Earn Rewards that Take Your Business Further
American Express® Business Gold Card
![credit card art for: American Express® Business Gold Card](/imgs/cards/amx/bsn/stacked/amx-bsn-gold-stacked.png)
INCREASED POINTS OFFER
Earn 100,000 Membership Rewards® Points
after you spend $15,000 on eligible purchases on the Card in the first 3 months of Card Membership. †
+ 0% APR for 6 months
0.0% Intro APR for 6 months from the date of account opening on purchases eligible for Pay Over Time, then a 19.49% - 28.49% variable APR.¤
0.0% Intro APR for 6 months from the date of account opening on purchases eligible for Pay Over Time, then a 19.49% - 28.49% variable APR.¤
The Business Platinum Card®
![credit card art for: The Business Platinum Card®](/imgs/cards/amx/bsn/amx-bsn-platinum.png)
WELCOME OFFER
Earn 150,000 Membership Rewards® Points
after you spend $20,000 in eligible purchases on the Card within your first 3 months of Card Membership. †
APR on purchases will be a variable rate, 19.49% - 28.49%, based on your creditworthiness and other factors as determined at the time of account opening.¤
Why American Express
20 YEARS
American Express has supported small businesses, like yours, for over 20 years.
See how you can turn opportunity into growth with products and services from American Express® Business Cards.
99% OF PLACES
Tap, swipe, insert, or checkout. American Express can now be accepted at 99% of places in the US that accept credit cards.*
*Based on Feb 2023 Nilson Report.
AMERICAN EXPRESS®
APPTake advantage of your Membership with the Amex® App. Track your spending and rewards, find nearby offers, and stay on top of payments virtually anywhere you go.‡
Get a decision in as little as 30 seconds
1-844-787-1743
Compare Cards to find the best one for your business.
American Express® Business Gold Card
![credit card art for: American Express® Business Gold Card](/imgs/cards/amx/bsn/stacked/amx-bsn-gold-stacked.png)
0.0% Intro APR for 6 months from the date of account opening on purchases eligible for Pay Over Time, then a 19.49% - 28.49% variable APR.¤
INCREASED POINTS OFFER
Earn 100,000 Membership Rewards® Points
after you spend $15,000 on eligible purchases on the Card in the first 3 months of Card Membership. †
+ 0% APR for 6 months
0.0% Intro APR for 6 months from the date of account opening on purchases eligible for Pay Over Time, then a 19.49% - 28.49% variable APR.¤
Great For
Growth stage businesses
Earning flexible rewards
Everyday business categories
Featured Benefits
4X Points
Earn 4X Membership Rewards® points on the 2 categories where your business spends the most each billing cycle from 6 categories:
- U.S. purchases made from electronic goods retailers and software & cloud system providers
- Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.
- Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways
- Purchases at U.S. media providers for advertising in select media (online, TV, radio)
- U.S. purchases at restaurants, including takeout and delivery
- U.S. purchases at gas stations
While your top 2 categories may change each billing cycle based on where your business spent the most, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories from this list each billing cycle will count towards the $150,000 cap. ‡1X Points
on other purchases
Terms and limitations apply.‡
Travel with More Confidence
3x Points
Earn 3X Membership Rewards® points on flights and prepaid hotels booked on AmexTravel.com. ‡
The Business Platinum Card®
![credit card art for: The Business Platinum Card®](/imgs/cards/amx/bsn/amx-bsn-platinum.png)
APR on purchases will be a variable rate, 19.49% - 28.49%, based on your creditworthiness and other factors as determined at the time of account opening.¤
WELCOME OFFER
Earn 150,000 Membership Rewards® Points
after you spend $20,000 in eligible purchases on the Card within your first 3 months of Card Membership. †
Great For
Frequent Flyers
Airport Lounge Access
Big & Small Business Expenses
- Pay Over Time ‡The Pay Over Time feature lets you carry a balance with interest, up to your Pay Over Time Limit, on eligible charges.
How it works:
Eligible charges will be automatically added to your Pay Over Time balance and can be paid over time, up to the amount of your assigned Pay Over Time Limit on your account. You can choose to pay for these charges over time with interest, or you can pay your full balance each month, whichever is best for your business. You must pay in full any charge or a portion of a charge that is not added to a Pay Over Time balance.
Featured Benefits
5X Membership Rewards® Points
on Flights and Prepaid Hotels Booked on AmexTravel.com‡
1.5X Membership Rewards® Points per Dollar
Earn 1.5X points for every dollar spent (an extra half point per dollar) on: Eligible purchases at US: Construction material and hardware suppliers, Electronic goods retailers and software & cloud system providers, Shipping providers. Each eligible purchase of $5,000 or more everywhere else.‡
Earn 1.5X on up to $2 million of these purchases per calendar year.‡
To learn more about spending categories, visit www.americanexpress.com/rewards-info1X Membership Rewards® Points
on other purchases
Terms and limitations apply.‡Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership after renewal with your Business Platinum Card. Enrollment required.
Travel with More Confidence
The Global Lounge Collection‡
You deserve choices. With the American Express Global Lounge Collection® get access to plenty, including 1,400+ airport lounges in over 500 airports around the world. Whether you’re looking for a place to rest and recharge or somewhere to catch up on work, enjoy our growing network of lounges across 140 countries and counting.
Fine Hotels + Resorts
When you're ready to relax and need an escape, enjoy an unforgettable experience with Fine Hotels + Resorts®. When you book through American Express Travel, you’ll receive an average total value of $600[1] in perks, like daily breakfast for two, 4pm check-out, and more. Plus, book on AmexTravel.com and you can earn 5X Membership Rewards® points, or use Pay with Points, on prepaid stays.
1 Average value based on Fine Hotels + Resorts bookings in 2022 for stays of two nights. Benefits include daily breakfast for two, room upgrade upon arrival when available,$100 amenity, guaranteed 4PM late checkout, and noon check-in when available. Certain room categories not eligible for upgrade. $100 amenity varies by property. Actual value will vary based on property, room rate, upgrade availability, and use of benefits
AMERICAN EXPRESS® BUSINESS CARD BENEFITS
Account Manager
Free up time. Assign a trusted team member to oversee your American Express account. Account Managers can handle tasks like making payments, reviewing transactions, and adding Employee Cards, so you’re free to focus on other priorities. Enroll an Account Manager.‡
Account Alerts
American Express® Business Card Members can set Account Alerts to help avoid late payments, spot irregular spending, and monitor Employee Card use.
Year-End Summary
Get access to a Year-End Summary of charges so you can review your annual spending. Learn more at americanexpress.com/yes.‡
Online Statements
View your purchase history, prepare reports, and budget your expenses.
American Express® App
Take advantage of your Membership with the Amex® App. Track your spending and rewards, find nearby offers, and stay on top of payments virtually anywhere you go.‡
Dispute Resolution
If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.‡
All Business Cards from American Express
The Business Platinum Card®
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American Express® Business Gold Card
The Business Platinum Card®