American Express® Business Gold Card
$375 Annual Fee¤
0.0% Intro APR for 6 months from the date of account opening on purchases eligible for Pay Over Time, then a 19.49% - 28.49% variable APR.¤
YOUR BUSINESS. YOUR CHOICE - INTRODUCING LIMITED EDITION WHITE GOLD.
Earn 100,000 Membership Rewards® Points
after you spend $15,000 on eligible purchases on the Card in the first 3 months of Card Membership. †
+ 0% APR for 6 months
0.0% Intro APR for 6 months from the date of account opening on purchases eligible for Pay Over Time, then a 19.49% - 28.49% variable APR.¤
4X Membership Rewards®pointsEarn 4X Membership Rewards® points in the top 2 eligible categories where you spend the most each month, on the first $150,000 in combined purchases from these categories each year. See details below.‡
3X Membership Rewards®pointsEarn 3X Membership Rewards® points on flights and prepaid hotels booked on AmexTravel.com. ‡
Great For:
- Growth Stage Businesses
- Earning Flexible Rewards
- Everyday Business Categories
Earn up to $395 back in statement credits annually
on eligible purchases at select shipping, food delivery and retail subscription merchants.
$240 Flexible Business Credit‡
Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.
$155 Walmart+ Membership Credit‡
Get up to a $12.95[1] statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card.
[1]Up to $12.95 plus applicable taxes on one membership fee.
Featured Benefits
$240 Flexible Business Credit‡
Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.
$155 Walmart+ Membership Credit‡
Get up to a $12.95[1] statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card.
[1]Up to $12.95 plus applicable taxes on one membership fee.
Cell Phone Protection
Sometimes the Unexpected Happens. You can be reimbursed, the lesser of, your costs to repair or replace your damaged or Stolen cell phone for a maximum of up to $800 per claim with a limit of 2 approved claims per 12-month period when your cell phone line is listed on a wireless bill and the prior month's wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim. Additional terms and conditions apply. [1] ‡
[1]Coverage is provided by New Hampshire Insurance Company, an AIG Company.
Additional Benefits
4X Membership Rewards® Points
Earn 4X Membership Rewards® points on the 2 categories where your business spends the most each billing cycle from 6 categories:
• U.S. purchases made from electronic goods retailers and software & cloud system providers
• Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.
• Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways.
• Purchases at U.S. media providers for advertising in select media (online, TV, radio)
• U.S. purchases at restaurants, including takeout and delivery
• U.S. purchases at gas stations
While your top 2 categories may change each billing cycle based on where your business spent the most, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories from this list each billing cycle will count towards the $150,000 cap. ‡Earn 3X Membership Rewards® points
Earn 3X Membership Rewards® points on flights and prepaid hotels booked on AmexTravel.com. ‡1X Membership Rewards®points
1X points on other purchases. Terms and limitations apply‡Use Points for Charges
Use Membership Rewards® points to cover eligible charges on your Card and see how simple it is to reward yourself. ‡$155 Walmart+ Membership Credit‡
Get up to a $12.95[1] statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card.
[1]Up to $12.95 plus applicable taxes on one membership fee.$240 Flexible Business Credit‡
Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.
Membership Rewards® Program - Travel
Craving a vacation? The Membership Rewards® program offers you so many ways to reward yourself with travel, from using Pay with Points‡ to book an escape at AmexTravel.com to getting an airline gift card to transferring points to a participating hotel loyalty program‡, and more.No Foreign Transaction Fees ¤
No Foreign Transaction Fees on international purchases. ‡Global Assist® Hotline‡
Sometimes the unexpected happens when you travel. A passport is lost. You come down with a sudden illness. A lawyer is needed. Being an Employee Card Member can make things easier. Global Assist® Hotline‡ can help you prepare for your trip with customs information and more. And while you’re traveling more than 100 miles from home, coordination and assistance services such as lost passport replacement assistance, translation services, missing luggage assistance, and emergency legal and medical referrals are a phone call away. Card Members are responsible for the costs charged by third-party service providers.The Hotel Collection
Book a minimum two-night stay with The Hotel Collection through AmexTravel.com and enjoy a $100 credit to use during your stay towards eligible charges. [1] Plus, 12pm check-in, late check-out and a room upgrade upon arrival, all when available. [2] ‡
[1] Eligible charges vary by property. [2] Certain room categories are not eligible for upgrade.
Events with Amex
Enjoy special ticket access and presales to select can't miss moments and events across sports, music, theatre, and more. Plus, access additional Card Member benefits like Amex Fan Experiences‡, exclusive merchandise and offers‡, and more when you attend select events. ‡Year-End Summary
Get access to a Year-End Summary of charges so you can review your annual spending. Learn More at americanexpress.com/yes.‡Dispute Resolution‡
If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.‡Cell Phone Protection
Sometimes the Unexpected Happens. You can be reimbursed, the lesser of, your costs to repair or replace your damaged or Stolen cell phone for a maximum of up to $800 per claim with a limit of 2 approved claims per 12-month period when your cell phone line is listed on a wireless bill and the prior month's wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim. Additional terms and conditions apply. [1] ‡
[1]Coverage is provided by New Hampshire Insurance Company, an AIG Company.
How 4X Points Works‡
Earn 4X Membership Rewards® points on the 2 categories where your business spent the most each billing cycle from 6 categories:
U.S. purchases made from electronic goods retailers and software & cloud system providers
Purchases at U.S. media providers for advertising in select media (online, TV, radio)
Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.
U.S. purchases at restaurants, including takeout and delivery
Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways
U.S. purchases at gas stations
While your top 2 categories may change each billing cycle based on where your business spent the most, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories from this list each billing cycle will count towards the $150,000 cap.
Why Should You Apply For a Business Card?
Business Cards are great for...
Earning rewards on frequent business purchases
like advertising, shipping, and office supplies.*
Simplifying recordkeeping
with features like Year-End Summary‡ and Employee Cards‡
Financial flexibility
and the increased buying power for large business purchases
