Choose the card that's Right for your business
What are you looking for in a Card?
American Express®
Business Gold CardEarn 100,000 Membership Rewards® Points
after you spend $15,000 on eligible purchases on the Card in the first 3 months of Card Membership. †
+ 0% APR for 6 months
0.0% Intro APR for 6 months from the date of account opening on purchases eligible for Pay Over Time, then a 19.49% - 28.49% variable APR.¤
$375 Annual Fee¤
0.0% Intro APR for 6 months from the date of account opening on purchases eligible for Pay Over Time, then a 19.49% - 28.49% variable APR.¤
The Business Platinum Card®
from American ExpressEarn 150,000 Membership Rewards® Points
after you spend $20,000 in eligible purchases on the Card within your first 3 months of Card Membership. †
Featured Benefit
5X
Membership Rewards® Points on Flights and Prepaid Hotels Booked on AmexTravel.com‡
$695 Annual Fee¤
APR on purchases will be a variable rate, 19.49% - 28.49%, based on your creditworthiness and other factors as determined at the time of account opening.¤
The Blue Business® Plus Credit Card
from American ExpressEarn 15,000 Membership Rewards® Points
after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.†
Featured Benefit
0.0% introductory APR on purchases for 12 months from the date of account opening. After that your APR will be a variable rate, 18.49% - 26.49%, based on your creditworthiness and other factors as determined at the time of account opening.¤
$0 Annual Fee¤
0.0% introductory APR on purchases for 12 months from the date of account opening. After that your APR will be a variable rate, 18.49% - 26.49%, based on your creditworthiness and other factors as determined at the time of account opening.¤
Why Should You Apply For a Business Card?
Business Cards are great for...
- Frequent business travelers looking to earn rewards on purchases of flight, hotel and car rental reservations.*
- Earning rewards on frequent business purchases like advertising, shipping and office supplies*
- Simplifying recordkeeping with features like Year-End Summary‡ and Employee Cards‡
- Financial flexibility and the increased buying power for large business purchases
* Not all Cards are eligible to get rewards. Terms and limitations vary by Card type.
Compare Card Features and Benefits
American Express® Business Gold Card
Earn 100,000 Membership Rewards® Points
after you spend $15,000 on eligible purchases on the Card in the first 3 months of Card Membership. †
+ 0% APR for 6 months
0.0% Intro APR for 6 months from the date of account opening on purchases eligible for Pay Over Time, then a 19.49% - 28.49% variable APR.¤
$375 Annual Fee¤
0.0% Intro APR for 6 months from the date of account opening on purchases eligible for Pay Over Time, then a 19.49% - 28.49% variable APR.¤
Great For
Growth stage businessesEarning flexible rewardsEveryday business categoriesFeatured Benefits
4X
Points
Earn 4X Membership Rewards® points on the 2 categories where your business spends the most each billing cycle from 6 categories:
- U.S. purchases made from electronic goods retailers and software & cloud system providers
- Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.
- Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways
- Purchases at U.S. media providers for advertising in select media (online, TV, radio)
- U.S. purchases at restaurants, including takeout and delivery
- U.S. purchases at gas stations
While your top 2 categories may change each billing cycle based on where your business spent the most, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories from this list each billing cycle will count towards the $150,000 cap. ‡1X
Points
on other purchases
Terms and limitations apply.‡Pay Over Time ‡
The Pay Over Time feature lets you carry a balance with interest, up to your Pay Over Time Limit, on eligible charges. How it works: Eligible charges will be automatically added to your Pay Over Time balance and can be paid over time, up to the amount of your assigned Pay Over Time Limit on your account. You can choose to pay for these charges over time with interest, or you can pay your full balance each month, whichever is best for your business. You must pay in full any charge or a portion of a charge that is not added to a Pay Over Time balance. ‡Travel Benefits
3x Points
Earn 3X Membership Rewards® points on flights and prepaid hotels booked on AmexTravel.com. ‡Membership Rewards® Program – Travel
Craving a vacation? The Membership Rewards® program offers you so many ways to reward yourself with travel, from using Pay with Points‡ to book an escape at AmexTravel.com to getting an airline gift card to transferring points to a participating hotel loyalty program‡, and more.No Foreign Transaction Fees¤
No Foreign Transaction Fees on international purchases. ‡The Hotel Collection
Book a minimum two-night stay with The Hotel Collection through AmexTravel.com and enjoy a $100 credit to use during your stay towards eligible charges. [1] Plus, 12pm check-in, late check-out and a room upgrade upon arrival, all when available. [2] ‡
[1] Eligible charges vary by property. [2] Certain room categories are not eligible for upgrade.$375 Annual Fee¤
0.0% Intro APR for 6 months from the date of account opening on purchases eligible for Pay Over Time, then a 19.49% - 28.49% variable APR.¤
The Business Platinum Card®
Earn 150,000 Membership Rewards® Points
after you spend $20,000 in eligible purchases on the Card within your first 3 months of Card Membership. †
$695 Annual Fee¤
APR on purchases will be a variable rate, 19.49% - 28.49%, based on your creditworthiness and other factors as determined at the time of account opening.¤
Great For
Big & Small Business ExpensesAirport Lounge AccessFrequent FlyersFeatured Benefits
5X
Membership Rewards® Points
on flights and prepaid hotels on amextravel.com‡
1.5X
Membership Rewards® Points
Earn 1.5X points for every dollar spent (an extra half point per dollar) on: Eligible purchases at US: Construction material and hardware suppliers, Electronic goods retailers and software & cloud system providers, Shipping providers. Each eligible purchase of $5,000 or more everywhere else.‡
Earn 1.5X on up to $2 million of these purchases per calendar year.‡
To learn more about spending categories, visit www.americanexpress.com/rewards-info
1X
Membership Rewards® Points
on other purchases
Terms and limitations apply.‡Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership after renewal with your Business Platinum Card. Enrollment required.
Pay Over Time ‡
The Pay Over Time feature lets you carry a balance with interest, up to your Pay Over Time Limit, on eligible charges.
How it works:
Eligible charges will be automatically added to your Pay Over Time balance and can be paid over time, up to the amount of your assigned Pay Over Time Limit on your account. You can choose to pay for these charges over time with interest, or you can pay your full balance each month, whichever is best for your business. You must pay in full any charge or a portion of a charge that is not added to a Pay Over Time balance.Travel Benefits
$189 CLEAR® Plus Credit‡
CLEAR® Plus helps you get to your gate faster by using unique facial attributes to verify you are you at participating 50+ airports nationwide. You can cover the cost of a CLEAR Plus Membership[1] with up to $189 in statement credits per calendar year after you pay for CLEAR Plus with The Business Platinum Card®. [1]Excluding any applicable taxes and fees. Subject to auto-renewal.
No Foreign Transaction Fees¤‡
No matter where you're traveling, when you use your The Business Platinum Card® there are no foreign transaction fees.Fine Hotels + Resorts
When you're ready to relax and need an escape, enjoy an unforgettable experience with Fine Hotels + Resorts®. When you book through American Express Travel, you’ll receive an average total value of $600[1] in perks, like daily breakfast for two, 4pm check-out, and more. Plus, book on AmexTravel.com and you can earn 5X Membership Rewards® points, or use Pay with Points, on prepaid stays.
1 Average value based on Fine Hotels + Resorts bookings in 2022 for stays of two nights. Benefits include daily breakfast for two, room upgrade upon arrival when available,$100 amenity, guaranteed 4PM late checkout, and noon check-in when available. Certain room categories not eligible for upgrade. $100 amenity varies by property. Actual value will vary based on property, room rate, upgrade availability, and use of benefitsThe Global Lounge Collection‡
You deserve choices. With the American Express Global Lounge Collection® get access to plenty, including 1,400+ airport lounges in over 500 airports around the world. Whether you’re looking for a place to rest and recharge or somewhere to catch up on work, enjoy our growing network of lounges across 140 countries and counting.
$695 Annual Fee¤
APR on purchases will be a variable rate, 19.49% - 28.49%, based on your creditworthiness and other factors as determined at the time of account opening.¤
The Blue Business® Plus Credit Card
Earn 15,000 Membership Rewards® Points
after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.†
$0 Annual Fee¤
0.0% introductory APR on purchases for 12 months from the date of account opening. After that your APR will be a variable rate, 18.49% - 26.49%, based on your creditworthiness and other factors as determined at the time of account opening.¤
Great For
Earning Membership Rewards® points with no category restrictions‡Payment FlexibilityNo Annual Fee¤Featured Benefits
2X
Membership Rewards® points
Earn points fast with no category restrictions, all without an annual fee¤ 2X points on the first $50,000 in purchases each year, 1X points thereafter.‡ Plus, you will earn an additional point for each dollar of eligible travel purchases made on amextravel.com.‡No Annual Fee¤
There is no annual fee for the Card.
Expanded Buying Power‡
Say yes more. You've got the power to use your Card beyond its credit limit‡ with Expanded Buying Power. There are no over-limit fees, no enrollment steps to take and you can continue to earn Membership Rewards® points or cash back on purchases above your credit limit. It’s really just as simple as paying the minimum due each month, which will include any amount you spend over your credit limit. Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.
Travel Benefits
Global Assist® Hotline‡
Sometimes the unexpected happens when you travel. A passport is lost. You come down with a sudden illness. A lawyer is needed. Being a Card Member can make things easier. Global Assist® Hotline‡ can help you prepare for your trip with customs information and more. And while you’re traveling more than 100 miles from home, coordination and assistance services such as lost passport replacement assistance, translation services, missing luggage assistance, and emergency legal and medical referrals are a phone call away. Card Members are responsible for the costs charged by third-party service providers.$0 Annual Fee¤
0.0% introductory APR on purchases for 12 months from the date of account opening. After that your APR will be a variable rate, 18.49% - 26.49%, based on your creditworthiness and other factors as determined at the time of account opening.¤
Grow Your Business with American Express
Access online tools and Card benefits designed to help your business grow. Explore some of the many American Express® Business Card benefits.
Online Statements
View your purchase history, prepare reports, and budget your expenses.
Account Manager
Free up time. Assign a trusted team member to oversee your American Express account. Account Managers can handle tasks like making payments, reviewing transactions, and adding Employee Cards, so you’re free to focus on other priorities. Enroll an Account Manager.‡
Year-End Summary
Get access to a Year-End Summary of charges so you can review your annual spending. Learn more at americanexpress.com/yes‡
