Great For

• Premium Travel
• Business Value
• Solutions & Support

How You Earn

• 5x Membership Rewards® Points

  on Flights and Prepaid Hotels Booked on AmexTravel.com^‡

• 1.5x Membership Rewards® Points

  Earn 1.5X points for every dollar spent (an extra half point per dollar) on: Eligible purchases at US: Construction material and hardware suppliers, Electronic goods retailers and software & cloud system providers, Shipping providers. Each eligible purchase of $5,000 or more everywhere else.^‡

  Earn 1.5X on up to $2 million of these purchases per calendar year.^‡

  To learn more about spending categories, visit www.americanexpress.com/rewards-info

• 1x Membership Rewards® Points

  on other purchases
  Terms and limitations apply.^‡

Featured Benefits

$400 Dell Technologies Credit^‡

Upgrade your tech, enhance your business.
Enroll and get up to $200 in statement credits semi-annually on U.S. purchases with Dell Technologies on the Business Platinum Card through 12/31/24. That’s up to $400 back.

$360 Indeed Credit^‡

Build your team, grow your business.
Enroll and get up to $90 in statement credits per quarter year for purchases with Indeed on the Business Platinum Card through 12/31/24. That’s up to $360 back.

$150 Adobe Credit^‡

Get up to $150 in statement credits for eligible annual prepaid business plan purchases of Adobe Creative Cloud for teams or Adobe Acrobat Pro for teams on the Business Platinum Card through 12/31/24. Enrollment required.^[1]
[1] Annual prepaid business plans automatically renew each year on your annual subscription date until cancelled.

All Benefits

• Business Value

  • 1.5X Membership Rewards® points

    Earn 1.5X points for every dollar spent (an extra half point per dollar) on: Eligible purchases at US: Construction material and hardware suppliers Electronic goods retailers and software & cloud system providers Shipping providers Each eligible purchase of $5,000 or more everywhere else.^‡
    
    Earn 1.5X on up to $2 million of these purchases per calendar year.^‡
    
    To learn more about spending categories, visit www.americanexpress.com/rewards-info

  • $400 Dell Technologies Credit^‡

    Upgrade your tech, enhance your business.
    Enroll and get up to $200 in statement credits semi-annually on U.S. purchases with Dell Technologies on the Business Platinum Card through 12/31/24. That’s up to $400 back.

  • $360 Indeed Credit^‡

    Build your team, grow your business.
    Enroll and get up to $90 in statement credits per quarter year for purchases with Indeed on the Business Platinum Card through 12/31/24. That’s up to $360 back.

  • $150 Adobe Credit^‡

    Get up to $150 in statement credits for eligible annual prepaid business plan purchases of Adobe Creative Cloud for teams or Adobe Acrobat Pro for teams on the Business Platinum Card through 12/31/24. Enrollment required.^{[1]
    [1]} Annual prepaid business plans automatically renew each year on your annual subscription date until cancelled.

  • $120 Wireless Credit^‡

    Get up to $10 in statement credits per month for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card. That’s up to $120 back per year. Enrollment required.

  • 1X Membership Rewards® points

    on other purchases
    Terms and limitations apply.^‡
• Premium Travel

  • 5X Membership Rewards® Points

    on Flights and Prepaid Hotels Booked on AmexTravel.com^‡

  • The Global Lounge Collection^‡

    You deserve choices. With the American Express Global Lounge Collection® get access to plenty, including 1,400+ airport lounges in over 500 airports around the world. Whether you're looking for a place to rest and recharge or somewhere to catch up on work, enjoy our growing network of lounges across 140 countries and counting.

  • $200 Airline Fee Credit

    Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Card or any of the Additional Cards on your Platinum Card account.[1]
    [1] American Express relies on accurate airline transaction data to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 4 weeks, simply call the number on the back of your Card. See terms & conditions for more details.

  • $189 CLEAR® Plus Credit^‡

    CLEAR® Plus helps you get to your gate faster by using unique facial attributes to verify you are you at participating 50+ airports nationwide. You can cover the cost of a CLEAR Plus membership^[1] with up to $189 in statement credits per calendar year after you pay for CLEAR Plus with The Business Platinum Card®. ^[1]Excluding any applicable taxes and fees. Subject to auto-renewal.

  • Fine Hotels + Resorts

    When you're ready to relax and need an escape, enjoy an unforgettable experience with Fine Hotels + Resorts^®. When you book through American Express Travel, you’ll receive an average total value of $600^[1] in perks, like daily breakfast for two, 4pm check-out, and more. Plus, book on AmexTravel.com and you can earn 5X Membership Rewards^® points, or use Pay with Points, on prepaid stays.
    
    ¹ Average value based on Fine Hotels + Resorts bookings in 2022 for stays of two nights. Benefits include daily breakfast for two, room upgrade upon arrival when available,$100 amenity, guaranteed 4PM late checkout, and noon check-in when available. Certain room categories not eligible for upgrade. $100 amenity varies by property. Actual value will vary based on property, room rate, upgrade availability, and use of benefits
• Solutions & Support

  • Global Dining Access by Resy^‡

    A personal dining concierge, at your fingertips.
    
    Use Global Dining Access by Resy to access premium dining experiences. Receive Priority Notify and unlock insider access to some of the world's most sought-after restaurants with Global Dining Access by Resy. Download the Resy iOS app or log into Resy.com and add your Business Platinum Card® to your Resy profile to take advantage of your special benefits and discover restaurants near you.

  • Pay Over Time Option^‡

    The Pay Over Time feature lets you carry a balance with interest on eligible purchases.
    How it works:
    Eligible charges will be automatically added to your Pay Over Time balance, up to your PayOver Time Limit. Your Limit is the maximum amount you can pay overtime with interest. You must pay in full each month any charges not included in your Pay OverTime balance. Any charges that would cause the total balance to exceed your Pay OverTime Limit will be due in full each month. When it's time to pay your bill, you can pay your balance in full, the minimum due, or any amount in between each month. Carrying a balance will result in you incurring interest. Pay Over Time gives you the ability to carry a balance and pay off eligible purchases, overtime, with interest. Pay Over Time is a feature that gives your business the ability to carry a balance and pay off eligible purchases, with interest. Upon Card approval, you automatically have access to Pay Over Time. At that time, you are assigned an Annual Percentage Rate and a Pay Over Time Limit, which represents the maximum you can revolve at any given time

  • Cell Phone Protection^‡

    Sometimes the Unexpected Happens
    You can be reimbursed, the lesser of, your costs to repair or replace your damaged or Stolen cell phone up to $800, subject to a $50 deductible, for 2 approved claims per 12-month period when your prior month's wireless bill was paid utilizing an Eligible Card Account. Terms and conditions apply.^{[1] [1]}Coverage is provided by New Hampshire Insurance Company, an AIG Company.

  • No Preset Spending Limit ^‡

    Unlike a traditional credit card, your Card has no preset spending limit. This unique feature means the amount you can spend adapts based on factors such as your purchase, payment and credit history. If you're ever unsure if a large purchase will be approved, just use the Check Spending Power tool in your online account or mobile app.

  • American Express® Preferred Access^‡

    With Preferred Access, you will have access to premium seats for select cultural and sporting events, based on availability. For more information, please visit americanexpress.com/entertainment.

Redeeming Points

• How can I use Membership Rewards® Points?

  The Membership Rewards® program offers Card Members first-rate rewards. Earn points on eligible everyday purchases, then use points for gift cards, travel rewards, or even to cover recent Card charges. Enjoy exceptional rewards, backed by the service and security of American Express. Get the Card and see where Membership Rewards points can take you. To learn more about redeeming Membership Rewards points, visit MembershipRewards.com
  
  Terms and Conditions for the Membership Rewards® program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.
  
  The value of Membership Rewards points varies according to how you choose to use them. To learn more, go to www.membershiprewards.com/pointsinfo.

• What is the value of Membership Rewards® Points?

  The value of Membership Rewards points varies according to how you choose to use them. To learn more, go to www.membershiprewards.com/pointsinfo