The Business Platinum Card®

Earn 120,000 Membership Rewards® Points
Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card in the first 3 months.†
$695 Annual Fee¤
APR on purchases will be a variable rate, 16.49% - 24.49%, based on your creditworthiness and other factors as determined at the time of account opening.¤
Earning Rewards
Featured Benefits
5X
Points
on flights and prepaid hotels on amextravel.com‡
1.5X
Points
Earn 1.5X points for every dollar spent (an extra half point per dollar) on: Eligible purchases at US: Construction material and hardware suppliers, Electronic goods retailers and software & cloud system providers, Shipping providers. Each eligible purchase of $5,000 or more everywhere else.‡
Earn 1.5X on up to $2 million of these purchases per calendar year.‡
To learn more about spending categories, visit www.americanexpress.com/rewards-info
Earn 1.5X on up to $2 million of these purchases per calendar year.‡
To learn more about spending categories, visit www.americanexpress.com/rewards-info
35% Airline Bonus
You can receive 35% Membership Rewards® points back after you use the Pay With Points feature for all or part of a flight booked with American Express Travel if the flight is either First or Business class or on your selected qualifying airline, up to 1 million bonus points back per calendar year.‡
Over $1,400
Unlock over $1,400 in value per year in business benefits on the Business Platinum Card. Enrollment required.‡
$695 Annual Fee¤
APR on purchases will be a variable rate, 16.49% - 24.49%, based on your creditworthiness and other factors as determined at the time of account opening.¤
Not looking for a Business Card?
View Personal Cards$400 Dell Technologies Credit‡
Upgrade your tech, enhance your business.
Enroll and get up to $400 in statement credits per year toward U.S. purchases with Dell Technologies on the Business Platinum Card. That's up to $200 back semi-annually.
Enroll and get up to $400 in statement credits per year toward U.S. purchases with Dell Technologies on the Business Platinum Card. That's up to $200 back semi-annually.
$360 Indeed Credit‡
Build your team, grow your business.
Enroll and get up to $360 in statement credits per year for purchases with Indeed on the Business Platinum Card. That's up to $90 back per quarter.
Enroll and get up to $360 in statement credits per year for purchases with Indeed on the Business Platinum Card. That's up to $90 back per quarter.
$150 Adobe Credit‡
Get up to $150 in statement credits per year for purchases with Adobe on annual prepaid plans for eligible Creative Cloud for teams and Acrobat Pro DC with e-sign for teams on the Business Platinum Card. Enrollment required.[1]
[1] Annual prepaid plans automatically renew each year on your annual subscription date until cancelled.
[1] Annual prepaid plans automatically renew each year on your annual subscription date until cancelled.
$120 Wireless Telephone Service Credit‡
Get up to $120 in statement credits per year for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card. That's up to $10 back per month. Enrollment required.
$200 Airline Fee Credit‡
Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Card or any of the Additional Cards on your Platinum Card account.[1]
[1] American Express relies on accurate airline transaction data to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 4 weeks, simply call the number on the back of your Card. See terms & conditions for more details.
[1] American Express relies on accurate airline transaction data to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 4 weeks, simply call the number on the back of your Card. See terms & conditions for more details.
$189 CLEAR Credit‡
CLEAR® uses biometrics to assign you a touchless ID, allowing you to move faster through security at select airports and stadiums across the U.S. You can cover the cost of a CLEAR membership with up to $189 in statement credits per year after you pay for CLEAR with your Business Platinum Card®.
35% Airline Bonus
You can receive 35% Membership Rewards® points back after you use the Pay With Points feature for all or part of a flight booked with American Express Travel if the flight is either First or Business class or on your selected qualifying airline, up to 1 million bonus points back per calendar year.‡
Fine Hotels & Resorts® Program‡
When you're ready to travel, we're ready to help. Call us anytime. Our travel consultants can tailor a trip to your interests and book it to get you on your way. And on AmexTravel.com, you can explore our curated collections of hotels and resorts. With over 1,100 places to stay all around the world, you can easily find the right fit for you.
American Express Global Lounge Collection®‡
You deserve choices. With the American Express Global Lounge Collection® get access to plenty, including 1,400+ airport lounges in over 500 airports around the world. Whether you're looking for a place to rest and recharge or somewhere to catch up on work, enjoy our growing network of lounges across 140 countries and counting.
Cell Phone Protection‡
One more way we'll have your back.
Fixing a cracked screen can be expensive. With Cell Phone Protection[1], you can be reimbursed for your cost to repair or replace your damaged cell phone, including a cracked screen, for a maximum of $800 per claim with a limit of 2 approved claims per 12-month period when your cell phone line is listed on a wireless bill and the prior month's wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim. Additional terms and conditions apply.‡
[1] Coverage is provided by New Hampshire Insurance Company, an AIG Company.
Fixing a cracked screen can be expensive. With Cell Phone Protection[1], you can be reimbursed for your cost to repair or replace your damaged cell phone, including a cracked screen, for a maximum of $800 per claim with a limit of 2 approved claims per 12-month period when your cell phone line is listed on a wireless bill and the prior month's wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim. Additional terms and conditions apply.‡
[1] Coverage is provided by New Hampshire Insurance Company, an AIG Company.
No Foreign Transaction Fees¤‡
No matter where you're traveling, when you use your The Business Platinum Card® there are no foreign transaction fees.
Fee Credit for Global Entry or TSA PreCheck®‡
Stay focused on getting where you need to go. Receive either a statement credit available every 4 years after you apply for Global Entry ($100) or a statement credit available every 4.5 years after you apply for a five-year membership through any Authorized Enrollment Provider for TSA Pre✓® (up to $85) with an eligible Card. If approved for Global Entry, at no additional charge, you will receive access to TSA Pre✓®. Each Additional Card on eligible Card accounts is also eligible for one statement credit for an application fee for a five-year membership every 4 years for Global Entry or every 4.5 years for TSA Pre✓®. To receive the statement credit, the application fee must be charged on the eligible Basic Card or on the Additional Card.[1]
[1] To read the full terms and conditions, visit www.americanexpress.com/expeditedtravel.
[1] To read the full terms and conditions, visit www.americanexpress.com/expeditedtravel.
The Hotel Collection‡
You get 5X Membership Rewards® points per eligible dollar spent‡, in addition to a $100 experience credit to spend on qualifying dining, spa, and resort activities when you book a prepaid stay of at least two consecutive nights at participating properties, at americanexpress.com/hc.[1]
[1]Experience credit varies by property.
[1]Experience credit varies by property.
Car Rental Loss and Damage Insurance♦
Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.
Baggage Insurance Plan♦
Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to $2,000 for checked Baggage and up to a combined maximum of $3,000 for checked and carry-on Baggage, in excess of coverage provided by the Common Carrier. The coverage is also subject to a $3,000 aggregate limit per Covered Trip. For New York State residents, there is a $2,000 per bag/suitcase limit for each Covered Person with a $10,000 aggregate maximum for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.
Dispute Resolution‡
If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.‡
Extended Warranty♦
Why is it that as soon as a Manufacturer's Warranty runs out, something always seem to happen? Use your Eligible Card for Covered Purchases and you can have warranty protection for longer. Extended Warranty♦ matches the Original Manufacturer's Warranty for up to one additional year when you use your Eligible Card. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions. Please read important exclusions and restrictions.*
*Coverage limited to the actual amount charged on your Card for the item up to $10,000 per item and $50,000 per calendar year.
*Coverage limited to the actual amount charged on your Card for the item up to $10,000 per item and $50,000 per calendar year.
Purchase Protection♦
Sometimes your favorite new purchase gets stolen, accidentally damaged, or lost. But when you use your Eligible Card for Covered Purchases, your Membership can help protect them for up to 90 days from the Covered Purchase date. Please read important exclusions and restrictions.*
*Up to $10,000 per occurrence, $50,000 per calendar year.
*Up to $10,000 per occurrence, $50,000 per calendar year.
Return Protection‡
With Return Protection‡, you may return eligible purchases to American Express if the seller won't take them back up to 90 days from the date of purchase. American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Card. Purchases must be made in the U.S. or its territories.
American Express Experiences
Stay in the know with exclusive access to ticket presales‡ and Card Member-only events in a city near you. Check out Broadway shows and concert tours, family and sporting events, and more‡. For more information, please visit americanexpress.com/entertainment.
American Express Preferred Access‡
With Preferred Access, you will have access to premium seats for select cultural and sporting events, based on availability. For more information, please visit americanexpress.com/entertainment.
The Business Platinum Card®

Earn 120,000 Membership Rewards® Points
Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card in the first 3 months.†
$695 Annual Fee¤
APR on purchases will be a variable rate, 16.49% - 24.49%, based on your creditworthiness and other factors as determined at the time of account opening.¤