$0 Annual Fee¤
0.0% introductory APR on purchases for 12 months from the date of account opening. After that your APR will be a variable rate, 17.99% - 25.99%, based on your creditworthiness and other factors as determined at the time of account opening.¤
American Express
Blue Business Cash™ Card
Business Can Be Complicated.
Simplify It With Cash Back.‡*
*Cash back earned is automatically credited to your statement.
Earn $250 Cash Back
Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.†
Great For:
- No Annual Fee¤
- Cash Back
Explore the power of the American Express Blue Business Cash™ Card
Featured Benefits
$0 Annual Fee¤ +
Low Intro APR¤
0.0% introductory APR on purchases for 12 months from the date of account opening. After that your APR will be a variable rate, 17.99% - 25.99%, based on your creditworthiness and other factors as determined at the time of account opening.¤
Account Manager‡
Free up time. Assign a trusted team member to oversee your American Express account. Account Managers can handle tasks like making payments, reviewing transactions, and adding Employee Cards‡, so you’re free to focus on other priorities. Enroll an Account Manager.
Rewards Benefits
2% Cash Back
on all eligible purchases on up to $50,000 per calendar year‡
1% Cash Back
on purchases thereafter‡
Cash back earned is automatically credited to your statement.
Travel Benefits
Car Rental Loss and Damage Insurance♦
As a Card Member, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory when you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.
Global Assist® Hotline‡
Whenever you travel more than 100 miles from home, Global Assist® Hotline‡ is available for 24/7 emergency assistance and coordination services, including medical and legal referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third-party service providers. Other terms and conditions apply.
Shopping Benefits
Extended Warranty♦
When you use your Eligible Card to make a Covered Purchase, you can get up to one extra year added to the Original Manufacturer's Warranty. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions. Please read important exclusions and restrictions.
Purchase Protection♦
Your new camera was stolen. You knocked over your new lamp moving your couch. Sometimes the unexpected happens. But when you use your Eligible Card for Covered Purchases, it’s nice to know Membership can help protect your Covered Purchases from accidental damage or theft for up to 90 days from the Covered Purchase date. Please read important exclusions and restrictions.
American Express Experiences
Stay in the know with exclusive access to ticket presales‡ and Card Member-only events in a city near you. Check out Broadway shows and concert tours, family and sporting events, and more‡. For more information, please visit americanexpress.com/entertainment.
The American Express Blue Business Cash™ Card
Voted Best Small-Business Credit Card of 2024
We’re proud to offer NerdWallet’s Best Small-Business Credit Card of 2024.
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