American Express® Business Gold Card

Welcome Offer

Earn 70,000 Membership Rewards® Points

Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with your Card in the first 3 months.

$295 Annual Fee¤
APR on purchases will be a variable rate, 16.49% - 24.49%, based on your creditworthiness and other factors as determined at the time of account opening.¤
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Earning Rewards
Featured Benefits
4X
Points

Earn 4X Membership Rewards® points on the top 2 categories where your business spent the most each billing cycle from the list below, plus earn 1X on other purchases.

  • Airfare purchased directly from airlines
  • U.S. purchases for advertising in select media (online, TV, radio)
  • U.S. purchases made directly from select technology providers of computer hardware, software, and cloud solutions
  • U.S. purchases at gas stations
  • U.S. purchases at restaurants, including take out and delivery
  • U.S. purchases for shipping

Terms and limitations apply. 4X points applies to the first $150,000 in combined purchases from these 2 categories each calendar year Then earn 1 point per dollar.


To learn more about spending categories, visit www.americanexpress.com/rewards-info.


There is no limit to the total number of points you can earn.

1X
Points
on other purchases

Terms and limitations apply.
Pay Over Time Option

The Pay Over Time option lets you carry a balance with interest on eligible purchases.*

How it works:
  • Eligible purchases can be paid over time, up to the amount of your Pay Over Time Limit on your account.
  • You can choose to pay for these purchases over time with interest, or you can pay your full balance each month, whichever is best for your business.
*Card Members must pay in full all charges not included in a Pay Over Time balance.
25% Airline Bonus
Book your flight with American Express Travel using Membership Rewards® Pay with Points and get 25% of those points back. Either book a First or Business class flight, or any class flight with your selected qualifying airline. You can get up to 250,000 points back per calendar year.
$295 Annual Fee¤
APR on purchases will be a variable rate, 16.49% - 24.49%, based on your creditworthiness and other factors as determined at the time of account opening.¤
Apply Now

The AMEX Difference

Enrich the way you spend with a host of perks and benefits exclusive to Card Members.

ACCOUNT ALERTS


American Express® Business Card Members can set Account Alerts to help avoid late payments, spot irregular spending, and monitor Employee Card use.

ACCOUNT MANAGER


Free up time. Assign a trusted team member to oversee your American Express account. Account Managers can handle tasks like making payments, reviewing transactions, and adding Employee Cards, so you're free to focus on other priorities.

YEAR-END SUMMARY


Get access to a Year-End Summary of charges so you can review your annual spending. Learn more at americanexpress.com/yes.

AMERICAN EXPRESS® APP


Take advantage of your Membership with the Amex® App. Track your spending and rewards, find nearby offers, and stay on top of payments virtually anywhere you go.

DISPUTE RESOLUTION


If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.

ONLINE STATEMENTS


View your purchase history, prepare reports, and budget your expenses.

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