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Comparisons

The Business Platinum Card®

$695 Annual Fee^¤

†Offer Terms | ‡Benefit Terms
¤Rates & Fees | ♦AMEX Assurance Disclosures

APR on purchases will be a variable rate, 19.24% - 27.24%, based on your creditworthiness and other factors as determined at the time of account opening.¤

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A Sleek Metal Card With Perks That Shine

WELCOME OFFER

Earn 120,000 Membership Rewards® Points

Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card in the first 3 months.^†

5X

Membership Rewards® Points

on flights and prepaid hotels on amextravel.com^‡

1.5X

Membership Rewards® Points

Get 1.5X Membership Rewards® points per dollar on eligible purchases in key business categories, as well as on each purchase of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.‡

CLEAR

$189 CLEAR® Plus Credit^‡

CLEAR® uses unique attributes, such as eyes or fingerprints, to digitally verify identity to help its members move faster through security at select airports nationwide. You can cover the cost of a CLEAR Plus membership^[1] with up to $189 in statement credits per year after you pay for CLEAR Plus with your Business Platinum Card®. ^[1]Excluding any applicable taxes and fees. Subject to auto-renewal.

35%

35% Airline Bonus

You can receive 35% Membership Rewards® points back after you use the Pay With Points feature for all or part of a flight booked with American Express Travel if the flight is either First or Business class or on your selected qualifying airline, up to 1 million bonus points back per calendar year.‡

GREAT FOR:

Big & Small Business Expenses

American Express® Business Gold Card

$295 Annual Fee^¤

†Offer Terms | ‡Benefit Terms
¤Rates & Fees | ♦AMEX Assurance Disclosures

APR on purchases will be a variable rate, 19.24% - 27.24%, based on your creditworthiness and other factors as determined at the time of account opening.¤

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Rewards as Good as Gold

WELCOME OFFER

Earn 70,000 Membership Rewards® Points

after you spend $10,000 on eligible purchases with your Card in the first 3 months.^†

4X

Membership Rewards® Points

Earn 4X Membership Rewards® points in the 2 select categories where you spend the most each month, on the first $150,000 in combined purchases from these categories each year. See details below.^‡

1X

Membership Rewards® Points

on other eligible other purchases. Terms and limitations apply.‡

GREAT FOR:

Maximizing Value

Business Green Rewards Card

$95 Annual Fee^¤

†Offer Terms | ‡Benefit Terms
¤Rates & Fees | ♦AMEX Assurance Disclosures

APR on purchases will be a variable rate, 19.24% - 27.24%, based on your creditworthiness and other factors as determined at the time of account opening.¤

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Rewards and Purchasing Power in One Card

WELCOME OFFER

Earn 15,000 Membership Rewards® Points

Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.^†

2X

Points

Earn 2X Membership Rewards points on eligible purchases at amextravel.com. Terms apply‡

1X

Points

Earn one Membership Rewards® point for every eligible dollar you spend.‡

GREAT FOR:

Purchasing Power

The Blue Business® Plus Credit Card

$0 Annual Fee^¤

†Offer Terms | ‡Benefit Terms
¤Rates & Fees | ♦AMEX Assurance Disclosures

0.0% introductory APR on purchases for 12 months from the date of account opening. After that your APR will be a variable rate, 18.24% - 26.24%, based on your creditworthiness and other factors as determined at the time of account opening.¤

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WELCOME OFFER

Earn 15,000 Membership Rewards® Points

after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.^†

GREAT FOR:

Business Cards are great for...

Frequent business travelers looking to earn rewards on purchases of flight, hotel and car rental reservations.^*
Earning rewards on frequent business purchases like advertising, shipping and office supplies^*
Simplifying recordkeeping with features like the Year-End Summary and Employee Cards
Financial flexibility and the increased buying power for large business purchases

The Business Platinum Card®

$695 Annual Fee^¤

†Offer Terms | ‡Benefit Terms
¤Rates & Fees | ♦AMEX Assurance Disclosures

Apply Now

American Express® Business Gold Card

$295 Annual Fee^¤

†Offer Terms | ‡Benefit Terms
¤Rates & Fees | ♦AMEX Assurance Disclosures

Apply Now

Business Green Rewards Card

$95 Annual Fee^¤

†Offer Terms | ‡Benefit Terms
¤Rates & Fees | ♦AMEX Assurance Disclosures

Apply Now

The Blue Business® Plus Credit Card

$0 Annual Fee^¤

†Offer Terms | ‡Benefit Terms
¤Rates & Fees | ♦AMEX Assurance Disclosures

Apply Now

WELCOME OFFER

Earn
120,000 Membership Rewards® Points

Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card in the first 3 months.^†

Earn
70,000 Membership Rewards® Points

after you spend $10,000 on eligible purchases with your Card in the first 3 months.^†

Earn
15,000 Membership Rewards® Points

Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.^†

Earn
15,000 Membership Rewards® Points

after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.^†

Great For

Big & Small Business Expenses
Airport Lounge Access
Frequent Flyers

Growth stage businesses
Earning flexible rewards
Everyday business categories

Travel Perks and Protection
Purchasing Power
Young Businesses

Earning Membership Rewards® points with no category restrictions^‡
Payment Flexibility
No Annual Fee^¤

Featured Benefits

5X Points

on flights and prepaid hotels on amextravel.com^‡

1.5X Points

Earn 1.5X points for every dollar spent (an extra half point per dollar) on: Eligible purchases at US: Construction material and hardware suppliers, Electronic goods retailers and software & cloud system providers, Shipping providers. Each eligible purchase of $5,000 or more everywhere else.^‡

Earn 1.5X on up to $2 million of these purchases per calendar year.^‡

To learn more about spending categories, visit www.americanexpress.com/rewards-info

1X Points

on other purchases
Terms and limitations apply.^‡

Pay Over Time Option^‡

The Pay Over Time option on the Card lets you carry a balance with interest on purchases.^*

How it works:

Eligible purchases can be paid over time, up to the amount of your Pay Over Time Limit on your account.
You can choose to pay for these purchases over time with interest, or you can pay your full balance each month, whichever is best for your business.

^*Card Members must pay in full all charges not included in a Pay Over Time balance.

4X Points

Earn 4X Membership Rewards® points on the top 2 categories where your business spent the most each billing cycle from the list below, plus earn 1X on other purchases.

Airfare purchased directly from airlines
U.S. purchases for advertising in select media (online, TV, radio)
U.S. purchases made directly from select technology providers of computer hardware, software, and cloud solutions
U.S. purchases at gas stations
U.S. purchases at restaurants, including take out and delivery
U.S. purchases for shipping

Terms and limitations apply.^‡ 4X points applies to the first $150,000 in combined purchases from these 2 categories each calendar year Then earn 1 point per dollar.

To learn more about spending categories, visit www.americanexpress.com/rewards-info.

There is no limit to the total number of points you can earn.

1X Points

on other purchases

Terms and limitations apply.^‡

Membership Rewards^® Program – Travel

Booking a flight^‡ is only one way you can use Membership Rewards® points for travel. You can also upgrade to a better seat^‡, transfer points to participating loyalty programs^‡, or redeem for a gift card.

2X Points

Earn 2X Membership Rewards points on eligible purchases at amextravel.com. Terms apply^‡

1X Points

Earn one Membership Rewards® point for every eligible dollar you spend.^‡

Employee Cards

Earn rewards.^‡ Set boundaries. Stay up to date.
Think of Employee Cards as another tool you can use to stay on top of your expenses. Let employees buy what they need within limits^‡ you set. You'll earn rewards^‡ on their purchases, and receive real-time alerts to help you know who's spending and where.

Pay Over Time Option^‡

The Pay Over Time option lets you carry a balance with interest on eligible purchases.^*

How it works:
Eligible purchases can be paid over time, up to the amount of your Pay Over Time Limit on your account.
You can choose to pay for these purchases over time with interest, or you can pay your full balance each month, whichever is best for your business.^*Card Members must pay in full all charges not included in a Pay Over Time balance.

2X Membership Rewards® points

Earn 2X points with no category restrictions, all without an annual fee.^¤

2X points are on your first $50,000, per calendar year, in purchases and 1X points thereafter.^‡ Plus, you will earn an additional point for each dollar of eligible travel purchases made on amextravel.com.^‡

No Annual Fee®

The Blue Business^® Plus Credit Card is a credit card with $0^¤ Annual Fee + 0.0% introductory APR on purchases for 12 months from the date of account opening. After that your APR will be a variable rate, 17.74% - 25.74%, based on your creditworthiness and other factors as determined at the time of account opening.¤ Perfect for big purchases like wholesale supplies and updating equipment as you pay down your purchase overtime with interest.

Expanded Buying Power^‡

Say yes more. You've got the power to use your Card beyond its credit limit^‡ with Expanded Buying Power. There are no over-limit fees, no enrollment steps to take and you can continue to earn Membership Rewards® points or cash back on purchases above your credit limit. It’s really just as simple as paying the minimum due each month, which will include any amount you spend over your credit limit. Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.

Travel Benefits

35% Airline Bonus

You can receive 35% Membership Rewards® points back after you use the Pay With Points feature for all or part of a flight booked with American Express Travel if the flight is either First or Business class or on your selected qualifying airline, up to 1 million bonus points back per calendar year.^‡

$189 CLEAR® Plus Credit^‡

CLEAR® uses unique attributes, such as eyes or fingerprints, to digitally verify identity to help its members move faster through security at select airports nationwide. You can cover the cost of a CLEAR Plus membership^[1] with up to $189 in statement credits per year after you pay for CLEAR Plus with your Business Platinum Card®. ^[1]Excluding any applicable taxes and fees. Subject to auto-renewal.

No Foreign Transaction Fees¤^‡

No matter where you're traveling, when you use your The Business Platinum Card® there are no foreign transaction fees.

Fine Hotels + Resorts

When you're ready to relax and need an escape, enjoy an unforgettable experience with Fine Hotels + Resorts^®. When you book through American Express Travel, you’ll receive an average total value of $600^[1] in perks, like daily breakfast for two, 4pm check-out, and more. Plus, book on AmexTravel.com and you can earn 5X Membership Rewards^® points, or use Pay with Points, on prepaid stays.

^[1]Average value based on Fine Hotels + Resorts bookings in 2021 for stays of two nights. Actual value will vary based on property, room rate, upgrade availability, and use of benefits.

The Global Lounge Collection

You deserve choices. With the American Express Global Lounge Collection® get access to plenty, including 1,400+ airport lounges in over 500 airports around the world. Whether you’re looking for a place to rest and recharge or somewhere to catch up on work, enjoy our growing network of lounges across 140 countries and counting.

$695 Annual Fee^¤

†Offer Terms | ‡Benefit Terms
¤Rates & Fees | ♦AMEX Assurance Disclosures

Apply Now Learn More

No Foreign Transaction Fees^¤^‡

Make international purchases from the U.S. or while abroad without being charged foreign transaction fees.

American Express will not charge any foreign transaction fee on the purchases you make outside of the United States with your Card. However, there may be circumstances where ATMs or merchants charge a fee on foreign transactions

Global Assist® Hotline^‡

Sometimes the unexpected happens when you travel. A passport is lost. You come down with a sudden illness. A lawyer is needed. Being a Card Member can make things easier. Global Assist® Hotline^‡ can help you prepare for your trip with customs information and more. And while you’re traveling more than 100 miles from home, coordination and assistance services such as lost passport replacement assistance, translation services, missing luggage assistance, and emergency legal and medical referrals are a phone call away. Card Members are responsible for the costs charged by third-party service providers.

$295 Annual Fee^¤

†Offer Terms | ‡Benefit Terms
¤Rates & Fees | ♦AMEX Assurance Disclosures

Apply Now Learn More

Global Assist® Hotline^‡

Sometimes the unexpected happens when you travel. A passport is lost. You come down with a sudden illness. A lawyer is needed. Being an Employee Card Member can make things easier. Global Assist® Hotline^‡ can help you prepare for your trip with customs information and more. And while you’re traveling more than 100 miles from home, coordination and assistance services such as lost passport replacement assistance, translation services, missing luggage assistance, and emergency legal and medical referrals are a phone call away. Card Members are responsible for the costs charged by third-party service providers.

Car Rental Loss and Damage Insurance^♦

Car Rental Loss and Damage Insurance^♦ can provide coverage for Damage to or Theft of a Rental Vehicle in a Covered Territory when You use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter. Please read important exclusions and restrictions. This product provides secondary coverage and does not include liability coverage. Not all vehicle types or rentals are covered. Coverage is not available in Australia, Italy, and New Zealand.

Baggage Insurance Plan^♦

Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to $1,250 for carry-on Baggage and up to $500 for checked Baggage, in excess of coverage provided by the Common Carrier. For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip. Please read important exclusions and restrictions

$95 Annual Fee^¤

†Offer Terms | ‡Benefit Terms
¤Rates & Fees | ♦AMEX Assurance Disclosures

Apply Now Learn More

Global Assist® Hotline^‡

Sometimes the unexpected happens when you travel. A passport is lost. You come down with a sudden illness. A lawyer is needed. Being a Card Member can make things easier. Global Assist® Hotline^‡ can help you prepare for your trip with customs information and more. And while you’re traveling more than 100 miles from home, coordination and assistance services such as lost passport replacement assistance, translation services, missing luggage assistance, and emergency legal and medical referrals are a phone call away. Card Members are responsible for the costs charged by third-party service providers.

$0 Annual Fee^¤

†Offer Terms | ‡Benefit Terms
¤Rates & Fees | ♦AMEX Assurance Disclosures

Apply Now Learn More

Grow Your Business with American Express

Access online tools and Card benefits designed to help your business grow. Explore some of the many American Express® Business Card benefits.

Online Statements

View your purchase history, prepare reports, and budget your expenses.

Account Manager

Free up time. Assign a trusted team member to oversee your American Express account. Account Managers can handle tasks like making payments, reviewing transactions, and adding Employee Cards, so you’re free to focus on other priorities. Enroll an Account Manager.^‡

Year-End Summary

Get access to a Year-End Summary of charges so you can review your annual spending. Learn more at americanexpress.com/yes^‡

Two men looking at papers on a drafting desk.

All Business Cards from American Express