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Earn Rewards that Take Your Business Further

American Express®
Business Gold Card

credit card art for: American Express® Business Gold Card
Great for Growth stage businesses, Earning flexible rewards, Everyday business categories

Earn 100,000 Membership Rewards® Points

after you spend $15,000 on eligible purchases on the Card in the first 3 months of Card Membership. †

+ 0% APR for 6 months

0.0% Intro APR for 6 months from the date of account opening on purchases eligible for Pay Over Time, then a 18.99% - 27.99% variable APR.¤

View Card Benefits
$375 Annual Fee¤

0.0% Intro APR for 6 months from the date of account opening on purchases eligible for Pay Over Time, then a 18.99% - 27.99% variable APR.¤

Apply Now
Learn More

The Business Platinum Card®

credit card art for: The Business Platinum Card®
Great for businesses desiring travel and rewards on business spend

Earn 150,000 Membership Rewards® Points

after you spend $20,000 in eligible purchases on the Card within your first 3 months of Card Membership. †

View Card Benefits
$695 Annual Fee¤

APR on purchases will be a variable rate, 18.99% - 27.99%, based on your creditworthiness and other factors as determined at the time of account opening.¤

Apply Now
Learn More

Why American Express

  • 20 YEARS

    American Express has supported small businesses, like yours, for over 20 years.

    See how you can turn opportunity into growth with products and services from American Express® Business Cards.

  • 99% OF PLACES

    Tap, swipe, insert, or checkout. American Express can now be accepted at 99% of places in the US that accept credit cards.*

    *Based on Feb 2023 Nilson Report.

  • AMERICAN EXPRESS®
    APP

    Take advantage of your Membership with the Amex® App. Track your spending and rewards, find nearby offers, and stay on top of payments virtually anywhere you go.‡

Get a decision in as little as 30 seconds

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Compare Cards to find the best one for your business.

American Express®
Business Gold Card

credit card art for: American Express® Business Gold Card$375 Annual Fee¤

0.0% Intro APR for 6 months from the date of account opening on purchases eligible for Pay Over Time, then a 18.99% - 27.99% variable APR.¤

Apply Now
Learn More

Earn 100,000 Membership Rewards® Points

after you spend $15,000 on eligible purchases on the Card in the first 3 months of Card Membership. †

+ 0% APR for 6 months

0.0% Intro APR for 6 months from the date of account opening on purchases eligible for Pay Over Time, then a 18.99% - 27.99% variable APR.¤

Great For

  • Growth stage businesses

  • Earning flexible rewards

  • Everyday business categories

    Featured Benefits

    • 4X Points

      Earn 4X Membership Rewards® points on the 2 categories where your business spends the most each billing cycle from 6 categories:

      • U.S. purchases made from electronic goods retailers and software & cloud system providers
      • Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.
      • Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways
      • Purchases at U.S. media providers for advertising in select media (online, TV, radio)
      • U.S. purchases at restaurants, including takeout and delivery
      • U.S. purchases at gas stations

      While your top 2 categories may change each billing cycle based on where your business spent the most, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories from this list each billing cycle will count towards the $150,000 cap. ‡

    • 1X Points

      on other purchases

      Terms and limitations apply.‡

    Travel with More Confidence

    • 3x Points

      Earn 3X Membership Rewards® points on flights and prepaid hotels booked on AmexTravel.com. ‡

    The Business Platinum Card®

    credit card art for: The Business Platinum Card®$695 Annual Fee¤

    APR on purchases will be a variable rate, 18.99% - 27.99%, based on your creditworthiness and other factors as determined at the time of account opening.¤

    Apply Now
    Learn More

    Earn 150,000 Membership Rewards® Points

    after you spend $20,000 in eligible purchases on the Card within your first 3 months of Card Membership. †

    Great For

    • Frequent Flyers

    • Airport Lounge Access

    • Big & Small Business Expenses

    • Pay Over Time ‡
      The Pay Over Time feature lets you carry a balance with interest, up to your Pay Over Time Limit, on eligible charges.

      How it works:
      Eligible charges will be automatically added to your Pay Over Time balance and can be paid over time, up to the amount of your assigned Pay Over Time Limit on your account. You can choose to pay for these charges over time with interest, or you can pay your full balance each month, whichever is best for your business. You must pay in full any charge or a portion of a charge that is not added to a Pay Over Time balance.

    Featured Benefits

    • 5X Membership Rewards® Points

      on Flights and Prepaid Hotels Booked on AmexTravel.com‡

    • 1.5X Membership Rewards® Points

      Earn 1.5X Membership Rewards® points on every dollar spent (purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus) on: Eligible purchases at US: Construction material and hardware suppliers, Electronic goods retailers and software & cloud system providers, Shipping providers, and each eligible purchase of $5,000 or more.

      Earn 1.5X on up to $2 million of these purchases per Card account per calendar year.‡

    • 1X Membership Rewards® Points

      on other purchases
      Terms and limitations apply.‡

    • Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership with the Business Platinum Card. Enrollment required.

    Travel with More Confidence

    • The Global Lounge Collection‡

      You deserve choices. With the American Express Global Lounge Collection® get access to plenty, including 1,400+ airport lounges in over 500 airports around the world. Whether you’re looking for a place to rest and recharge or somewhere to catch up on work, enjoy our growing network of lounges across 140 countries and counting.

    • Fine Hotels + Resorts‡

      When you're ready to relax and need an escape, enjoy an unforgettable experience with Fine Hotels + Resorts®. When you book through American Express Travel, you’ll receive a suite of benefits with an average total value of $5501 in perks, like daily breakfast for two, 4pm check-out, and more. Plus, book on AmexTravel.com and you can earn 5X Membership Rewards® points, or use Pay with Points, on prepaid stays.

      1Average value based on Fine Hotels + Resorts bookings in 2023 for stays of two nights. Benefits include daily breakfast for two, room upgrade upon arrival when available, $100 credit towards eligible charges (which vary by property), guaranteed 4PM late checkout, and noon check-in when available. Certain room categories not eligible for upgrade. Actual value will vary based on property, room rate, upgrade availability, and use of benefits.

    AMERICAN EXPRESS® BUSINESS CARD BENEFITS

    Account Manager

    Free up time. Assign a trusted team member to oversee your American Express account. Account Managers can handle tasks like making payments, reviewing transactions, and adding Employee Cards, so you’re free to focus on other priorities. Enroll an Account Manager.‡

    Account Alerts

    American Express® Business Card Members can set Account Alerts to help avoid late payments, spot irregular spending, and monitor Employee Card use.

    Year-End Summary

    Get access to a Year-End Summary of charges so you can review your annual spending. Learn more at americanexpress.com/yes.‡

    Online Statements

    View your purchase history, prepare reports, and budget your expenses.

    American Express® App

    Take advantage of your Membership with the Amex® App. Track your spending and rewards, find nearby offers, and stay on top of payments virtually anywhere you go.‡

    Dispute Resolution

    If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.‡