Get more points where you spend the most
Growth stage businesses
Earning flexible rewards
Everyday bonus categories
Point Multipliers
4X Points
Get more rewards with 4X points in the 2 select categories where you spend the most each month*
*4X points applies to the first $150,000 in combined purchases from these 2 categories each year.
1X Points
on other purchases
Terms and limitations apply.‡
Featured Benefit
Pay Over Time Option¤‡
The Pay Over Time option lets you carry a balance with interest on purchases of $100 or more.*
How it works:- Purchases of $100 or more are eligible to be paid over time, up to the amount of your Pay Over Time limit on your account.
- You can choose to pay for these purchases over time with interest, or you can pay your full balance, whichever is best for your business.**
*All purchases under $100 are due in full each month.
** Card Members must pay in full all charges not included in a Pay Over Time Balance
A Sleek Metal Card With Perks That Shine
Businesses with Big Expenses
Point Multipliers
5X Points
Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.‡
1.5X Points per Dollar
Get 1.5X Membership Rewards® points per dollar, on each eligible purchase of $5,000 or more with The Business Platinum Card®. That’s 50% more points. You can get up to 1 million additional points per calendar year. That’s an extra half point per dollar‡
1X Points
on other purchases
Terms and limitations apply.‡
Featured Benefit
Pay Over Time Option¤‡
The Pay Over Time option on the Card lets you carry a balance with interest on purchases of $100 or more.*
How it works:- Purchases of $100 or more are eligible to be paid over time, up to the amount of your Pay Over Time limit on your account.
- You can choose to pay for these purchases over time with interest, or you can pay your full balance, whichever is best for your business.
*All purchases under $100 are due in full each month. Card Members must pay in full all charges not included in a Pay Over Time balance.
Earn More for Your Business with No Annual Fee¤
No Annual Fee¤
Earning Membership Rewards® points with no category restrictions‡
Payment Flexibility
Earn 2% Cash Back Without Category Restrictions
Blue Business Cash™ Card
No Annual Fee¤
Access to Cash Flow Solutions
0% Introductory APR¤
Give Your Business Room to Grow
Seasonal Businesses
Payment Flexibility
Inventory
Great rewards you don't need to work hard for
Contractors/builders
Home service pros
Young businesses
Earn Rewards You Can Work With
Travel Perks and Protection
Purchasing Power
Young Businesses
- Delta Medallion Members
- Accomplished, long-time flyers
Bonus Miles Multipliers
*If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply (ex. you would earn 3X miles on purchases made directly with Delta instead of 1.5X).
Featured Benefits
Lounge Access‡
Enjoy complimentary access to The Centurion® Lounge when you book your Delta flight with your Reserve Card.
Delta Sky Club® One-Time Guest Passes‡
With complimentary access into Delta Sky Club®, you can relax before your Delta flight, or find downtime between connections.‡ You’ll also receive two Delta Sky Club One-Time Guest Passes each year so you can share the experience with others when you’re traveling together.
Due to COVID-19, certain Centurion® Lounges and Delta Sky Club® Lounges are temporarily closed. Please check here for more details.
- New Small Business Owners
- Saving time during travel
- Hybrid trips (business and leisure)
Bonus Miles Multipliers
- on Delta purchases‡
- at restaurants worldwide‡
- on U.S. shipping‡
- and on U.S. advertising in select media‡
Featured Benefits
$100 Delta Flight Credit‡
Get inspired for your next trip – spend $10,000 in purchases on your Card in a calendar year and receive a $100 Delta Flight Credit to get you there sooner.
Pay with Miles‡
Want even more flexibility? Pay with Miles is a Card Member feature that gives you the option to redeem miles for all or part of the cost of your tickets on delta.com.
- Small Business owners with large expenses
- Getting Closer to Status
- Earning miles on Delta flights and at hotels
Bonus Miles Multipliers
and on eligible hotel purchases‡
*If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply (ex. you would earn 3X miles on purchases made directly with Delta and Hotel Stays instead of 1.5X)
Featured Benefits
First Checked Bag Free‡ + Priority Boarding‡
As a benefit of Card Membership, you can check your first bag free on Delta flights booked with your Card and can save up to $60 on a round-trip Delta flight and receive Main Cabin 1 Priority Boarding on Delta flights.‡
Annual Companion Certificate‡
Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card.*‡*Payment of the government imposed taxes and fees of no more than $75 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
Get More Than Business As Usual
Frequent Hilton Travelers
Complimentary Hilton Honors Gold Status
Dining at U.S. restaurants
Purchases at U.S. gas stations
Call Now to Apply
1-844-787-1743
Compare Card Features and Benefits
Business Gold Card
The Business Platinum Card®
The Blue Business® Plus Credit Card
American Express Blue Business Cash™ Card
The Plum Card®
The Lowes Business Rewards Card
Business Green Rewards Card
Delta SkyMiles® Reserve
Business American Express Card
Delta SkyMiles® Gold
Business American Express Card
Delta SkyMiles® Platinum
Business American Express Card
The Hilton Honors American Express Business Card
Business Gold Card
The Business Platinum Card®
The Blue Business® Plus Credit Card
American Express Blue Business Cash™ Card
The Plum Card®
The Lowes Business Rewards Card
Business Green Rewards Card
Delta SkyMiles® Reserve
Business American Express Card
Delta SkyMiles® Gold
Business American Express Card
Delta SkyMiles® Platinum
Business American Express Card
The Hilton Honors American Express Business Card
Earn 35,000 Membership Rewards® Points
Earn 75,000 Membership Rewards® Points
2% Cash Back
1.5% Early Pay Discount
Earn $100 Cash Back after approval†
Earn 15,000 Membership Rewards® Points
Earn 45,000 Bonus Miles† and 10,000 Medallion® Qualification Miles†
Earn 40,000 Bonus Miles†
Earn 45,000 Bonus Miles† and 5,000 Medallion® Qualification Miles†
Earn 130,000 Hilton Honors Bonus Points
Growth stage businesses
Earning flexible rewards
Everyday bonus categories
Businesses with Big Expenses
Earning Membership Rewards® points with no category restrictions‡
Payment Flexibility
No Annual Fee¤
No Annual Fee¤
Access to Cash Flow Solutions
0% Introductory APR¤
Seasonal Business
Payment Flexibility
Inventory
Contractors/builders
Home service pros
Young businesses
Travel Perks and Protection
Purchasing Power
Young Businesses
Delta Medallion Members
Accomplished, long-time flyers
New Small Business Owners
Saving time during travel
Hybrid trips (business and leisure)
Small Business owners with large expenses
Getting Closer to Status
Earning miles on Delta flights and at hotels
Frequent Hilton Travelers
Complimentary Hilton Honors Gold Status‡
Dining at U.S. restaurants
Purchases at U.S. gas stations
4X Points
Earn 4X Membership Rewards® points on the 2 categories where your business spent the most each billing cycle from the list below, plus earn 1X on other purchases.
- Airfare purchased directly from airlines
- U.S. purchases for advertising in select media (online, TV, radio)
- U.S. purchases made directly from select technology providers of computer hardware, software, and cloud solutions
- U.S. purchases at gas stations
- U.S. purchases at restaurants including take out and delivery
- U.S. purchases for shipping
4X points applies to the first $150,000 in combined purchases from these 2 categories each calendar year. Then earn 1 point per dollar.
Terms and limitations apply.‡1X Points
on other purchases
Terms and limitations apply.‡Pay Over Time Option¤‡
The Pay Over Time option lets you carry a balance with interest on purchases of $100 or more.*
How it works:- Purchases of $100 or more are eligible to be paid over time, up to the amount of your Pay Over Time limit on your account.
- You can choose to pay for these purchases over time with interest, or you can pay your full balance, whichever is best for your business.**
*All purchases under $100 are due in full each month.
** Card Members must pay in full all charges not included in a Pay Over Time Balance
5X Points
Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.‡
1.5X Points per Dollar
Get 1.5X Membership Rewards® points per dollar, on each eligible purchase of $5,000 or more with The Business Platinum Card®. That’s 50% more points. You can get up to 1 million additional points per calendar year.
That’s an extra half point per dollar‡
1X Points
on other purchases
Terms and limitations apply.‡
35% Airline Bonus
Book your flight with American Express Travel using Membership Rewards® Pay with Points and get 35% of those points back.‡
Either book a First or Business class flight, or any class flight with your selected qualifying airline. You can get up to 500,000 points back per calendar year.
Pay Over Time Option¤‡
The Pay Over Time option on the Card lets you carry a balance with interest on purchases of $100 or more.*
How it works:- Purchases of $100 or more are eligible to be paid over time, up to the amount of your Pay Over Time limit on your account.
- You can choose to pay for these purchases over time with interest, or you can pay your full balance, whichever is best for your business.
*All purchases under $100 are due in full each month. Card Members must pay in full all charges not included in a Pay Over Time balance.
2X Membership Rewards® points
Earn 2X points with no category restrictions, all without an annual fee.¤
2X points are on your first $50,000 in purchases and 1X points thereafter.‡ Plus, you will earn an additional point for each dollar of eligible travel purchases made on amextravel.com.‡
0%¤ Intro APR
The Blue Business® Plus Credit Card is a credit card with $0¤ Annual Fee + 0.0% introductory APR on purchases for 12 months from the date of account opening. After that your APR will be a variable rate, 13.24% - 19.24%, based on your creditworthiness and other factors as determined at the time of account opening.¤ Perfect for big purchases like wholesale supplies and updating equipment as you pay down your purchase overtime with interest.
Expanded Buying Power‡
Say yes more. You’ve got the power to use your Card beyond its credit limit‡ with Expanded Buying Power. There are no over-limit fees, no enrollment steps to take and you can continue to earn Membership Rewards® points or cash back on purchases above your credit limit. It’s really just as simple as paying the minimum due each month, which will include any amount you spend over your credit limit. Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.
2% Cash Back
on all eligible purchases on up to $50,000 per calendar year‡
1% Cash Back
on purchases thereafter‡
Cash back earned is automatically credited to your statement.
0% Introductory APR¤
Expanded Buying Power‡
Say yes more. You’ve got the power to use your Card beyond its credit limit‡ with Expanded Buying Power. There are no over-limit fees, no enrollment steps to take and you can continue to earn cash back on purchases above your credit limit. It’s really just as simple as paying the minimum due each month, which will include any amount you spend over your credit limit. Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.
60 Days to Pay
Flexibility. Peace of mind. Extra days to pay. Take up to 60 days to pay without interest when you pay the Minimum Due by the Payment Due date.‡
Choose Your Billing Cycle
For even more cash flow flexibility, you can choose whether to receive your bill at the beginning, middle, or end of the month.
3X Points
2X Points
at Lowe's
1X Points
on other purchases
Terms and Limitations Apply.‡ Points can be redeemed for Lowe's Gift Cards and American Express® Gift Cards.Lowe’s Pro Service
LOWE'S PROSERVICES
Access benefits with Lowe's ProServices, including Discounted Delivery, Bulk Rate Pricing and the Business Replenishment Program.
2X Points
Earn 2X Membership Rewards® points for each dollar you spend on eligible purchases at amextravel.com‡
1X Points
Earn one Membership Rewards® point for every eligible dollar you spend.‡
Employee Cards
Get the most out of your Business Card by adding Employee Cards. Earn rewards‡ on employee purchases, plus track employee spending with alerts and summary reports.
Pay Over Time Option¤‡
The Pay Over Time option on the Card lets you carry a balance with interest on purchases of $100 or more.*
How it works:- Purchases of $100 or more are eligible to be paid over time, up to the amount of your Pay Over Time limit on your account.
- You can choose to pay for these purchases over time with interest, or you can pay your full balance, whichever is best for your business.
*All purchases under $100 are due in full each month. Card Members must pay in full any charges not included in a Pay Over Time balance.
3X Miles
on Delta purchases‡
1.5X Miles
on eligible purchases the rest of the year after you spend $150,000 on your Card in a calendar year (that’s an extra half mile per dollar).*‡
*If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply (ex. you would earn 3X miles on purchases made directly with Delta instead of 1.5X).
1X Miles
on other eligible purchases‡
Lounge Access‡
Due to COVID-19, certain Centurion® Lounges and Delta Sky Club® Lounges are temporarily closed. Please check here for more details.
Status Boost™: Get Closer to Status‡
Delta Sky Club® One-Time Guest Passes‡
Due to COVID-19, certain Centurion® Lounges and Delta Sky Club® Lounges are temporarily closed. Please check here for more details.
Annual Companion Certificate‡
*Payment of the government imposed taxes and fees of no more than $75 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
First Checked Bag Free‡ + Priority Boarding‡
Access to Complimentary Upgrades‡
Fee Credit for Global Entry or TSA Pre√®‡
[1] To read the full terms and conditions, visit www.americanexpress.com/expeditedtravel.
2X Miles
1X Miles
First Checked Bag Free‡ + Priority Boarding‡
$100 Delta Flight Credit‡
Pay with Miles‡
3X Miles
and on eligible hotel purchases‡
1.5X Miles
*If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply (ex. you would earn 3X miles on purchases made directly with Delta and Hotel Stays instead of 1.5X)
1X Miles
First Checked Bag Free‡ + Priority Boarding‡
Annual Companion Certificate‡
Status Boost™: Get Closer to Status‡
Fee Credit for Global Entry or TSA Pre√®‡
[1] To read the full terms and conditions, visit www.americanexpress.com/expeditedtravel.
Delta Sky Club® Access‡
Due to COVID-19, certain Centurion® Lounges and Delta Sky Club® Lounges are temporarily closed. Please check here for more details.
12X at Hilton‡
Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
6X on Select Business Travel & Purchases‡
Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases.
- at US gas stations
- on US purchases for shipping
- on wireless telephone services purchased directly from US service providers
- on flights booked directly with airlines or with Amex Travel
- on car rentals booked directly from select car rental companies
- and at US restaurants
3X on other purchases‡
Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
25% Airline Bonus‡
Book your flight with American Express Travel using Membership Rewards® Pay with Points and get 25% of those points back.‡ Either book any class flight with your selected qualifying airline, or a First or Business class flight. You can get up to 250,000 points back per calendar year.
No Foreign Transaction Fees¤‡
Make international purchases from the U.S. or while abroad without being charged foreign transaction fees.
American Express will not charge any foreign transaction fee on the purchases you make outside of the United States with your Card. However, there may be circumstances where ATMs or merchants charge a fee on foreign transactions.
No Foreign Transaction Fees¤‡
American Express will not charge any foreign transaction fee on the purchases you make outside of the United States with your Card. However, there may be circumstances where ATMs or merchants charge a fee on foreign transactions.
Fine Hotels + Resorts® Program‡
Fee Credit for Global Entry or TSA Pre√®‡
Stay focused on getting where you need to go. Receive either a statement credit available every 4 years after you apply for Global Entry ($100) or a statement credit available every 4.5 years after you apply for a five-year membership through any Authorized Enrollment Provider for TSA Pre✓® (up to $85) with an eligible Card. If approved for Global Entry, at no additional charge, you will receive access to TSA Pre✓®. Each Additional Card on eligible Card accounts is also eligible for one statement credit for an application fee for a five-year membership every 4 years for Global Entry or every 4.5 years for TSA Pre✓®. To receive the statement credit, the application fee must be charged on the eligible Additional Card.
To read the full terms and conditions, visit www.americanexpress.com/expeditedtravel.
Global Lounge Collection‡
You deserve choices. With the American Express Global Lounge Collection®, we give you plenty, including access to 1,300+ airport lounges in over 500 airports around the world. Whether you’re looking for a place to rest and recharge or somewhere to catch up on work, enjoy our growing network of lounges across 140 countries and counting.
Global Assist® Hotline‡
Car Rental Loss and Damage Insurance♦
available for vehicles rented in Australia, Italy and New Zealand. This product provides secondary coverage and does not
include liability coverage.
Global Assist® Hotline‡
Car Rental Loss and Damage Insurance♦
No Foreign Transaction Fees¤‡
Global Assist® Hotline‡
Sometimes the unexpected happens when you travel. A passport is lost. You come down with a sudden illness. A lawyer is needed. Being a Card Member can make things easier. Global Assist® Hotline‡ can help you prepare for your trip with customs information and more. And while you’re traveling more than 100 miles from home, coordination and assistance services such as lost passport replacement assistance, translation services, missing luggage assistance, and emergency legal and medical referrals are a phone call away. Card Members are responsible for the costs charged by third-party service providers.‡
Car Rental Loss and Damage Insurance♦
Global Assist® Hotline‡
Sometimes the unexpected happens when you travel. A passport is lost. You come down with a sudden illness. A lawyer is needed. Being a Card Member can make things easier. From pre-trip planning to finding an English-speaking doctor, Global Assist® Hotline‡ is ready to help with coordination and assistance services when you travel more than 100 miles from home. Card Members are responsible for the costs charged by third-party service providers.
Car Rental Loss and Damage Insurance♦
Car Rental Loss and Damage Insurance︎♦ can provide coverage for Damage to or Theft of a Rental Vehicle in a Covered Territory when You use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the Rental Company counter. Please read important exclusions and restrictions. This product provides secondary coverage and does not include liability coverage. Not all vehicle types or rentals are covered. Coverage is not available in Australia, Italy, and New Zealand.
Baggage Insurance Plan♦
No Foreign Transaction Fees¤‡
Premium Global Assist® Hotline‡
Car Rental Loss and Damage Insurance♦
Baggage Insurance Plan♦
No Foreign Transaction Fees¤‡
Global Assist® Hotline‡
Car Rental Loss and Damage Insurance♦
Baggage Insurance Plan♦
No Foreign Transaction Fees¤‡
Global Assist® Hotline‡
Car Rental Loss and Damage Insurance♦
Baggage Insurance Plan♦
No Foreign Transaction Fees¤‡
Car Rental Loss and Damage Insurance♦
Grow Your Business
with American Express
Access online tools and Card benefits designed to help your business grow. Explore some of the many American Express® Business Card benefits.
American Express® Business App
With the American Express® Business App, you can easily add receipt images, add notes and categorize your transactions. To get started: Download the Amex® Business App. Snap a photo of your receipt and match it to your Card transaction. Use the time you save to focus on other priorities.‡
Online Statements
View your purchase history, prepare reports, and budget your expenses.
Account Manager
Free up time. Assign a trusted team member to oversee your American Express account. Account Managers can handle tasks like making payments, reviewing transactions, and adding Employee Cards, so you’re free to focus on other priorities. Enroll an Account Manager.‡
Year-End Summary
Get access to a Year-End Summary of charges so you can review your annual spending. Learn more at americanexpress.com/yes‡
All Business Cards from American Express
Know which Card is right for you?
Fill out an application online.
Business Gold Card
The Business Platinum Card®
The Blue Business® Plus Credit Card
American Express
Blue Business Cash™ Card
The Plum Card®
The Lowes Business Rewards Card
Business Green Rewards Card
Delta SkyMiles® Reserve Business American Express Card
Delta SkyMiles® Gold Business American Express Card
Delta SkyMiles® Platinum Business American Express Card
The Hilton Honors American Express Business Card
Still have questions? Speak to a Business Agent
1-844-787-1743