American Express®
Business Gold Card
Earn 100,000 Membership Rewards® Points
after you spend $15,000 on eligible purchases on the Card in the first 3 months of Card Membership. †
+ 0% APR for 6 months
0.0% Intro APR for 6 months from the date of account opening on purchases eligible for Pay Over Time, then a 18.99% - 27.99% variable APR.¤
$375 Annual Fee¤
0.0% Intro APR for 6 months from the date of account opening on purchases eligible for Pay Over Time, then a 18.99% - 27.99% variable APR.¤
4XPoints
Earn 4X Membership Rewards® points on the 2 categories where your business spends the most each billing cycle from 6 categories:
- U.S. purchases made from electronic goods retailers and software & cloud system providers
- Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.
- Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways
- Purchases at U.S. media providers for advertising in select media (online, TV, radio)
- U.S. purchases at restaurants, including takeout and delivery
- U.S. purchases at gas stations
While your top 2 categories may change each billing cycle based on where your business spent the most, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories from this list each billing cycle will count towards the $150,000 cap. ‡
1XPoints
on other purchases
Terms and limitations apply.‡
Terms and limitations apply.‡
$240 Flexible Business Credit ‡
Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.
$155 Walmart+ Membership Credit‡
Get up to a $12.95[1] statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card.
[1]Up to $12.95 plus applicable taxes on one membership fee.
[1]Up to $12.95 plus applicable taxes on one membership fee.