The Business Platinum Card®
Your Ticket to Elevated Business Travel
Great for: Big & Small Business Expenses
Earn 120,000 Membership Rewards® Points
after you spend $15,000 on eligible purchases with your Card in the first 3 months.†
Great for:
Turn Business Expenses Into Rewards
1.5X Membership Rewards® points
Earn 1.5X points for every dollar spent (an extra half point per dollar) on: Eligible purchases at US: Construction material and hardware suppliers Electronic goods retailers and software & cloud system providers Shipping providers Each eligible purchase of $5,000 or more everywhere else.‡
Earn 1.5X on up to $2 million of these purchases per calendar year.‡
To learn more about spending categories, visit www.americanexpress.com/rewards-info
$400 Dell Technologies Credit‡
Upgrade your tech, enhance your business.
Enroll and get up to $200 in statement credits semi-annually toward U.S. purchases with Dell Technologies on the Business Platinum Card. That’s up to $400 back per year.
$360 Indeed Credit‡
Build your team, grow your business.
Enroll and get up to $90 in statement credits per quarter year for purchases with Indeed on the Business Platinum Card. That’s up to $360 back per year.
$150 Adobe Credit‡
Get up to $150 in statement credits per year for eligible annual prepaid business plan purchases with Adobe on Creative Cloud for teams or Acrobat Pro DC with e-sign for teams on the Business Platinum Card. Enrollment required.[1]
[1] Annual prepaid business plans automatically renew each year on your annual subscription date until cancelled.
$120 Wireless Credit‡
Get up to $10 in statement credits per month for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card. That’s up to $120 back per year. Enrollment required.
1X Membership Rewards® points
on other purchases
Terms and limitations apply.‡
5X Membership Rewards® Points
on Flights and Prepaid Hotels Booked on AmexTravel.com‡
The Global Lounge Collection‡
You deserve choices. With the American Express Global Lounge Collection® get access to plenty, including 1,400+ airport lounges in over 500 airports around the world. Whether you're looking for a place to rest and recharge or somewhere to catch up on work, enjoy our growing network of lounges across 140 countries and counting.
$200 Airline Fee Credit
Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Card or any of the Additional Cards on your Platinum Card account.[1]
[1] American Express relies on accurate airline transaction data to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 4 weeks, simply call the number on the back of your Card. See terms & conditions for more details.
$189 CLEAR® Plus Credit‡
CLEAR® uses unique attributes, such as eyes or fingerprints, to digitally verify identity to help its members move faster through security at select airports nationwide. You can cover the cost of a CLEAR Plus membership[1] with up to $189 in statement credits per year after you pay for CLEAR Plus with your Business Platinum Card®. [1]Excluding any applicable taxes and fees. Subject to auto-renewal.
Fine Hotels + Resorts
When you're ready to relax and need an escape, enjoy an unforgettable experience with Fine Hotels + Resorts®. When you book through American Express Travel, you’ll receive an average total value of $600[1] in perks, like daily breakfast for two, 4pm check-out, and more. Plus, book on AmexTravel.com and you can earn 5X Membership Rewards® points, or use Pay with Points, on prepaid stays.
1 Average value based on Fine Hotels + Resorts bookings in 2022 for stays of two nights. Benefits include daily breakfast for two, room upgrade upon arrival when available,$100 amenity, guaranteed 4PM late checkout, and noon check-in when available. Certain room categories not eligible for upgrade. $100 amenity varies by property. Actual value will vary based on property, room rate, upgrade availability, and use of benefits
Global Dining Access by Resy‡
A personal dining concierge, at your fingertips.
Use Global Dining Access by Resy to access premium dining experiences. Receive Priority Notify and unlock insider access to some of the world's most sought-after restaurants with Global Dining Access by Resy. Download the Resy iOS app or log into Resy.com and add your Business Platinum Card® to your Resy profile to take advantage of your special benefits and discover restaurants near you.
Pay Over Time Option‡
The Pay Over Time feature lets you carry a balance with interest on eligible purchases.
How it works:
Eligible charges will be automatically added to your Pay Over Time balance, up to your PayOver Time Limit. Your Limit is the maximum amount you can pay overtime with interest. You must pay in full each month any charges not included in your Pay OverTime balance. Any charges that would cause the total balance to exceed your Pay OverTime Limit will be due in full each month. When it's time to pay your bill, you can pay your balance in full, the minimum due, or any amount in between each month. Carrying a balance will result in you incurring interest. Pay Over Time gives you the ability to carry a balance and pay off eligible purchases, overtime, with interest. Pay Over Time is a feature that gives your business the ability to carry a balance and pay off eligible purchases, with interest. Upon Card approval, you automatically have access to Pay Over Time. At that time, you are assigned an Annual Percentage Rate and a Pay Over Time Limit, which represents the maximum you can revolve at any given time
Cell Phone Protection‡
Sometimes the Unexpected Happens
You can be reimbursed, the lesser of, your costs to repair or replace your damaged or Stolen cell phone up to $800, subject to a $50 deductible, for 2 approved claims per 12-month period when your prior month's wireless bill was paid utilizing an Eligible Card Account. Terms and conditions apply.[1]
[1]Coverage is provided by New Hampshire Insurance Company, an AIG Company.
No Preset Spending Limit ‡
Unlike a traditional credit card, your Card has no preset spending limit. This unique feature means the amount you can spend adapts based on factors such as your purchase, payment and credit history. If you're ever unsure if a large purchase will be approved, just use the Check Spending Power tool in your online account or mobile app.
American Express® Preferred Access‡
With Preferred Access, you will have access to premium seats for select cultural and sporting events, based on availability. For more information, please visit americanexpress.com/entertainment.
The Business Platinum Card®
We've partnered with leading brands to provide a top-notch experience
Explore all the ways Business Platinum® can elevate the way you conduct business.
$400 Dell Technologies Credit‡
Upgrade your tech, enhance your business. Enroll and get up to $200 in statement credits semi-annually toward U.S. purchases with Dell Technologies on the Business Platinum Card. That’s up to $400 back per year.
$360 Indeed Credit‡
Build your team, grow your business. Enroll and get up to $90 in statement credits per quarter year for purchases with Indeed on the Business Platinum Card. That’s up to $360 back per year.
$150 Adobe Credit‡
Get up to $150 in statement credits per year for eligible annual prepaid business plan purchases with Adobe on Creative Cloud for teams or Acrobat Pro DC with e-sign for teams on the Business Platinum Card. Enrollment required.[1]
[1] Annual prepaid business plans automatically renew each year on your annual subscription date until cancelled.
$120 Wireless Telephone Service Credit‡
Get up to $10 in statement credits per month for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card. That’s up to $120 back per year. Enrollment required.
$189 CLEAR® Plus Credit‡
CLEAR® uses unique attributes, such as eyes or fingerprints, to digitally verify identity to help its members move faster through security at select airports nationwide. You can cover the cost of a CLEAR Plus membership[1] with up to $189 in statement credits per year after you pay for CLEAR Plus with your Business Platinum Card®. [1]Excluding any applicable taxes and fees. Subject to auto-renewal.
The Global Lounge Collection‡
You deserve choices. With the American Express Global Lounge Collection® get access to plenty, including 1,400+ airport lounges in over 500 airports around the world. Whether you're looking for a place to rest and recharge or somewhere to catch up on work, enjoy our growing network of lounges across 140 countries and counting.
Global Dining Access by Resy‡
A personal dining concierge, at your fingertips.
Use Global Dining Access by Resy to access premium dining experiences. Receive Priority Notify and unlock insider access to some of the world's most sought-after restaurants with Global Dining Access by Resy. Download the Resy iOS app or log into Resy.com and add your Business Platinum Card® to your Resy profile to take advantage of your special benefits and discover restaurants near you.
Fine Hotels + Resorts
When you're ready to relax and need an escape, enjoy an unforgettable experience with Fine Hotels + Resorts®. When you book through American Express Travel, you’ll receive an average total value of $600[1] in perks, like daily breakfast for two, 4pm check-out, and more. Plus, book on AmexTravel.com and you can earn 5X Membership Rewards® points, or use Pay with Points, on prepaid stays.
1 Average value based on Fine Hotels + Resorts bookings in 2022 for stays of two nights. Benefits include daily breakfast for two, room upgrade upon arrival when available,$100 amenity, guaranteed 4PM late checkout, and noon check-in when available. Certain room categories not eligible for upgrade. $100 amenity varies by property. Actual value will vary based on property, room rate, upgrade availability, and use of benefits
Cell Phone Protection‡
Sometimes the Unexpected Happens
You can be reimbursed, the lesser of, your costs to repair or replace your damaged or Stolen cell phone up to $800, subject to a $50 deductible, for 2 approved claims per 12-month period when your prior month's wireless bill was paid utilizing an Eligible Card Account. Terms and conditions apply.[1]
[1]Coverage is provided by New Hampshire Insurance Company, an AIG Company.
Explore the Benefits of the Business Platinum Card®
5X Membership Rewards® Points
on Flights and Prepaid Hotels Booked on AmexTravel.com‡
1.5X Membership Rewards® points
Get 1.5X Membership Rewards® points per dollar on eligible purchases in key business categories, as well as on each purchase of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.‡
$400 Dell Technologies Credit‡
Upgrade your tech, enhance your business. Enroll and get up to $200 in statement credits semi-annually toward U.S. purchases with Dell Technologies on the Business Platinum Card. That’s up to $400 back per year.
$360 Indeed Credit‡
Build your team, grow your business. Enroll and get up to $90 in statement credits per quarter year for purchases with Indeed on the Business Platinum Card. That’s up to $360 back per year.
$150 Adobe Credit‡
Get up to $150 in statement credits per year for eligible annual prepaid business plan purchases with Adobe on Creative Cloud for teams or Acrobat Pro DC with e-sign for teams on the Business Platinum Card. Enrollment required. [1]
[1] Annual prepaid business plans automatically renew each year on your annual subscription date until cancelled.
$120 Wireless Telephone Service Credit‡
Get up to $10 in statement credits per month for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card. That’s up to $120 back per year. Enrollment required.
The Global Lounge Collection‡
You deserve choices. With the American Express Global Lounge Collection® get access to plenty, including 1,400+ airport lounges in over 500 airports around the world. Whether you're looking for a place to rest and recharge or somewhere to catch up on work, enjoy our growing network of lounges across 140 countries and counting.
$200 Airline Fee Credit‡
Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Card or any of the Additional Cards on your Platinum Card account.[1]
[1] American Express relies on accurate airline transaction data to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 4 weeks, simply call the number on the back of your Card. See terms & conditions for more details.
$189 CLEAR® Plus Credit‡
CLEAR® uses unique attributes, such as eyes or fingerprints, to digitally verify identity to help its members move faster through security at select airports nationwide. You can cover the cost of a CLEAR Plus membership[1] with up to $189 in statement credits per year after you pay for CLEAR Plus with your Business Platinum Card®. [1]Excluding any applicable taxes and fees. Subject to auto-renewal.
Fine Hotels & Resorts
When you're ready to relax and need an escape, enjoy an unforgettable experience with Fine Hotels + Resorts®. When you book through American Express Travel, you’ll receive an average total value of $600[1] in perks, like daily breakfast for two, 4pm check-out, and more. Plus, book on AmexTravel.com and you can earn 5X Membership Rewards® points, or use Pay with Points, on prepaid stays.
1 Average value based on Fine Hotels + Resorts bookings in 2022 for stays of two nights. Benefits include daily breakfast for two, room upgrade upon arrival when available,$100 amenity, guaranteed 4PM late checkout, and noon check-in when available. Certain room categories not eligible for upgrade. $100 amenity varies by property. Actual value will vary based on property, room rate, upgrade availability, and use of benefits
Global Dining Access by Resy‡
A personal dining concierge, at your fingertips.
Use Global Dining Access by Resy to access premium dining experiences. Receive Priority Notify and unlock insider access to some of the world's most sought-after restaurants with Global Dining Access by Resy. Download the Resy iOS app or log into Resy.com and add your Business Platinum Card® to your Resy profile to take advantage of your special benefits and discover restaurants near you.
1X Membership Rewards® points
on other purchases
Terms and limitations apply.‡
Pay Over Time Option‡
The Pay Over Time feature lets you carry a balance with interest on eligible purchases.
How it works:
Eligible charges will be automatically added to your Pay Over Time balance, up to your PayOver Time Limit. Your Limit is the maximum amount you can pay overtime with interest. You must pay in full each month any charges not included in your Pay OverTime balance. Any charges that would cause the total balance to exceed your Pay OverTime Limit will be due in full each month. When it's time to pay your bill, you can pay your balance in full, the minimum due, or any amount in between each month. Carrying a balance will result in you incurring interest. Pay Over Time gives you the ability to carry a balance and pay off eligible purchases, overtime, with interest. Pay Over Time is a feature that gives your business the ability to carry a balance and pay off eligible purchases, with interest. Upon Card approval, you automatically have access to Pay Over Time. At that time, you are assigned an Annual Percentage Rate and a Pay Over Time Limit, which represents the maximum you can revolve at any given time
Cell Phone Protection‡
Sometimes the Unexpected Happens
You can be reimbursed, the lesser of, your costs to repair or replace your damaged or Stolen cell phone up to $800, subject to a $50 deductible, for 2 approved claims per 12-month period when your prior month's wireless bill was paid utilizing an Eligible Card Account. Terms and conditions apply.[1]
[1]Coverage is provided by New Hampshire Insurance Company, an AIG Company.
No Preset Spending Limit‡
Unlike a traditional credit card, your Card has no preset spending limit. This unique feature means the amount you can spend adapts based on factors such as your purchase, payment and credit history. If you're ever unsure if a large purchase will be approved, just use the Check Spending Power tool in your online account or mobile app.‡
American Express Preferred Access‡
With Preferred Access, you will have access to premium seats for select cultural and sporting events, based on availability. For more information, please visit americanexpress.com/entertainment.
Earn Rewards in Key Business Categories
Earn 1.5X Membership Rewards® points for every dollar spent (an extra half point per dollar) on:
Eligible Purchases at US Electronic Goods Retailers and Software & Cloud System Providers
Eligible Purchases at US Construction Material & Hardware Suppliers
Eligible Purchases for US Shipping Services
Eligible Purchases of $5,000 or More everywhere else
Earn 1.5X on up to $2 million of these purchases per calendar year.‡ To learn more about spending categories, visit www.americanexpress.com/rewards-info.
Grow Your Business with American Express
Access online tools and Card benefits designed to help your business grow. Explore some of the many American Express® Business Card benefits.
Online Statements
View your purchase history, prepare reports, and budget your expenses.
Account Manager
Free up time. Assign a trusted team member to oversee your American Express account. Account Managers can handle tasks like making payments, reviewing transactions, and adding Employee Cards, so you’re free to focus on other priorities. Enroll an Account Manager.‡
Year-End Summary
Get access to a Year-End Summary of charges so you can review your annual spending. Learn more at americanexpress.com/yes‡
All Business Cards from American Express
The Business Platinum Card®
Featured Benefits
$400 Dell Technologies Credit‡
Enroll and get up to $200 in statement credits semi-annually toward U.S. purchases with Dell Technologies on the Business Platinum Card. That’s up to $400 back per year.
$360 Indeed Credit‡
Enroll and get up to $90 in statement credits per quarter year for purchases with Indeed on the Business Platinum Card. That’s up to $360 back per year.
$150 Adobe Credit‡
[1] Annual prepaid business plans automatically renew each year on your annual subscription date until cancelled.
$120 Wireless Telephone Service Credit‡
$200 Airline Fee Credit‡
[1] American Express relies on accurate airline transaction data to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 4 weeks, simply call the number on the back of your Card. See terms & conditions for more details.
$189 CLEAR® Plus Credit‡
Travel With More Confidence
No Foreign Transaction Fees¤‡
Premium Global Assist® Hotline‡
Car Rental Loss and Damage Insurance♦
Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.
Baggage Insurance Plan♦
Shop With More Confidence
Extended Warranty♦
*Coverage limited to the actual amount charged on your Card for the item up to $10,000 per item and $50,000 per calendar year.
Purchase Protection♦
*Up to $10,000 per occurrence, $50,000 per calendar year.
Dispute Resolution‡
Return Protection‡
[1]American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Card. Purchases must be made in the U.S. or its territories.
Entertainment
American Express Experiences‡
American Express Preferred Access‡
Payment Method
Pay Over Time Option‡
The Pay Over Time feature lets you carry a balance with interest on eligible purchases.
How it works:
Eligible charges will be automatically added to your Pay Over Time balance, up to your PayOver Time Limit. Your Limit is the maximum amount you can pay overtime with interest. You must pay in full each month any charges not included in your Pay OverTime balance. Any charges that would cause the total balance to exceed your Pay OverTime Limit will be due in full each month. When it's time to pay your bill, you can pay your balance in full, the minimum due, or any amount in between each month. Carrying a balance will result in you incurring interest. Pay Over Time gives you the ability to carry a balance and pay off eligible purchases, overtime, with interest. Pay Over Time is a feature that gives your business the ability to carry a balance and pay off eligible purchases, with interest. Upon Card approval, you automatically have access to Pay Over Time. At that time, you are assigned an Annual Percentage Rate and a Pay Over Time Limit, which represents the maximum you can revolve at any given time