that allows you to pay certain purchases over time with interest. If eligible, you may be given the option to enroll in the Pay Over Time feature, and if you choose to enroll, you will accrue interest on all eligible purchases when you choose to carry a balance.

The Plum Card has two unique payment options each month. You can get an Early Pay Discount on part of your statement balance, and you can take up to 60 days to pay the rest without interest when you pay the Minimum Due by the Payment Due Date.

Flexibility to pay over time with interest, or pay your full balance, whichever is best for your business.¤‡

The Pay Over Time option on the Card lets you carry a balance with interest on purchases of $100 or more.*

How it works:

Purchases of $100 or more are eligible to be paid over time, up to the amount of your Pay Over Time limit on your account. You can choose to pay for these purchases over time with interest, or you can pay your full balance, whichever is best for your business.

*All purchases under $100 are due in full each month.

$0 introductory annual fee for the first year, then $250
$0 annual fee for Employee Cards
Apply Now

BENEFITS THAT COME WITH EVERY AMERICAN EXPRESS BUSINESS CARD

Spend Manager

With the Spend Manager Mobile App from American Express, you can easily add receipts and notes to your transactions. To get started: Download the Spend Manager Mobile App. Snap a photo of your receipt and match it to your transaction. Use the time you save to focus on other priorities.

Employee Cards

Get the most out of your Business Card by adding Employee Cards. Earn rewards on employee purchases, plus track employee spending with alerts and summary reports.

Account Manager

Have a lot of employees? Assign an Account Manager with Full Access to add new Employee Cards for you. Your Account Manager can set spending limits and track the amount each employee spends with simple graphs available in your American Express Online Account.

Account Alerts

American Express Business Card Members can set Account Alerts to help avoid late payments, spot irregular spending, and monitor Employee Card use.

Year-End Summary

Get access to a Year-End Summary of charges so you can review your annual spending.

Online Statements

View your purchase history, prepare reports, and can help budget your expenses

American Express® App

Take advantage of your Membership with the Amex® Mobile app. Track your spending and rewards, find nearby offers, and stay on top of payments virtually anywhere you go.

Dispute Resolution

If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.

ALL BUSINESS CARDS FROM AMERICAN EXPRESS

The Business Platinum Card<sup>®</sup> from American Express
The Business Platinum Card®
Learn More
American Express<sup>®</sup> Business Gold Card
New Business Gold Card
Learn More
The Plum Card® from American Express
The Plum Card®
Learn More
Business Green Rewards Card from American Express
Business Green Rewards Card
Learn More
SimplyCash® Plus Business Credit Card from American Express
SimplyCash® Plus Business Credit Card
Learn More
The Blue Business<sup>℠</sup> Plus Credit Card from American Express
The Blue Business Plus Credit Card
Learn More
Starwood Preferred Guest® Business Credit Card from American Express
Starwood Preferred Guest® Business Credit Card
Learn More
The Hilton Honors American Express Business Card
The Hilton Honors American Express Business Card
Learn More
Gold Delta SkyMiles® Business Credit Card
Gold Delta SkyMiles® Business Credit Card
Learn More
Platinum Delta SkyMiles® Business Credit Card
Platinum Delta SkyMiles® Business Credit Card
Learn More
Delta Reserve for Business Credit Card
Delta Reserve for Business Credit Card
Learn More
Lowe's Business Rewards Card from American Express
The Lowes Business Rewards Card
Learn More

Know which Card is right for you?

Fill out an application online.

The Business Platinum Card®

The Plum Card®

New Business Gold Card

The Business Platinum Card<sup>®</sup> from American Express
The Plum Card® from American Express
American Express<sup>®</sup> Business Gold Card
$0 introductory annual fee for the first year, then $250
Apply Now
$295 Annual Fee¤
Apply Now
16.24% (Prime Rate + 10.99%), 20.24% (Prime Rate + 14.99%) or 24.24% (Prime Rate + 18.99%), based on your creditworthiness as determined at the time of account opening. This APR will vary with the market based on the Prime Rate.¤

Still have questions? Speak to a Business Agent

1-855-809-1767