Earn points fast with no category restrictions, all without an annual fee^¤ 2X points on the first $50,000 in purchases each year, 1X points thereafter.^‡Eligible purchases on amextravel.com also earn 2X points and will not count toward the first $50,000^‡

Say yes more. You’ve got the power to use your Card above your credit limit^‡ with Expanded Buying Power. There are no over-limit fees, no enrollment steps to take and you can continue to earn Membership Rewards® points on purchases above your credit limit. It’s really just as simple as paying the minimum due each month, which will include any amount you spend over your credit limit. The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.