A Sleek Metal Card With Perks that Shine
Great For: Big & Small Business Expenses
Earn 120,000 Membership Rewards® points
Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card in the first 3 months.†
5X Membership Rewards® Points
on flights and prepaid hotels on amextravel.com.‡
1X Membership Rewards® Points
on other purchases
Terms and limitations apply.‡
Unlock over $1,400 in value
per year with the Business Platinum Card. Enrollment required.
1.5X Membership Rewards® points
Get 1.5X Membership Rewards® points per dollar on eligible purchases in key business categories, as well as on each purchase of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.‡
The Business Platinum Card®
$695 Annual Fee¤
APR on purchases will be a variable rate, 19.24% - 27.24%, based on your creditworthiness and other factors as determined at the time of account opening.¤
Apply Now
Featured Benefits
5X Membership Rewards® Points
5X Points
on flights and prepaid hotels on
amextravel.com.‡
1.5X Points
Earn 1.5X points for every dollar spent (an extra half point per dollar) on: Eligible purchases at US: Construction material and hardware suppliers, Electronic goods retailers and software & cloud system providers, Shipping providers. Each eligible purchase of $5,000 or more everywhere else.‡Earn 1.5X on up to $2 million of these purchases per calendar year.‡
To learn more about spending categories, visit www.americanexpress.com/rewards-info
1X points on other purchases
Terms and limitations apply.‡
Business Service Suite
$400 Dell Technologies Credit‡
Upgrade your tech, enhance your business. Enroll and get up to $200 in statement credits semi-annually toward U.S. purchases with Dell ...
$150 Adobe Credit‡
Get up to $150 in statement credits per year for eligible annual prepaid business plan purchases with Adobe on Creative Cloud for teams or Acrobat Pro DC with e-sign for teams on the Business Platinum Card. Enrollment required.[1]
[1] Annual prepaid business plans automatically renew each year on your annual subscription date until cancelled. ...
$360 Indeed Credit‡
Build your team, grow your business. Enroll and get up to $90 in statement credits per quarter year for purchases with Indeed on the Business Platinum Card. That’s up to $360 back per year. ...
$120 Wireless Telephone Service Credit‡
Get up to $10 in statement credits per month for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card. That’s up to $120 back per year. Enrollment required. ...
Pay Over Time Option‡
The Pay Over Time option on the Card lets you carry a balance with interest on purchases.*
How it works:
• Eligible purchases can be paid over time, up to the amount of your Pay Over Time Limit on your account.
• You can choose to pay for these purchases over time with interest, or you can pay your full balance each month, whichever is best for your business.
*Card Members must pay in full all charges not included in a Pay Over Time balance.
Travel Benefits
$200 Airline Fee Credit‡
Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Card or any of the Additional Cards on your Platinum Card account.[1]
[1] American Express relies on accurate airline transaction data to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 4 weeks, simply call the number on the back of your Card. See terms & conditions for more details.
$189 CLEAR® Plus Credit‡
CLEAR® uses unique attributes, such as eyes or fingerprints, to digitally verify identity to help its members move faster through security at select airports nationwide. You can cover the cost of a CLEAR Plus membership[1] with up to $189 in statement credits per year after you pay for CLEAR Plus with your Business Platinum Card®. [1]Excluding any applicable taxes and fees. Subject to auto-renewal.
35% Airline Bonus
You can receive 35% Membership Rewards® points back after you use the Pay With Points feature for all or part of a flight booked with American Express Travel if the flight is either First or Business class or on your selected qualifying airline, up to 1 million bonus points back per calendar year.‡
Hotel Benefits
Hilton Honors™ Gold Status‡
With Hilton Honors Gold status, you can enjoy benefits at hotels and resorts within the Hilton Portfolio and earn reward stays faster with Hilton Honors Bonus Points.‡
Marriott Bonvoy™ Gold Elite Status‡
As a Platinum Card Member, you can upgrade to Marriott Bonvoy Gold Elite Status without meeting any stay requirements. Terms and limitations apply.‡
Fine Hotels + Resorts®‡
When you're ready to relax and need an escape, enjoy an unforgettable experience with Fine Hotels + Resorts®. When you book through American Express Travel, you’ll receive an average total value of $600[1] in perks, like daily breakfast for two, 4pm check-out, and more. Plus, book on AmexTravel.com and you can earn 5X Membership Rewards® points‡, or use Pay with Points‡, on prepaid stays.
[1] Average value based on Fine Hotels + Resorts bookings in 2021 for stays of two nights. Benefits include daily breakfast for two, room upgrade upon arrival when available, $100 amenity, guaranteed 4PM late checkout, noon check-in when available, and complimentary wi-fi. Certain room categories not eligible for upgrade. $100 amenity varies by property. Actual value will vary based on property, room rate, upgrade availability, and use of benefits.
[1] Average value based on Fine Hotels + Resorts bookings in 2021 for stays of two nights. Benefits include daily breakfast for two, room upgrade upon arrival when available, $100 amenity, guaranteed 4PM late checkout, noon check-in when available, and complimentary wi-fi. Certain room categories not eligible for upgrade. $100 amenity varies by property. Actual value will vary based on property, room rate, upgrade availability, and use of benefits.
Additional Benefits
Cell Phone Protection‡
One more way we’ll have your back
Fixing a cracked screen can be expensive. With Cell Phone Protection[1], you can be reimbursed for your cost to repair or replace your damaged cell phone, including a cracked screen, for a maximum of $800 per claim with a limit of 2 approved claims per 12-month period when your cell phone line is listed on a wireless bill and the prior month's wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim. Additional terms and conditions apply.‡
[1]Coverage is provided by New Hampshire Insurance Company, an AIG Company.
Fixing a cracked screen can be expensive. With Cell Phone Protection[1], you can be reimbursed for your cost to repair or replace your damaged cell phone, including a cracked screen, for a maximum of $800 per claim with a limit of 2 approved claims per 12-month period when your cell phone line is listed on a wireless bill and the prior month's wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim. Additional terms and conditions apply.‡
[1]Coverage is provided by New Hampshire Insurance Company, an AIG Company.
Global Dining Access by Resy‡
A personal dining concierge, at your fingertips.
Unlock insider access to some of the world’s most sought-after restaurants with Global Dining Access by Resy. Download the Resy app and add your Business Platinum Card® to your Resy profile to take advantage of your special benefits and discover restaurants near you.
Unlock insider access to some of the world’s most sought-after restaurants with Global Dining Access by Resy. Download the Resy app and add your Business Platinum Card® to your Resy profile to take advantage of your special benefits and discover restaurants near you.
Entertainment Benefits
American Express Experiences
Stay in the know with exclusive access to ticket presales ‡ and Card Member-only events in a city near you. Check out Broadway shows and concert tours, family and sporting events, and more ‡. For more information, please visit americanexpress.com/entertainment.
American Express Preferred Access‡
With Preferred Access, you will have access to premium seats for select cultural and sporting events, based on availability. For more information, please visit americanexpress.com/entertainment.
See How Far You Can Take Your Business with the Business Platinum Card®
Grow Your Business
with American Express
Access online tools and Card benefits designed to help your business grow. Explore some of the many American Express® Business Card benefits.
- Online Statements
- View your purchase history, prepare reports, and budget your expenses.
- Account Manager
- Free up time. Assign a trusted team member to oversee your American Express account. Account Managers can handle tasks like making payments, reviewing transactions, and adding Employee Cards, so you’re free to focus on other priorities. Enroll an Account Manager.‡
- Year-End Summary
- Get access to a Year-End Summary of charges so you can review your annual spending. Learn more at americanexpress.com/yes‡
$400 Dell Technologies Credit‡
Upgrade your tech, enhance your business.
Enroll and get up to $200 in statement credits semi-annually toward U.S. purchases with Dell Technologies on the Business Platinum Card. That’s up to $400 back per year.
Enroll and get up to $200 in statement credits semi-annually toward U.S. purchases with Dell Technologies on the Business Platinum Card. That’s up to $400 back per year.
$360 Indeed Credit‡
Build your team, grow your business.
Enroll and get up to $90 in statement credits per quarter year for purchases with Indeed on the Business Platinum Card. That’s up to $360 back per year.
Enroll and get up to $90 in statement credits per quarter year for purchases with Indeed on the Business Platinum Card. That’s up to $360 back per year.
$150 Adobe Credit‡
Get up to $150 in statement credits per year for eligible annual prepaid business plan purchases with Adobe on Creative Cloud for teams or Acrobat Pro DC with e-sign for teams on the Business Platinum Card. Enrollment required.[1]
[1] Annual prepaid business plans automatically renew each year on your annual subscription date until cancelled.
[1] Annual prepaid business plans automatically renew each year on your annual subscription date until cancelled.
$120 Wireless Telephone Service Credit‡
Get up to $10 in statement credits per month for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card. That’s up to $120 back per year. Enrollment required.
$200 Airline Fee Credit‡
Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Card or any of the Additional Cards on your Platinum Card account.[1]
[1] American Express relies on accurate airline transaction data to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 4 weeks, simply call the number on the back of your Card. See terms & conditions for more details.
[1] American Express relies on accurate airline transaction data to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 4 weeks, simply call the number on the back of your Card. See terms & conditions for more details.
$189 CLEAR® Plus Credit‡
CLEAR® uses unique attributes, such as eyes or fingerprints, to digitally verify identity to help its members move faster through security at select airports nationwide. You can cover the cost of a CLEAR Plus membership[1] with up to $189 in statement credits per year after you pay for CLEAR Plus with your Business Platinum Card®.
[1]Excluding any applicable taxes and fees. Subject to auto-renewal.
35% Airline Bonus
You can receive 35% Membership Rewards® points back after you use the Pay With Points feature for all or part of a flight booked with American Express Travel if the flight is either First or Business class or on your selected qualifying airline, up to 1 million bonus points back per calendar year.‡
Fine Hotels & Resorts®‡
When you're ready to relax and need an escape, enjoy an unforgettable experience with Fine Hotels + Resorts®. When you book through American Express Travel, you’ll receive an average total value of $600[1] in perks, like daily breakfast for two, 4pm check-out, and more. Plus, book on AmexTravel.com and you can earn 5X Membership Rewards® points‡, or use Pay with Points‡, on prepaid stays.
[1] Average value based on Fine Hotels + Resorts bookings in 2021 for stays of two nights. Benefits include daily breakfast for two, room upgrade upon arrival when available, $100 amenity, guaranteed 4PM late checkout, noon check-in when available, and complimentary wi-fi. Certain room categories not eligible for upgrade. $100 amenity varies by property. Actual value will vary based on property, room rate, upgrade availability, and use of benefits.
[1] Average value based on Fine Hotels + Resorts bookings in 2021 for stays of two nights. Benefits include daily breakfast for two, room upgrade upon arrival when available, $100 amenity, guaranteed 4PM late checkout, noon check-in when available, and complimentary wi-fi. Certain room categories not eligible for upgrade. $100 amenity varies by property. Actual value will vary based on property, room rate, upgrade availability, and use of benefits.
The Global Lounge Collection
You deserve choices. With the American Express Global Lounge Collection® get access to plenty, including 1,400+ airport lounges in over 500 airports around the world. Whether you're looking for a place to rest and recharge or somewhere to catch up on work, enjoy our growing network of lounges across 140 countries and counting.
Cell Phone Protection‡
One more way we'll have your back.
Fixing a cracked screen can be expensive. With Cell Phone Protection[1], you can be reimbursed for your cost to repair or replace your damaged cell phone, including a cracked screen, for a maximum of $800 per claim with a limit of 2 approved claims per 12-month period when your cell phone line is listed on a wireless bill and the prior month's wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim. Additional terms and conditions apply.‡
[1] Coverage is provided by New Hampshire Insurance Company, an AIG Company.
Fixing a cracked screen can be expensive. With Cell Phone Protection[1], you can be reimbursed for your cost to repair or replace your damaged cell phone, including a cracked screen, for a maximum of $800 per claim with a limit of 2 approved claims per 12-month period when your cell phone line is listed on a wireless bill and the prior month's wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim. Additional terms and conditions apply.‡
[1] Coverage is provided by New Hampshire Insurance Company, an AIG Company.
No Foreign Transaction Fees¤‡
No matter where you're traveling, when you use your The Business Platinum Card® there are no foreign transaction fees.
Fee Credit for Global Entry or TSA PreCheck®‡
Stay focused on getting where you need to go. Receive either a statement credit available every 4 years after you apply for Global Entry ($100) or a statement credit available every 4.5 years after you apply for a five-year membership through any Authorized Enrollment Provider for TSA Pre✓® (up to $85) with an eligible Card. If approved for Global Entry, at no additional charge, you will receive access to TSA Pre✓®. Each Additional Card on eligible Card accounts is also eligible for one statement credit for an application fee for a five-year membership every 4 years for Global Entry or every 4.5 years for TSA Pre✓®. To receive the statement credit, the application fee must be charged on the eligible Basic Card or on the Additional Card.[1]
[1] To read the full terms and conditions, visit www.americanexpress.com/expeditedtravel.
[1] To read the full terms and conditions, visit www.americanexpress.com/expeditedtravel.
The Hotel Collection‡
You get 5X Membership Rewards® points per eligible dollar spent on prepaid bookings on amextravel.com‡, in addition to a $100 experience credit[1] when you book a prepaid stay of at least two consecutive nights at participating properties, at americanexpress.com/hc.‡
[1]Experience credit varies by property.
[1]Experience credit varies by property.
Car Rental Loss and Damage Insurance♦
Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory.
Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage..
Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage..
Baggage Insurance Plan♦
Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to $2,000 for checked Baggage and up to a combined maximum of $3,000 for checked and carry-on Baggage, in excess of coverage provided by the Common Carrier. The coverage is also subject to a $3,000 aggregate limit per Covered Trip. For New York State residents, there is a $2,000 per bag/suitcase limit for each Covered Person with a $10,000 aggregate maximum for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.
Dispute Resolution‡
If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.‡
Extended Warranty♦
Why is it that as soon as a Manufacturer's Warranty runs out, something always seem to happen? Use your Eligible Card for Covered Purchases and you can have warranty protection for longer. Extended Warranty♦ matches the Original Manufacturer's Warranty for up to one additional year when you use your Eligible Card. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions. Please read important exclusions and restrictions.*
*Coverage limited to the actual amount charged on your Card for the item up to $10,000 per item and $50,000 per calendar year.
*Coverage limited to the actual amount charged on your Card for the item up to $10,000 per item and $50,000 per calendar year.
Purchase Protection♦
Sometimes your favorite new purchase gets stolen, accidentally damaged, or lost. But when you use your Eligible Card for Covered Purchases, your Membership can help protect them for up to 90 days from the Covered Purchase date. Please read important exclusions and restrictions.*
*Up to $10,000 per occurrence, $50,000 per calendar year.
*Up to $10,000 per occurrence, $50,000 per calendar year.
Return Protection‡
With Return Protection‡, you may return eligible purchases to American Express if the seller won't take them back up to 90 days from the date of purchase. American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Card. Purchases must be made in the U.S. or its territories.
American Express Experiences
Stay in the know with exclusive access to ticket presales‡ and Card Member-only events in a city near you. Check out Broadway shows and concert tours, family and sporting events, and more‡. For more information, please visit americanexpress.com/entertainment.
American Express Preferred Access‡
With Preferred Access, you will have access to premium seats for select cultural and sporting events, based on availability. For more information, please visit americanexpress.com/entertainment.
The Business Platinum Card®
$695 Annual Fee¤
APR on purchases will be a variable rate, 19.24% - 27.24%, based on your creditworthiness and other factors as determined at the time of account opening.¤
Apply Now
Featured Benefits
$400 Dell Technologies Credit‡
Upgrade your tech, enhance your business.
Enroll and get up to $200 in statement credits semi-annually toward U.S. purchases with Dell Technologies on the Business Platinum Card. That’s up to $400 back per year.
Enroll and get up to $200 in statement credits semi-annually toward U.S. purchases with Dell Technologies on the Business Platinum Card. That’s up to $400 back per year.
$360 Indeed Credit‡
Build your team, grow your business.
Enroll and get up to $90 in statement credits per quarter year for purchases with Indeed on the Business Platinum Card. That’s up to $360 back per year.
Enroll and get up to $90 in statement credits per quarter year for purchases with Indeed on the Business Platinum Card. That’s up to $360 back per year.
$150 Adobe Credit‡
Get up to $150 in statement credits per year for eligible annual prepaid business plan purchases with Adobe on Creative Cloud for teams or Acrobat Pro DC with e-sign for teams on the Business Platinum Card. Enrollment required.[1]
[1] Annual prepaid business plans automatically renew each year on your annual subscription date until cancelled.
[1] Annual prepaid business plans automatically renew each year on your annual subscription date until cancelled.
$120 Wireless Telephone Service Credit‡
Get up to $10 in statement credits per month for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card. That’s up to $120 back per year. Enrollment required.
$200 Airline Fee Credit‡
Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Card or any of the Additional Cards on your Platinum Card account.[1]
[1] American Express relies on accurate airline transaction data to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 4 weeks, simply call the number on the back of your Card. See terms & conditions for more details.
[1] American Express relies on accurate airline transaction data to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 4 weeks, simply call the number on the back of your Card. See terms & conditions for more details.
$189 CLEAR® Plus Credit‡
CLEAR® uses unique attributes, such as eyes or fingerprints, to digitally verify identity to help its members move faster through security at select airports nationwide. You can cover the cost of a CLEAR Plus membership[1] with up to $189 in statement credits per year after you pay for CLEAR Plus with your Business Platinum Card®.
[1]Excluding any applicable taxes and fees. Subject to auto-renewal.
Travel With More Confidence
No Foreign Transaction Fees¤‡
No matter where you're traveling, when you use your The Business Platinum Card® there are no foreign transaction fees.
Premium Global Assist® Hotline‡
You can rely on 24/7 medical, legal, financial, and other select emergency coordination and assistance services while traveling more than 100 miles from home. Premium Global Assist® Hotline‡ can direct you to medical and legal professionals and help with prescription replacement coordination, emergency hotel check-ins and cash wires, missing luggage, and more. Emergency medical transportation assistance may be provided at no cost only if approved and coordinated by Premium Global Assist Hotline. Card Members may be responsible for the costs charged by third-party service providers.
Car Rental Loss and Damage Insurance♦
Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory.
Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.
Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.
Baggage Insurance Plan♦
Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to $2,000 for checked Baggage and up to a combined maximum of $3,000 for checked and carry-on Baggage, in excess of coverage provided by the Common Carrier. The coverage is also subject to a $3,000 aggregate limit per Covered Trip. For New York State residents, there is a $2,000 per bag/suitcase limit for each Covered Person with a $10,000 aggregate maximum for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.
Shop With More Confidence
Extended Warranty♦
Why is it that as soon as a Manufacturer's Warranty runs out, something always seem to happen? Use your Eligible Card for Covered Purchases and you can have warranty protection for longer. Extended Warranty♦ matches the Original Manufacturer's Warranty for up to one additional year when you use your Eligible Card. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions. Please read important exclusions and restrictions.*
*Coverage limited to the actual amount charged on your Card for the item up to $10,000 per item and $50,000 per calendar year.
*Coverage limited to the actual amount charged on your Card for the item up to $10,000 per item and $50,000 per calendar year.
Purchase Protection♦
Sometimes your favorite new purchase gets stolen, accidentally damaged, or lost. But when you use your Eligible Card for Covered Purchases, your Membership can help protect them for up to 90 days from the Covered Purchase date. Please read important exclusions and restrictions.*
*Up to $10,000 per occurrence, $50,000 per calendar year.
*Up to $10,000 per occurrence, $50,000 per calendar year.
Dispute Resolution‡
If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.‡
Return Protection‡
With Return Protection‡, you may return eligible purchases to American Express if the seller won't take them back up to 90 days from the date of purchase. American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Card. Purchases must be made in the U.S. or its territories.
Payment Method
American Express Experiences
Stay in the know with exclusive access to ticket presales‡ and Card Member-only events in a city near you. Check out Broadway shows and concert tours, family and sporting events, and more‡. For more information, please visit americanexpress.com/entertainment.
American Express Preferred Access‡
With Preferred Access, you will have access to premium seats for select cultural and sporting events, based on availability. For more information, please visit americanexpress.com/entertainment.
Entertainment
Pay Over Time Option‡
The Pay Over Time option on the Card lets you carry a balance with interest on purchases.*
How it works:
• Eligible purchases can be paid over time, up to the amount of your Pay Over Time Limit on your account.
• You can choose to pay for these purchases over time with interest, or you can pay your full balance each month, whichever is best for your business.
*Card Members must pay in full all charges not included in a Pay Over Time balance.
How it works:
• Eligible purchases can be paid over time, up to the amount of your Pay Over Time Limit on your account.
• You can choose to pay for these purchases over time with interest, or you can pay your full balance each month, whichever is best for your business.
*Card Members must pay in full all charges not included in a Pay Over Time balance.