The Business Platinum Card®
Earn 120,000 Membership Rewards® Points
after you spend $15,000 on eligible purchases with your Card in the first 3 months.†
$695 Annual Fee¤
APR on purchases will be a variable rate, 19.49% - 27.49%, based on your creditworthiness and other factors as determined at the time of account opening.¤
Earning Rewards
Featured Benefits
5X
Membership Rewards® Points
on Flights and Prepaid Hotels Booked on AmexTravel.com‡
1.5X
Membership Rewards® Points
Earn 1.5X points for every dollar spent (an extra half point per dollar) on: Eligible purchases at US: Construction material and hardware suppliers, Electronic goods retailers and software & cloud system providers, Shipping providers. Each eligible purchase of $5,000 or more everywhere else.‡
Earn 1.5X on up to $2 million of these purchases per calendar year.‡
To learn more about spending categories, visit www.americanexpress.com/rewards-info
Earn 1.5X on up to $2 million of these purchases per calendar year.‡
To learn more about spending categories, visit www.americanexpress.com/rewards-info
Over $1,400
Unlock over $1,400 in value per year with the Business Platinum Card. Enrollment required.‡
$695 Annual Fee¤
APR on purchases will be a variable rate, 19.49% - 27.49%, based on your creditworthiness and other factors as determined at the time of account opening.¤
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$400 Dell Technologies Credit‡
Upgrade your tech, enhance your business.
Enroll and get up to $200 in statement credits semi-annually toward U.S. purchases with Dell Technologies on the Business Platinum Card. That’s up to $400 back per year.
Enroll and get up to $200 in statement credits semi-annually toward U.S. purchases with Dell Technologies on the Business Platinum Card. That’s up to $400 back per year.
$360 Indeed Credit‡
Build your team, grow your business.
Enroll and get up to $90 in statement credits per quarter year for purchases with Indeed on the Business Platinum Card. That’s up to $360 back per year.
Enroll and get up to $90 in statement credits per quarter year for purchases with Indeed on the Business Platinum Card. That’s up to $360 back per year.
$150 Adobe Credit‡
Get up to $150 in statement credits per year for eligible annual prepaid business plan purchases with Adobe on Creative Cloud for teams or Acrobat Pro DC with e-sign for teams on the Business Platinum Card. Enrollment required.[1]
[1] Annual prepaid business plans automatically renew each year on your annual subscription date until cancelled.
[1] Annual prepaid business plans automatically renew each year on your annual subscription date until cancelled.
$120 Wireless Telephone Service Credit‡
Get up to $10 in statement credits per month for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card. That’s up to $120 back per year. Enrollment required.
$200 Airline Fee Credit‡
Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Card or any of the Additional Cards on your Platinum Card account.[1]
[1] American Express relies on accurate airline transaction data to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 4 weeks, simply call the number on the back of your Card. See terms & conditions for more details.
[1] American Express relies on accurate airline transaction data to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 4 weeks, simply call the number on the back of your Card. See terms & conditions for more details.
$189 CLEAR® Plus Credit‡
CLEAR® uses unique attributes, such as eyes or fingerprints, to digitally verify identity to help its members move faster through security at select airports nationwide. You can cover the cost of a CLEAR Plus membership[1] with up to $189 in statement credits per year after you pay for CLEAR Plus with your Business Platinum Card®.
[1]Excluding any applicable taxes and fees. Subject to auto-renewal.
Fine Hotels & Resorts®‡
When you're ready to relax and need an escape, enjoy an unforgettable experience with Fine Hotels + Resorts®. When you book through American Express Travel, you’ll receive an average total value of $600[1] in perks, like daily breakfast for two, 4pm check-out, and more. Plus, book on AmexTravel.com and you can earn 5X Membership Rewards® points‡, or use Pay with Points‡, on prepaid stays.
1 Average value based on Fine Hotels + Resorts bookings in 2022 for stays of two nights. Benefits include daily breakfast for two, room upgrade upon arrival when available,$100 amenity, guaranteed 4PM late checkout, and noon check-in when available. Certain room categories not eligible for upgrade. $100 amenity varies by property. Actual value will vary based on property, room rate, upgrade availability, and use of benefits
1 Average value based on Fine Hotels + Resorts bookings in 2022 for stays of two nights. Benefits include daily breakfast for two, room upgrade upon arrival when available,$100 amenity, guaranteed 4PM late checkout, and noon check-in when available. Certain room categories not eligible for upgrade. $100 amenity varies by property. Actual value will vary based on property, room rate, upgrade availability, and use of benefits
The Global Lounge Collection‡
You deserve choices. With the American Express Global Lounge Collection® get access to plenty, including 1,400+ airport lounges in over 500 airports around the world. Whether you're looking for a place to rest and recharge or somewhere to catch up on work, enjoy our growing network of lounges across 140 countries and counting.
Cell Phone Protection‡
Sometimes the Unexpected Happens
You can be reimbursed, the lesser of, your costs to repair or replace your damaged or Stolen cell phone up to $800, subject to a $50 deductible, for 2 approved claims per 12-month period when your prior month's wireless bill was paid utilizing an Eligible Card Account. Terms and conditions apply.[1] [1]Coverage is provided by New Hampshire Insurance Company, an AIG Company.
You can be reimbursed, the lesser of, your costs to repair or replace your damaged or Stolen cell phone up to $800, subject to a $50 deductible, for 2 approved claims per 12-month period when your prior month's wireless bill was paid utilizing an Eligible Card Account. Terms and conditions apply.[1] [1]Coverage is provided by New Hampshire Insurance Company, an AIG Company.
No Foreign Transaction Fees¤‡
No matter where you're traveling, when you use your The Business Platinum Card® there are no foreign transaction fees.
Fee Credit for Global Entry or TSA PreCheck®‡
Stay focused on getting where you need to go. Receive either a statement credit every 4 years after you apply for Global Entry ($100) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your The Business Platinum Card®. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
To read the full terms and conditions, visit www.americanexpress.com/expeditedtravel.
To read the full terms and conditions, visit www.americanexpress.com/expeditedtravel.
The Hotel Collection‡
You get 5X Membership Rewards® points per eligible dollar spent on prepaid bookings on amextravel.com‡, in addition to a $100 experience credit[1] when you book a prepaid stay of at least two consecutive nights at participating properties, at americanexpress.com/hc.‡
[1]Experience credit varies by property.
[1]Experience credit varies by property.
Car Rental Loss and Damage Insurance♦
Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory.
Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage..
Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage..
Baggage Insurance Plan♦
Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to $2,000 for checked Baggage and up to a combined maximum of $3,000 for checked and carry-on Baggage, in excess of coverage provided by the Common Carrier. The coverage is also subject to a $3,000 aggregate limit per Covered Trip. For New York State residents, there is a $2,000 per bag/suitcase limit for each Covered Person with a $10,000 aggregate maximum for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.
Dispute Resolution‡
If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.‡
Extended Warranty♦
Why is it that as soon as a Manufacturer's Warranty runs out, something always seem to happen? Use your Eligible Card for Covered Purchases and you can have warranty protection for longer. Extended Warranty♦ matches the Original Manufacturer's Warranty for up to one additional year when you use your Eligible Card. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions. Please read important exclusions and restrictions.*
*Coverage limited to the actual amount charged on your Card for the item up to $10,000 per item and $50,000 per calendar year.
*Coverage limited to the actual amount charged on your Card for the item up to $10,000 per item and $50,000 per calendar year.
Purchase Protection♦
Sometimes your favorite new purchase gets stolen, accidentally damaged, or lost. But when you use your Eligible Card for Covered Purchases, your Membership can help protect them for up to 90 days from the Covered Purchase date. Please read important exclusions and restrictions.*
*Up to $10,000 per occurrence, $50,000 per calendar year.
*Up to $10,000 per occurrence, $50,000 per calendar year.
Return Protection‡
With Return Protection, you may return eligible purchases to American Express if the seller won't take them back up to 90 days from the date of purchase.[1]
[1]American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Card. Purchases must be made in the U.S. or its territories.
[1]American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Card. Purchases must be made in the U.S. or its territories.
American Express Experiences‡
Stay in the know with exclusive access to ticket presales‡ and Card Member-only events in a city near you. Check out Broadway shows and concert tours, family and sporting events, and more‡. For more information, please visit americanexpress.com/entertainment.
American Express Preferred Access‡
With Preferred Access, you will have access to premium seats for select cultural and sporting events, based on availability. For more information, please visit americanexpress.com/entertainment.
The Business Platinum Card®
Earn 120,000 Membership Rewards® Points
after you spend $15,000 on eligible purchases with your Card in the first 3 months.†
$695 Annual Fee¤
APR on purchases will be a variable rate, 19.49% - 27.49%, based on your creditworthiness and other factors as determined at the time of account opening.¤