The Business Platinum Card®

$695 Annual Fee^¤

APR on purchases will be a variable rate, 18.99% - 27.99%, based on your creditworthiness and other factors as determined at the time of account opening.¤

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Your Ticket to Elevated Business Travel

Great for: Businesses with big expenses

Earn 150,000 Membership Rewards® Points

after you spend $20,000 in eligible purchases on the Card within your first 3 months of Card Membership. †

Great For:

$400 Dell Technologies Credit^‡

Upgrade your tech, enhance your business. Enroll and get up to $200 in statement credits semi-annually on U.S. purchases with Dell Technologies on the Business Platinum Card through 12/31/24. That’s up to $400 back.

$360 Indeed Credit^‡

Build your team, grow your business. Enroll and get up to $90 in statement credits per quarter year for purchases with Indeed on the Business Platinum Card through 12/31/24. That’s up to $360 back.

$150 Adobe Credit^‡

Get up to $150 in statement credits for eligible annual prepaid business plan purchases of Adobe Creative Cloud for teams or Adobe Acrobat Pro for teams on the Business Platinum Card through 12/31/24. Enrollment required.^[1]
^[1] Annual prepaid business plans automatically renew each year on your annual subscription date until cancelled.

$120 Wireless Telephone Service Credit^‡

Get up to $10 in statement credits per month for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card. That’s up to $120 back per year. Enrollment required.

$199 CLEAR® Plus Credit^‡

CLEAR® Plus helps you get to your gate faster by using unique facial attributes to verify you are you at participating 50+ airports nationwide. You can cover the cost of a CLEAR Plus membership^[1] with up to $199 in statement credits per calendar year after you pay for CLEAR Plus with The Business Platinum Card®. ^[1]Excluding any applicable taxes and fees. Subject to auto-renewal.

Global Dining Access by Resy^‡

A personal dining concierge, at your fingertips.
Use Global Dining Access by Resy to access premium dining experiences. Receive Priority Notify and unlock insider access to some of the world's most sought-after restaurants with Global Dining Access by Resy. Download the Resy iOS app or log into Resy.com and add your Business Platinum Card® to your Resy profile to take advantage of your special benefits and discover restaurants near you.

Fine Hotels + Resorts ^‡

When you're ready to relax and need an escape, enjoy an unforgettable experience with Fine Hotels + Resorts®. When you book through American Express Travel, you’ll receive a suite of benefits with an average total value of $550¹ in perks, like daily breakfast for two, 4pm check-out, and more. Plus, book on AmexTravel.com and you can earn 5X Membership Rewards® points, or use Pay with Points, on prepaid stays.
¹Average value based on Fine Hotels + Resorts bookings in 2023 for stays of two nights. Benefits include daily breakfast for two, room upgrade upon arrival when available, $100 credit towards eligible charges (which vary by property), guaranteed 4PM late checkout, and noon check-in when available. Certain room categories not eligible for upgrade. Actual value will vary based on property, room rate, upgrade availability, and use of benefits.

Cell Phone Protection^‡

Sometimes the Unexpected Happens. You can be reimbursed, the lesser of, your costs to repair or replace your damaged or Stolen cell phone up to $800 per claim with a limit of two approved claims per 12-month period, subject to a $50 deductible per claim, when your prior month's wireless bill was paid utilizing an Eligible Card Account. Terms and conditions apply.¹

¹Coverage is provided by New Hampshire Insurance Company, an AIG Company.

Explore the Benefits of the Business Platinum Card®

5X Membership Rewards® Points

on Flights and Prepaid Hotels Booked on AmexTravel.com^‡

1.5X Membership Rewards® points

Earn 1.5X Membership Rewards® points on every dollar spent (purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus) on: Eligible purchases at US: Construction material and hardware suppliers, Electronic goods retailers and software & cloud system providers, Shipping providers, and each eligible purchase of $5,000 or more.

Earn 1.5X on up to $2 million of these purchases per Card account per calendar year.^‡

$400 Dell Technologies Credit^‡

Upgrade your tech, enhance your business. Enroll and get up to $200 in statement credits semi-annually on U.S. purchases with Dell Technologies on the Business Platinum Card through 12/31/24. That’s up to $400 back.

$360 Indeed Credit^‡

Build your team, grow your business. Enroll and get up to $90 in statement credits per quarter year for purchases with Indeed on the Business Platinum Card through 12/31/24. That’s up to $360 back.

$200 Airline Fee Credit^‡

$200 Airline Fee Credit. Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to your Business Platinum Card® Account.¹
¹American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.

$199 CLEAR® Plus Credit^‡

Fine Hotels + Resorts ^‡

Global Dining Access by Resy^‡

A personal dining concierge, at your fingertips.

Use Global Dining Access by Resy to access premium dining experiences. Receive Priority Notify and unlock insider access to some of the world's most sought-after restaurants with Global Dining Access by Resy. Download the Resy iOS app or log into Resy.com and add your Business Platinum Card® to your Resy profile to take advantage of your special benefits and discover restaurants near you.

Pay Over Time ^‡

The Pay Over Time feature lets you carry a balance with interest, up to your Pay Over Time Limit, on eligible charges.

How it works:
Eligible charges will be automatically added to your Pay Over Time balance and can be paid over time, up to the amount of your assigned Pay Over Time Limit on your account. You can choose to pay for these charges over time with interest, or you can pay your full balance each month, whichever is best for your business. You must pay in full any charge or a portion of a charge that is not added to a Pay Over Time balance.

Cell Phone Protection^‡

No Preset Spending Limit^‡

Unlike a traditional credit card, Business Platinum Card Account has no preset spending limit, a unique feature that gives you the ability to unlock more purchase power as you use your Card. The amount you can spend adapts based on factors such as your purchase, payment and credit history. You can use the Check Spending Power tool in your online account or mobile app to check if a large purchase will be approved.

Earn Rewards in Key Business Categories

Earn 1.5X Membership Rewards® points on every dollar spent (purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus) on:

Eligible purchases at US Electronic goods retailers and software & cloud system providers
Eligible purchases at US Construction material and hardware suppliers
Eligible purchases at US Shipping providers
Each eligible purchase of $5,000 or more.

Earn 1.5X on up to $2 million of these purchases per Card account per calendar year.‡

Grow Your Business with American Express

Access online tools and Card benefits designed to help your business grow. Explore some of the many American Express® Business Card benefits.

Online Statements
View your purchase history, prepare reports, and budget your expenses.
Account Manager
Free up time. Assign a trusted team member to oversee your American Express account. Account Managers can handle tasks like making payments, reviewing transactions, and adding Employee Cards, so you’re free to focus on other priorities. Enroll an Account Manager.^‡
Year-End Summary
Get access to a Year-End Summary of charges so you can review your annual spending. Learn more at americanexpress.com/yes^‡

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The Business Platinum Card®

The Business Platinum Card®

Your Ticket to Elevated Business Travel

Great for: Businesses with big expenses

Earn 150,000 Membership Rewards® Points

Great For:

$400 Dell Technologies Credit^‡

$360 Indeed Credit^‡

$150 Adobe Credit^‡

$120 Wireless Telephone Service Credit^‡

$199 CLEAR® Plus Credit^‡

The Global Lounge Collection^‡

Global Dining Access by Resy^‡

Fine Hotels + Resorts ^‡

Cell Phone Protection^‡

Explore the Benefits of the Business Platinum Card®

5X Membership Rewards® Points

1.5X Membership Rewards® points

$400 Dell Technologies Credit^‡

$360 Indeed Credit^‡

$150 Adobe Credit^‡

$120 Wireless Telephone Service Credit^‡

The Global Lounge Collection^‡

$200 Airline Fee Credit^‡

$199 CLEAR® Plus Credit^‡

Fine Hotels + Resorts ^‡

Global Dining Access by Resy^‡

1X Membership Rewards® points

Pay Over Time ^‡

Cell Phone Protection^‡

No Preset Spending Limit^‡

American Express Preferred Access^‡

See How Far You Can Take Your Business With the Business Platinum Card

Great for: Big & Small Business Expenses

Earn Rewards in Key Business Categories

Apply for a Business Platinum Card and get a decision in as little as 30 seconds.

Great for: Big & Small Business Expenses

Grow Your Business with American Express