Get more points where you spend the most
Growth stage businesses
Earning flexible rewards
Everyday bonus categories
Point Multipliers
4X Points
Get more rewards with 4X points in the 2 select categories where you spend the most each month*
*4X points applies to the first $150,000 in combined purchases from these 2 categories each year.
1X Points
on other purchases‡
Terms and limitations apply.‡
Featured Benefit
Flexible Payment Option¤‡
The Pay Over Time option lets you carry a balance with interest on purchases of $100 or more.*
How it works:
- Purchases of $100 or more are eligible to be paid over time, up to the amount of your Pay Over Time limit on your account.
- You can choose to pay for these purchases over time with interest, or you can pay your full balance, whichever is best for your business.
The Card That Transforms Your Business Travel
Frequent Flyers
Airport Lounge Access
Businesses with Big Expenses
Point Multipliers
5X Points
Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.‡
1.5 Points per Dollar
Get 1.5X Membership Rewards® points per dollar, on each eligible purchase of $5,000 or more with the The Business Platinum Card®. That’s 50% more points. You can get up to 1 million additional points per year.‡
1X Points
on other purchases
Terms and limitations apply.‡
Earn More for Your Business with No Annual Fee¤
No Annual Fee¤
Earning Membership Rewards® points with no category restrictions
Payment Flexibility
Give Your Business Room to Grow
Seasonal Businesses
Payment Flexibility
Inventory
Earn 2% Cash Back Without Category Restrictions
Blue Business Cash™ Card
No Annual Fee¤
Access to Cash Flow Solutions
0% Introductory APR¤
Earn unlimited miles that don't expire.
($550 if application is received on or after 1/30/2020)
Frequent Fliers
Great rewards you don't need to work hard for
Contractors/builders
Home service pros
Young businesses
Earn Rewards You Can Work With
Travel Perks and Protection
Purchasing Power
Young Businesses
Call Now to Apply
1-855-836-1713
Compare Card Features and Benefits
Business Gold Card
The Business Platinum Card®
The Blue Business® Plus Credit Card
The Plum Card®
NEW American Express Blue Business Cash™ Card
Delta Reserve for Business Credit Card
The Lowes Business Rewards Card
Business Green Rewards Card
Business Gold Card
The Business Platinum Card®
The Blue Business® Plus Credit Card
The Plum Card®
NEW American Express Blue Business Cash™ Card
Delta Reserve for Business Credit Card
The Lowes Business Rewards Card
Business Green Rewards Card
($550 if application is received on or after 1/30/2020)
Earn 35,000 Membership Rewards® Points
Earn up to 100,000 Membership Rewards® Points
1.5% Early Pay Discount
2% Cash Back
Earn 40,000 Bonus Miles
Earn $100 Cash Back after approval†
Earn 15,000 Membership Rewards® Points
Growth stage businesses
Earning flexible rewards
Everyday bonus categories
Frequent Flyers
Airport Lounge Access
Businesses with Big Expenses
Earning Membership Rewards® points with no category restrictions‡
Payment Flexibility
No Annual Fee¤
Seasonal Business
Payment Flexibility
Inventory
No Annual Fee¤
Access to Cash Flow Solutions
0% Introductory APR¤
Frequent Business Travel
Contractors/builders
Home service pros
Young businesses
Travel Perks and Protection
Purchasing Power
Young Businesses
4X Points
Earn 4X Membership Rewards® points on the 2 categories where your business spent the most each billing cycle from the list below, plus earn 1X on other purchases.
- Airfare purchased directly from airlines
- U.S. purchases for advertising in select media (online, TV, radio)
- U.S. purchases made directly from select technology providers of computer hardware, software, and cloud solutions
- U.S. purchases at gas stations
- U.S. purchases at restaurants
- U.S. purchases for shipping
4X points applies to the first $150,000 in combined purchases from these 2 categories each calendar year. Then earn 1 point per dollar.
Terms and limitations apply.‡1X Points
on other purchases‡
Terms and limitations apply.‡Flexible Payment Option¤‡
The Pay Over Time option lets you carry a balance with interest on purchases of $100 or more.*
How it works:- Purchases of $100 or more are eligible to be paid over time, up to the amount of your Pay Over Time limit on your account.
- You can choose to pay for these purchases over time with interest, or you can pay your full balance, whichever is best for your business.
*All purchases under $100 are due in full each month.
5X Points
Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.‡
1.5 Points per Dollar
Get 1.5X Membership Rewards® points per dollar, on each eligible purchase of $5,000 or more with the The Business Platinum Card®. That’s 50% more points. You can get up to 1 million additional points per year.‡
1X Points
on other purchases
Terms and limitations apply.‡
35% Airline Bonus
Book your flight with American Express Travel using Membership Rewards® Pay with Points and get 35% of those points back.‡
Either book a First or Business class flight, or any class flight with your selected qualifying airline. You can get up to 500,000 points back per calendar year.
2X Membership Rewards® Points
Earn 2X points with no category restrictions, all without an annual fee.¤
2X points are on your first $50,000 in purchases and 1X points thereafter.‡ Plus, you will earn an additional point for each dollar of eligible travel purchases made on amextravel.com.‡
0%¤ Intro APR
The Blue Business® Plus Credit Card is a credit card with $0¤ Annual Fee + 0.0% introductory APR on purchases and balance transfers for 12 months. After that your APR will be a variable rate, currently 14.74% - 20.74%, based on your creditworthiness and other factors as determined at the time of account opening.¤ Perfect for big purchases like wholesale supplies and updating equipment as you pay down your purchase overtime with interest.
Expanded Buying Power‡
Say yes more. You’ve got the power to use your Card beyond its credit limit‡ with Expanded Buying Power. There are no over-limit fees¤, no enrollment steps to take and you even earn points on purchases above your credit limit. It’s really just as simple as paying the minimum due each month, which will include any amount you spend over your credit limit. Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.
60 Days to Pay
Flexibility. Peace of mind. Extra days to pay. Take up to 60 days to pay without interest when you pay the Minimum Due by the Payment Due date.‡
Buy Big
with a spending limit that can grow with your business.‡
Choose Your Billing Cycle
For even more cash flow flexibility, you can choose whether to receive your bill at the beginning, middle, or end of the month.
2% Cash Back
on all eligible purchases on up to $50,000 per calendar year
1% Cash Back
on purchases thereafter‡
Cash back earned is automatically credited to your statement.
0% Introductory APR
Expanded Buying Power‡
Say yes more. You’ve got the power to use your Card beyond its credit limit‡ with Expanded Buying Power. There are no over-limit fees, no enrollment steps to take and you even earn points on purchases above your credit limit. It’s really just as simple as paying the minimum due each month, which will include any amount you spend over your credit limit. Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.
Earn 2 Miles
for every dollar spent on eligible purchases made directly with Delta‡ and 1 mile on every eligible dollar spent on purchases.‡
Complimentary Delta Sky Club® Access‡
Get complimentary access to Delta Sky Club® and an exclusive per visit rate of $29 per guest for up to two guests when flying on Delta. Enjoy snacks and beverages, Wi‑Fi access, satellite TV, personalized flight assistance, private restrooms and more at the Club. Starting 1/30/2020, the exclusive per-visit rate to access the Delta Sky Club® will be $39 per person.‡
3X Points
2X Points
at Lowe's
1X Points
on other purchases
Terms and Limitations Apply.‡ Points can be redeemed for Lowe's Gift Cards and American Express® Gift Cards.Lowe’s Pro Service
LOWE'S PROSERVICES
Access benefits with Lowe's ProServices, including Discounted Delivery, Bulk Rate Pricing and the Business Replenishment Program.
2X Points
Earn 2X Membership Rewards® points for each dollar you spend on eligible purchases at amextravel.com‡
1X Points
Earn one Membership Rewards® point for every eligible dollar you spend.‡
Employee Cards
Get the most out of your Business Card by adding Employee Cards. Earn rewards‡ on employee purchases, plus track employee spending with alerts and summary reports.
25% Airline Bonus‡
Book your flight with American Express Travel using Membership Rewards® Pay with Points and get 25% of those points back.‡ Either book any class flight with your selected qualifying airline, or a First or Business class flight. You can get up to 250,000 points back per calendar year.
No Foreign Transaction Fees¤‡
Make international business purchases without foreign transaction fees.
American Express will not charge any foreign transaction fee on the purchases you make outside of the United States with your Card. However, there may be circumstances where ATMs or merchants charge a fee on foreign transactions.
No Foreign Transaction Fees¤‡
$200 Airline Fee Credit*‡
Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to your Business Platinum Card® Account.*‡
*American Express relies on accurate airline transaction data to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 4 weeks, simply call the number on the back of your Card. See terms & conditions for more details.
Fee Credit for Global Entry or TSA Pre√®‡
You can receive one Global Entry ($100) statement credit every 4 years or one TSA Pre✓® ($85) statement credit every 4.5 years for an application fee charged to Business Platinum Card®. If approved for Global Entry or TSA Pre✓®, spend less time waiting at select airports. Choose the option that best suits your travel needs:
- For travel from select domestic airports, TSA Pre✓® can expedite security screening
- For international travel, Global Entry can reduce wait time at US Customs when you return to the US at select airports.
If approved for Global Entry, at no additional charge, you will receive access to TSA Pre✓®. Each Additional Card on eligible Card accounts is also eligible for one statement credit every 4 years for Global Entry or every 4.5 years for TSA Pre✓® for an application fee. To receive the statement credit, the application fee must be charged on the eligible Additional Card. To learn more about the benefit and read the full terms and conditions, click here.
Global Lounge Collection‡
We’re #1 where it counts. With more than 1,200 airport lounges across 130 countries and counting, the American Express Global Lounge Collection℠* offers travelers more lounge options than any other card on the market. Enjoy the highest levels of luxury at any of our own networks, The Centurion® Lounge and The International American Express lounges, or visit one of our partners including Delta Sky Club® when flying Delta or a Priority Pass™ Select lounge once enrolled.‡
*Based on comparison with other U.S. credit card programs, as of 5/2018.
Global Assist® Hotline‡
Car Rental Loss and Damage Insurance♦
No Foreign Transaction Fees¤
Global Assist® Hotline‡
Car Rental Loss and Damage Insurance♦
Concierge for Reserve‡
Annual Companion Certificate‡
Enjoy a Miles Boost®
Global Assist® Hotline‡
Sometimes the unexpected happens when you travel. A passport is lost. You come down with a sudden illness. A lawyer is needed. Being a Card Member can make things easier. Global Assist® Hotline‡ can help you prepare for your trip with customs information and more. And while you’re traveling more than 100 miles from home, coordination and assistance services such as lost passport replacement assistance, translation services, missing luggage assistance, and emergency legal and medical referrals are a phone call away. Card Members are responsible for the costs charged by third-party service providers.‡
Car Rental Loss and Damage Insurance♦
Global Assist® Hotline‡
Sometimes the unexpected happens when you travel. A passport is lost. You come down with a sudden illness. A lawyer is needed. Being a Card Member can make things easier. From pre-trip planning to finding an English-speaking doctor, Global Assist® Hotline‡ is ready to help with coordination and assistance services when you travel more than 100 miles from home. Card Members are responsible for the costs charged by third-party service providers.
Car Rental Loss and Damage Insurance♦
Car Rental Loss and Damage Insurance♦ can provide coverage for theft of or damage to most rental vehicles when you use your eligible Card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver (CDW) or similar option offered by the Commercial Car Rental Company. Please read important exclusions and restrictions. This product provides secondary coverage and does not include liability coverage. Not all vehicle types or rentals are covered. Coverage is not available in Australia, Italy, and New Zealand.
Baggage Insurance Plan♦
($550 if application is received on or after 1/30/2020)
Grow Your Business
with American Express
Access online tools and Card benefits designed to help your business grow. Explore some of the benefits included with every American Express Business Card.
American Express® Business App
With the American Express® Business App, you can easily add receipt images, add notes and categorize your transactions. To get started: Download the Amex® Business App. Snap a photo of your receipt and match it to your transaction. Use the time you save to focus on other priorities.‡
Online Statements
View your purchase history, prepare reports, and budget your expenses.
Account Manager
Free up time. Assign a trusted team member to oversee your American Express account. Account Managers can handle tasks like making payments, reviewing transactions, and adding Employee Cards, so you’re free to focus on other priorities. Enroll an Account Manager.‡
Year-End Summary
Get access to a Year-End Summary of charges so you can review your annual spending. Learn more at americanexpress.com/yes.‡
Know which Card is right for you?
Fill out an application online.
Business Gold Card
The Business Platinum Card®
The Blue Business® Plus Credit Card
The Plum Card®
NEW American Express
Blue Business Cash™ Card
Delta Reserve for Business Credit Card
The Lowes Business Rewards Card
Business Green Rewards Card
($550 if application is received on or after 1/30/2020)
Still have questions? Speak to a Business Agent
1-855-836-1713
