Get more points where you spend the most
Earn 35,000 Membership Rewards® points after you spend $5,000 on qualifying purchases on the Card within your first 3 months of Card Membership.† Plus get up to 1 year free of G Suite Basic for 3 users and up to 1 year of ZipRecruiter Standard in the form of statement credits for purchases on the Business Gold in your first 12 months of Card Membership. That’s two special offers with a combined value of up to $3,200 if you sign up for both subscriptions.†
Maximize rewards
Flexible cash flow option
Business Solutions
Exclusive Offers
Get up to 1 year free of G Suite Basic for 3 users and up to 1 year free of ZipRecruiter Standard in the form of statement credits for purchases on the Card in your first 12 months of Card membership. That's a combined value of up to $3,200 when you sign up for both subscriptions.†
Featured Benefit
Flexible Payment Option to Manage Cash Flow¤‡
The Pay Over Time option on the Card lets you carry a balance with interest on purchases of $100 or more.*
Purchases of $100 or more are eligible to be paid over time, up to the amount of your Pay Over Time limit on your account. You can choose to pay for these purchases over time with interest, or you can pay your full balance, whichever is best for your business.
*All purchases under $100 are due in full each month.
The Card That Transforms Your Business Travel
Frequent Travelers
Global Lounge Collection‡
24/7 concierge services‡
Point Multipliers
5X Points
Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.‡
1.5 Points per Dollar
on each eligible purchase of $5,000 or more (that's an extra half point per dollar). Up to 1 million additional points per year.‡
1X Points
for each dollar you spend on eligible purchases.‡
New Benefit
With this membership, you can access 300+ premium, inspiring workspaces in 75+ cities. To get this exclusive offer, enroll between 2/15/2019 and 12/31/2019.‡
Earn More for Your Business with No Annual Fee¤
No Annual Fee¤
Earning Membership Rewards® points with no category restrictions
Payment Flexibility
Earn 2X Membership Rewards® points on just about everything
2X Membership Rewards® Points
on the first $50,000 in purchases each year
1X Points
on purchases thereafter‡
Expanded Buying Power‡
Enjoy increased buying power above your credit limit to make bigger purchases for your business.*
Plus, you can earn Membership Rewards® points in the process. It’s that simple.
Give Your Business Room to Grow
$0 annual fee for Employee Cards
Seasonal Businesses
Payment Flexibility
Inventory
Featured Benefits
60 Days to Pay
Flexibility. Peace of mind. Extra days to pay. Take up to 60 days to pay without interest when you pay the Minimum Due by the Payment Due date.‡
No Pre-Set Spending Limit*
The Plum Card® has No Pre-Set Spending Limit‡, which gives you purchasing power that can adjust with your use of the Card and other factors.
*No pre-set spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us, and other factors.The Card that Gives You the Power to Choose
Cash Back
Office Supplies
Advertising and Shipping
Cash Back
5% Cash Back
At U.S. office supply stores and on wireless telephone services purchased directly from U.S. service providers.
1% Cash Back
On other purchases
Terms and limitations apply.‡
5% and 3% apply to the first $50,000 in purchases per calendar year, then 1% applies thereafter. Cash back earned is automatically credited to your statement.
3% Cash Back
On the category of your choice from a list of eight:
- Airfare purchased directly from airlines
- Hotel rooms purchased directly from hotels
- Car rentals purchased from select car rental companies
- U.S. gas stations
- U.S. restaurants
- U.S. purchases for advertising in select media
- U.S. purchases for shipping
- U.S. computer hardware, software, and cloud computing purchases made directly from select providers
Earn unlimited miles that don't expire.
Frequent Fliers
Featured Benefits
Earn 2 Miles
for every dollar spent on eligible purchases made directly with Delta‡ and 1 mile on every eligible dollar spent on purchases.‡
Complimentary Delta Sky Club® Access‡
Get complimentary access to Delta Sky Club® and an exclusive per visit rate of $29 per guest for up to two guests when flying on Delta. Enjoy snacks and beverages, Wi-Fi access, satellite TV, personalized flight assistance, private restrooms and more at the Club.‡
Call Now to Apply
1-855-836-1713
Compare Card Features and Benefits
Business Gold Card
The Business Platinum Card®
The Blue Business℠ Plus Credit Card
The Plum Card®
SimplyCash® Plus Business Credit Card
Delta Reserve for Business Credit Card
Business Gold Card
The Business Platinum Card®
The Blue Business℠ Plus Credit Card
The Plum Card®
SimplyCash® Plus Business Credit Card
Delta Reserve for Business Credit Card
$0 annual fee for Employee Cards
Earn 35,000 Membership Rewards® Points
Earn 35,000 Membership Rewards® points after you spend $5,000 on qualifying purchases on the Card within your first 3 months of Card Membership.† Plus get up to 1 year free of G Suite Basic for 3 users and up to 1 year of ZipRecruiter Standard in the form of statement credits for purchases on the Business Gold in your first 12 months of Card Membership. That’s two special offers with a combined value of up to $3,200 if you sign up for both subscriptions.†
Earn up to 75,000 Membership Rewards Points
Earn 50,000 Membership Reward points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases on the Business Platinum Card, within your first 3 months of Card Membership.†
0.0% introductory APR on purchases and balance transfers for 12 months. After that your APR will be a variable rate, currently 15.49% - 21.49%, based on your creditworthiness and other factors as determined at the time of account opening.¤
1.5% Early Pay Discount
Get a 1.5% discount on the portion of your eligible charges balance that you pay within 10 days of your statement closing date, as long as you pay at least your Minimum Payment Due by your Payment Due Date. The discount will appear as a credit on the following billing statement. Eligible charges are purchases for goods and services minus returns and other credits. Eligible charges do NOT include previously deferred amounts, past due amounts, cash advances, purchases of traveler's checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents.‡
$0 Annual Fee¤
0.0% introductory APR on purchases for 9 months. After that your APR will be a variable rate, currently 14.49% - 21.49%, based on your creditworthiness and other factors as determined at the time of account opening.¤
Earn 80,000 Bonus Miles
Earn 80,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $6,000 in purchases on your new Card in your first 3 months. Plus, get a 0% introductory APR for 6 months on purchases. After the introductory 6 months period, the APR for purchases will be variable at 17.99%-26.99% based on your creditworthiness and other factors at account opening, and this APR will vary with the market based on the Prime Rate.¤ Offer expires 7/2/2019.†
Maximize rewards
Flexible cash flow option
Business Solutions
Frequent Business Travel
Booking Flights and Hotels in One Place
Premium Airport and In-Flight Benefits
Earning Membership Rewards® points with no category restrictions
Payment Flexibility
No Annual Fee¤
Seasonal Business
Payment Flexibility
Inventory
Cash Back
Office Supplies
Advertising and Shipping
Frequent Business Travel
4X Points
Get 4X Membership Rewards® points on the 2 categories where your business spent the most each billing cycle from the list below.
- Airfare purchased directly from airlines
- U.S. purchases for advertising in select media (online, TV, radio)
- U.S. purchases made directly from select technology providers of computer hardware, software, and cloud solutions
- U.S. purchases at gas stations
- U.S. purchases at restaurants
- U.S. purchases at shipping
4X points applies to the first $150,000 in combined purchases from these 2 categories each calendar year.
Terms and limitations apply.‡1X Points
on other purchases‡
Terms and limitations apply.‡Pay Over Time¤‡
The Card gives you the option to carry a balance with interest on purchases of $100 or more.*
How it works:- Purchases of $100 or more are eligible to be paid over time, up to the amount of your Pay Over Time limit on your account.
- You can choose to pay for these purchases over time with interest, or you can pay your full balance, whichever is best for your business.
*All purchases under $100 are due in full each month.
5X Points
Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.‡
1.5 Points per Dollar
on each eligible purchase of $5,000 or more (that’s an extra half point per dollar). Up to 1 million additional points per year.‡
1X Points
for each dollar you spend on eligible purchases.‡
35% Airline Bonus
Book your flight with American Express Travel using Membership Rewards® Pay with Points and get 35% of those points back.‡
Either book a First or Business class flight, or any class flight with your selected qualifying airline. You can get up to 500,000 points back per calendar year.
2X Membership Rewards® Points
Earn 2X points with no category restrictions, all without an annual fee.¤
2X points are on your first $50,000 in purchases and 1X points thereafter. Plus, you will earn an additional point for each dollar of eligible travel purchases made on amextravel.com.‡
0%¤ Intro APR
The Blue Business℠ Plus Credit Card is a credit card with $0¤ Annual Fee + 0.0% introductory APR on purchases and balance transfers for 12 months. After that your APR will be a variable rate, currently 15.49% - 21.49%, based on your creditworthiness and other factors as determined at the time of account opening.¤ Perfect for big purchases like wholesale supplies and updating equipment as you pay down your purchase overtime with interest.
Expanded Buying Power‡
Enjoy increased buying power above your credit limit to make bigger purchases for your business.*
Plus, you can earn Membership Rewards® points in the process. It’s that simple.
60 Days to Pay
Flexibility. Peace of mind. Extra days to pay. Take up to 60 days to pay without interest when you pay the Minimum Due by the Payment Due date.‡
Buy Big
with a spending limit that can grow with your business.‡
Choose Your Billing Cycle
For even more cash flow flexibility, you can choose whether to receive your bill at the beginning, middle, or end of the month.‡
5% Cash Back
3% Cash Back
On the category of your choice from a list of eight:
- Airfare purchased directly from airlines
- Hotel rooms purchased directly from hotels
- Car rentals purchased from select car rental companies
- U.S. gas stations
- U.S. restaurants
- U.S. purchases for advertising in select media
- U.S. purchases for shipping
- U.S. computer hardware, software, and cloud computing purchases made directly from select providers
1% Cash Back
On other purchases
Terms and limitations apply.‡
5% and 3% apply to the first $50,000 in purchases per calendar year, then 1% applies thereafter. Cash back earned is automatically credited to your statement.
Earn 2 Miles
for every dollar spent on eligible purchases made directly with Delta‡ and 1 mile on every eligible dollar spent on purchases.‡
Complimentary Delta Sky Club® Access‡
Get complimentary access to Delta Sky Club® and an exclusive per visit rate of $29 per guest for up to two guests when flying on Delta. Enjoy snacks and beverages, Wi-Fi access, satellite TV, personalized flight assistance, private restrooms and more at the Club.‡
Pay with Points - 25% Airline Bonus
You can receive 25% of Membership Rewards® points back after you use Pay With Points for all or part of a flight booked with American Express Travel if the flight is either on your selected qualifying airline or First or Business class, up to 250,000 points back per calendar year.‡
No Foreign Transaction Fees¤
Make international business purchases without foreign transaction fees.
American Express will not charge any foreign transaction fee on the purchases you make outside of the United States with your Card. However, there may be circumstances where ATMs or merchants charge a fee on foreign transactions.
Premium Roadside Assistance‡
No Foreign Transaction Fees¤‡
Premium Roadside Assistance‡
$200 Airline Fee Credit*‡
Select one qualifying airline to get started. Then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to your Business Platinum Card® Account.*‡
*American Express relies on accurate airline transaction data to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 4 weeks, simply call the number on the back of your Card. See terms & conditions for more details.
Fee Credit for Global Entry or TSA Pre√®‡
You can receive one Global Entry ($100) statement credit or one TSA Pre✓® ($85) statement credit every 4 years for an application fee charged to your Business Platinum Card. If approved for Global Entry or TSA Pre✓®, spend less time waiting at select airports. Choose the option that best suits your travel needs:
For travel from select domestic airports, TSA Pre✓® can expedite security screening
For international travel, Global Entry can reduce wait time at US Customs when you return to the US at select airports.
If approved for Global Entry, at no additional charge, you will receive access to TSA Pre✓®. Each Additional Card on eligible Card accounts is also eligible for one statement credit every 4 years for an application fee.
To receive the statement credit, the application fee must be charged on the eligible Additional Card. To learn more about the benefit and read the full terms and conditions, click here.
Global Lounge Collection‡
We’re #1 where it counts. With more than 1,200 airport lounges across 130 countries and counting, the American Express Global Lounge Collection℠* offers travelers more lounge options than any other card on the market. Enjoy the highest levels of luxury at any of our own networks, The Centurion® Lounge and The International American Express lounges, or visit one of our partners including Delta Sky Club® when flying Delta or a Priority Pass™ Select lounge once enrolled.‡
*Based on comparison with other U.S. credit card programs, as of 5/2018.
Global Assist® Hotline‡
Roadside Assistance Hotline‡
Your car breaks down or blows a tire and you're stranded. Now what? Call the number on the back of your Card for Roadside Assistance Hotline‡. Coordination and assistance with obtaining emergency services like towing, changing a flat, or boosting a battery are a phone call away and you can use your Card to pay. And soon you'll be on your way. Third-party service costs are your responsibility. There are some vehicle exclusions and other important restrictions.
Car Rental Loss and Damage Insurance♦
No Foreign Transaction Fees¤‡
Premium Roadside Assistance‡
Global Assist® Hotline‡
Roadside Assistance Hotline‡
Your car breaks down or blows a tire and you're stranded. Now what? Call the number on the back of your Card for Roadside Assistance Hotline‡. Coordination and assistance with obtaining emergency services like towing, changing a flat, or boosting a battery are a phone call away and you can use your Card to pay. And soon you'll be on your way. Third-party service costs are your responsibility. There are some vehicle exclusions and other important restrictions.
Car Rental Loss and Damage Insurance♦
Concierge for Reserve‡
Annual Companion Certificate‡
Enjoy a Miles Boost®‡
$0 annual fee for Employee Cards
A Card You Can Count On
Did you know that American Express Business Cards come with more than just business benefits? Whether it's a lost suitcase or a flat tire, you can count on your Card to help you when you need it most.
Baggage Insurance Plan♦
Baggage Insurance Plan♦ coverage can be in effect for Eligible Persons for eligible lost, damaged, or stolen baggage during their travel on a Common Carrier (e.g. plane, train, ship, or bus) when the entire fare for a ticket for the trip (one-way or round-trip) is charged to an eligible Card Account. Coverage varies by Card product and is in excess of coverage provided by the Common Carrier (e.g. plane, train, ship, or bus). For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.
Travel Accident Insurance♦
Help protect yourself and your family with Travel Accident Insurance♦. This can provide coverage for accidental death and dismemberment while traveling on a Common Carrier (e.g. plane, train, ship, or bus) when your entire fare** has been charged to the eligible Card. Please read important exclusions and restrictions.
Dispute Resolution‡
If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.
Grow Your Business
with American Express
Access online tools and Card benefits designed to help your business grow. Explore some of the benefits included with every American Express Business Card.
Spend Manager℠
Manage your Business Card expenses as you go. With the Spend Manager℠ Mobile App you can easily add receipts, tags and notes to your transactions.
Employee Cards
We want to help you get as much out of your Business Card as you can. That’s why we’ve designed Employee Cards with tools like spending limits‡ and purchase alerts that are a useful addition to your own office resources. See how Employee Cards can make it easier for you to keep your accounts in order and ease everyday admin tasks.‡Request text or email alerts to see real time details of who's spending and how much. You can even freeze and unfreeze individual Cards.‡
Account Manager
Have a lot of employees? Assign an Account Manager‡ to set spend limits‡and add new employee Cards for you. An Account Manager can handle tasks like reviewing your statements, making payments, and disputing charges.‡
Year-End Summary
Get access to a Year-End Summary of charges so you can review your annual spending.‡
Know which Card is right for you?
Fill out an application online.
Business Gold Card
The Business Platinum Card®
The Blue Business℠ Plus Credit Card
The Plum Card®
SimplyCash® Plus Business Credit Card
Delta Reserve for Business Credit Card
Still have questions? Speak to a Business Agent
1-855-836-1713
All Business Cards from American Express
How it works
With the Business Gold Rewards Card, you can earn 4X Membership Rewards® points on the 2 categories where your business spent the most each billing cycle from the list below:
- Airfare purchased directly from airlines
- U.S. purchases for advertising in select media (online, TV, radio)
- U.S. purchases made directly from select technology providers of computer hardware, software, and cloud solutions
- U.S. purchases at gas stations
- U.S. purchases at restaurants
- U.S. purchases for shipping
4X points applies to the first $150,000 in combined purchases from these 2 categories each calendar year.
1X
on other purchases.